Florida Debt Settlement

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Sometimes referred to as debt reduction or negotiation, a Florida debt settlement program involves working to resolve paying off your debts for less than what you owe. Generally, a Florida debt settlement company will act as your advocate, sending out a Florida debt settlement letter to your creditors and working to resolve the debts and lower your principal balances so that you can achieve financial freedom.

Florida credit card debt settlement is ideal for those who are in financial hardship or are struggling with large debt burdens, but want an alternative to bankruptcy. Along with the potential of reducing total principal owed, Florida debt settlement companies such as Accredited Debt Relief provide one low monthly program payment. This monthly payment is used to accrue funds for the settlements, and is typically significantly less than what you would be paying for all your minimum payments combined.

The program we’ve developed at Accredited Debt Relief focuses on whatever unsecured debts you are carrying. This includes bills for credit cards, medical expenses or other kinds of loans without collateral. This program is not meant for collateral loans like with a home or car.

Unlike other forms of debt consolidation, debt settlement is based on the future resolution of your accounts, which means that results vary significantly. The average debt settlement program lasts about 2-4 years and the speed at which your program is finished depends entirely on how much money you apply to your program. You can only pay off debts when you have the money to pay them off, so it’s essential for you to build up your settlement account fund as fast as you can. Missing payments to your debt settlement program will hinder the negotiation process because we will have fewer funds to negotiate with. The more money you can add to your debt settlement account, the quicker your accounts can be settled.

We offer our services in most states, including Ohio debt consolidation and California debt settlement services.

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I am really glad that I did make that call because if I hadn’t I would be worried so much about the bills and not being able to pay them, along with my health. You explained everything to me and after I talked things over with my husband I realized that this was my best option. I do appreciate your kindness and professionalism. You didn’t make me feel ashamed of needing help, you talked and listened and that made quite an impression!
Every time I have called Tony if he didn’t pick up the phone immediately, he without fail returned all my calls promptly. I feel as if Tony and I have become friends and I couldn’t be any more pleased with the service he has provided me. If the rest of the service I receive from ADR is as helpful and professional as that provided by Tony then I am going to be one grateful and happy camper. I would like to thank everyone involved to this point with helping me through a tuff situation, especially Tony.
Hey Andrew! Thanks again for all of your help! All of you have been very helpful & professional. I can’t say enough about how pleased I have been with your services. Thanks again!! Israel
I initially contacted Brad at Accredited Debt Relief in regard to a financial hardship I sustained as a result of losing my home in the 2007 CA. Wildfires. I found Brad to be a knowledgeable and experienced credit consular that was able to assist me with my financial problems. He was able to adapt his schedule to my needs and gave me the feeling that he cared about my situation and would do anything in his power to help.
Barry S.
I wanted to take a moment to thank you for everything you have done for me. Over the past week I have had several opportunities to interact with you as we worked through what was for me a very difficult and stressful decision. It might sound simple, but in my experience it is exceptional: You, Andrew, focus on solving problems. You were able to quickly grasp the issue and proceeded to reach a resolution efficiently, while allowing me to maintain my dignity. I have found you to be professional, knowledgeable, upbeat, gracious, patient, and absolutely committed to achieving the desired result and satisfying me, the customer.
Elizabeth C.
Ted has been very helpful and understanding whenever I call him. When I’m in a panic over something he always calms me down and reassures me. He did not make me feel embarrassed or shameful over my debt situation. He is truly a great person!