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About
Anna Caldwell
Anna is a Chicago-based Content Marketing Associate and lead writer for Beyond Finance and the Top Dollar Financial Insights Hub by Accredited Debt Relief. She specializes in financial literacy, budgeting, personal finance tips, and debt management techniques, including debt consolidation options. She is passionate about creating approachable financial resources that help people overcome debt and other financial challenges.
Most Recent
Showing 1-10 of 151 results
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Transferring a Credit Card Balance to your Partner
There are several ways to transfer responsibility for a credit card balance from one person to another. While someone could certainly pay your credit card debt on your behalf with a bank account, transferring ownership of the debt itself is more complicated. In order to address the mechanics of transferring a credit card balance to […]
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Pros and Cons of a Credit Card Balance Transfer
A balance transfer credit card with a low or no-interest introductory period could help you pay down your principal and save a lot of money in interest. Considering all the pros and cons of a credit card balance transfer will help you make an informed decision about this option.
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Step By Step Guide to Getting a Balance Transfer Credit Card
If you’ve decided a balance transfer credit card is right for you, following these steps can help the process go smoothly. A balance transfer is a great way to take advantage of a special introductory rate that can help you pay down your credit card debt faster.
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Is a Credit Card Balance Transfer Worth It?
If you are managing high-interest credit card debt, a balance transfer could help you pay it down faster and with less interest. People often use balance transfers to take advantage of 0% introductory rates on new cards, as well as other incentives that may be offered to entice borrowers to transfer their balances.
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A No-Nonsense Guide To Non-Employer Retirement Savings Plans
When your employer offers a retirement savings plan like a 401(k), saving for retirement can seem easy. These plans allow you to automate your savings so you can set it and forget it. If your employer doesn’t, not only do you miss out on benefits like a savings match, but you may not know how […]
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What To Do When You Max Out Your Credit Card
Maxed out your credit card? It’s OK. It happens. The important thing is to understand the consequences and find out what you can do to get the debt under control. The immediate impact of maxing out your card depends on your current financial situation.
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6 Times It’s OK To Max Out Your Credit Card
It’s the cardinal rule of credit card use: “Whatever you do, don’t max out your credit card.” It’s good advice, but there are always exceptions to rules. Remember, maxing out your credit card is risky if you won’t be able to pay down the balance fairly quickly.
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Should You Save For Retirement When You Have Credit Card Debt?
Making smart decisions with your money requires you to juggle multiple financial goals at the same time. That’s why we know that saving for retirement often goes hand in hand with managing your debt. If you are contemplating how to save for retirement when you have credit card debt, this blog will cover many common […]
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The Do’s and Don’ts of A Credit Card Limit Increase
Having a credit card gives you the financial freedom to make large purchases and pay back the balance later, but this freedom only goes as far as your credit limit. Learn the do’s and don’ts of a credit card limit increase to
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7 Tips to Keep Summertime Spending Under Control
Summer is one of America’s favorite seasons for spending. It’s a time to take vacations, tackle big home improvement projects and spend money on events like weddings, concerts, parties and family reunions. When you are trying to maximize your summer fun, it can be tempting to overspend on everything from travel to the latest gear […]