Updated July 2020
If you are considering debt consolidation or have already begun the process you might be concerned about what it could do to your credit score. It is common for credit scores to decline after consolidation, at least in the beginning. Fortunately, the effects are usually temporary and repairing your score is easier than you might think.
Once you have paid down your debts, reduced your spending and made a reliable budget, you can adopt good habits that will help you repair your credit.Continue reading