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15 Top Money Tips from Debt-Free Influencers

15 Top Money Tips from Debt-Free Influencers

Do you aspire to a debt-free lifestyle? These debt-free influencers did, but to get there, they had to adopt new habits and tackle their debt for good. In addition to sharing the amount and type they’ve overcome, they gave us their top tips for saving money and paying down student loans, credit card debt, personal loans and more. Follow their stories and learn from their experiences so you too can conquer your debt and move toward a debt-free lifestyle.

Ditch Your Debt In 2021

Ditch Your Debt In 2021

Feeling defeated by 2020? Perhaps you are hoping that 2021 will bring you a brighter financial future. The symbolism of passing from one year to the next invites us to enact changes in our lives and can be a great opportunity to jump-start fresh goals. If ditching debt is something you’d like to address in the new year, consider following this advice.

Debt Settlement Fees: What to Expect

Debt Settlement Fees: What to Expect

When you enroll your debt with a debt settlement program, you’ll begin saving money into a Dedicated Account every month. These funds are used to pay your creditors and cover your debt settlement program fees. Our fees are based on a percentage of your enrolled debt at the time of starting the program and range from 15%-25%. Including fees, debt settlement could reduce your total amount paid by 60% or more when compared to paying off debt by making minimum…

Credit Score Impact During Debt Settlement Can Be Overcome

Credit Score Impact During Debt Settlement Can Be Overcome

Delaying payment to your creditors is an essential step in your journey toward debt settlement. When you decide to delay payment on your enrolled debts, it is normal for your credit score to drop. This pause in payment gives us the leverage we need to negotiate your settlement and puts you back in control of your debt. 

Delaying Payment To Your Creditors During Debt Settlement

Delaying Payment To Your Creditors During Debt Settlement

When you begin a debt settlement journey, you may be surprised to discover that an essential part of the program involves delaying payment to your creditors. Instead of making monthly payments on each of your enrolled debts, you make one monthly deposit into a Dedicated Account that will be used to pay your debt settlements throughout the program.