Debt Consolidation for Bad Credit

If you are struggling with debt and have bad credit, one of the worse things you can do is file for bankruptcy. Depending on the type of bankruptcy you file (Chapter 7 or Chapter 13) it entails either discharging all qualifying debts or restructuring your debts and making an affordable monthly payment to a court-appointed trustee for 3-5 years.

Although bankruptcy sounds like a great quick fix for your debt problems, it will make your already bad credit much worse. A bankruptcy will stay on your credit report for up to 10 years. That means ten years of explaining your bad credit every time you try to apply for a loan, get a new credit card, or even get a new cell phone. A much better idea is to consider the options that Accredited Debt Relief offers for debt consolidation for bad credit.

Accredited Debt Relief  and its debt relief partners specialize in helping you take control of your financial future with a NO ADVANCED FEE debt settlement program. We review multiple debt relief programs with NO ADVANCED FEES in order to find the program that best meets your needs. This includes credit card debt consolidation, debt management, debt consolidation for bad credit, debt settlement, and credit counseling, and we guarantee you will not pay any fees for the services until our negotiators have successfully resolved a debt for you and you have approved it.

If you’re struggling from unmanageable debt burdens, bankruptcy may be a tempting solution to eliminate your debt problems. But bankruptcy is a drastic measure and should always be taken as a last resort. Check out our debt consolidation for bad credit options instead.

Accredited Debt Relief is an official member of the American Fair Credit Council (view Accredited Debt Relief on AFCC). For more information about Accredited Debt Relief solutions or to schedule a free consultation, “like” Accredited Debt Relief on Facebook, visit us on the Accredited Debt Relief Yellow Pages site, or follow Accredited Debt Relief on Twitter.

Posted in Debt Consolidation
Ted has been very helpful and understanding whenever I call him. When I’m in a panic over something he always calms me down and reassures me. He did not make me feel embarrassed or shameful over my debt situation. He is truly a great person!
I initially contacted Brad at Accredited Debt Relief in regard to a financial hardship I sustained as a result of losing my home in the 2007 CA. Wildfires. I found Brad to be a knowledgeable and experienced credit consular that was able to assist me with my financial problems. He was able to adapt his schedule to my needs and gave me the feeling that he cared about my situation and would do anything in his power to help.
Barry S.
Hey Andrew! Thanks again for all of your help! All of you have been very helpful & professional. I can’t say enough about how pleased I have been with your services. Thanks again!! Israel
Every time I have called Tony if he didn’t pick up the phone immediately, he without fail returned all my calls promptly. I feel as if Tony and I have become friends and I couldn’t be any more pleased with the service he has provided me. If the rest of the service I receive from ADR is as helpful and professional as that provided by Tony then I am going to be one grateful and happy camper. I would like to thank everyone involved to this point with helping me through a tuff situation, especially Tony.
I wanted to take a moment to thank you for everything you have done for me. Over the past week I have had several opportunities to interact with you as we worked through what was for me a very difficult and stressful decision. It might sound simple, but in my experience it is exceptional: You, Andrew, focus on solving problems. You were able to quickly grasp the issue and proceeded to reach a resolution efficiently, while allowing me to maintain my dignity. I have found you to be professional, knowledgeable, upbeat, gracious, patient, and absolutely committed to achieving the desired result and satisfying me, the customer.
Elizabeth C.
I am really glad that I did make that call because if I hadn’t I would be worried so much about the bills and not being able to pay them, along with my health. You explained everything to me and after I talked things over with my husband I realized that this was my best option. I do appreciate your kindness and professionalism. You didn’t make me feel ashamed of needing help, you talked and listened and that made quite an impression!