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  • 8 Best Ways to Pay Off $30,000 in Credit Card Debt

    In the U.S., the average household carries $101,915 in debt, including mortgages, car loans, student debt, credit card debt, medical bills, and personal loans. If you can relate and feel that your budget is being pulled in too many directions, don’t worry. We are here to empower you with the 8 best ways to pay […]

  • 3 Surprising Ways to Pay Off $25,000 in Debt

    If your total credit card or personal loan balances are $25,000 or higher, then chances are good you are paying hundreds of dollars every month in interest! So what can you do about it? More than you might think. We’ve listed three surprising ways you can pay off $25,000 in debt.

  • A Borrower’s Guide to Charge-Offs

    If you stop making payments on one of your debts altogether, what happens? In the beginning, the consequences are typically in the form of stern letters and late fees. However, when you fall severely behind, your creditors may eventually stop trying to collect and charge off your debt instead. What do charged-off debts mean for […]

  • What Happens When You Make Minimum Payments

    Did you know that there is a minimum payment warning on every credit card bill you receive? It usually includes a table that spells out how many years and how much money it will take to pay off your debt if you only make minimum payments. Creditors are required by law to include this information. […]