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About
Anna Caldwell
Anna is a Chicago-based Content Marketing Associate and lead writer for Beyond Finance and the Top Dollar Financial Insights Hub by Accredited Debt Relief. She specializes in financial literacy, budgeting, personal finance tips, and debt management techniques, including debt consolidation options. She is passionate about creating approachable financial resources that help people overcome debt and other financial challenges.
Most Recent
Showing 1-10 of 151 results
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Don’t Miss Out: 9 Money Moves to Make Before 2021
Prepare for 2021 with a few money moves that will give your finances a leg up in the new year. Whether you are preparing for tax season, managing your investments, or making decisions about your retirement and health savings accounts, these tips will help you get the most out of your money.
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Planning An Almost Debt-Free Holiday Season
Decorating your home, buying gifts and making elaborate holiday meals are just a few of the things that make the holiday season so special year after year. Holiday fun is a great escape from the doldrums of everyday life, but all that fun and diversion can get pricey. Instead of spending on the holidays and […]
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Should I File for Bankruptcy? 8 Reasons Not To
Filing for bankruptcy is an important decision that is usually made under stressful circumstances. If you are overwhelmed by your debt, default is a legal process that could relieve you of your financial burdens. In the short term, filing for bankruptcy could stop a foreclosure or car repossession, protect your wages from garnishment, or keep […]
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Should You Open a Store Credit Card Just to Get a Discount?
If you’ve ever been shopping at a major retailer, you’ve probably had a cashier offer to sign you up for a store credit card with the promise of saving you money on your purchase. These offers are hard to miss because most stores are trying to meet a quota of new credit card sign-ups, and […]
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A New Generation of Credit Card Debt: Gen Z and Credit Card Use
As Gen Z-ers enter their twenties there has been a dramatic increase in their credit card use. At 31.4 million strong, credit-eligible Gen Z-ers make up 40% of all consumers in the United States. This influx of new spenders has reinvigorated the credit card industry after the lull it experienced when millennials were coming of […]
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5 Mistakes to Avoid When Consolidating Credit Card Debt
Consolidating your credit card debt can help simplify your monthly payments. Unfortunately, there are a few things that can derail your progress. If you are considering debt consolidation for your credit cards, make sure you avoid these mistakes.
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Unemployment Benefits Are Taxable: What You Need to Know
Between February and March of 2020, the number of Americans who filed for unemployment benefits rose from 6.5 percent to an unprecedented 14.7 percent. This is an all-time high for the nation, and although unemployment rates have started to come down, everyone who received benefits will have to take them into account when they file […]
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7 Tips To Get The Most Out Of Your Holiday Budget
We look forward to the holiday season every year as a time to set aside our worries and focus on celebrating with family and friends. With this in mind, it’s especially important that you make a sound holiday spending budget so that financial concerns don’t get in the way of your fun.
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10 Zero Waste Products That Will Work on A Budget
Zero waste products help the environment by eliminating single-use, non-recyclable waste in packaging. Also, they are often produced in facilities that prioritize sustainability both in the manufacturing and distribution process. However, doing something the “right way” often comes with a hefty price tag. Fortunately, as the market has grown for eco-friendly options, prices have become […]
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12 Virtual Classroom Tips for Teachers, Students and Parents
For the foreseeable future, schools all across the United States have embraced distance learning to help stop the spread of COVID-19. As teachers, students and their parents work to navigate this unfamiliar terrain, ideas have emerged to help improve the virtual classroom experience. We asked people on the frontlines of the digital learning environment to […]