The end of a marriage is a stressful and life-changing experience. Separating from your spouse can do lasting damage to your finances. The longer it takes to finalize the divorce, the more damage is done. A study of 9,000 couples by Ohio State researcher Jay Zagorsky showed that long-term divorce wipes out 77% of a family’s wealth. The decline in wealth usually begins during a separation and gets worse in the months or years leading up to the divorce. 

Booking flights is by far one of the most expensive aspects of traveling. Domestic and international flights can cost thousands of dollars per ticket. To save money, travelers are always on the hunt for tips and tricks. Unfortunately, not all the advice out there is up to date, and myths abound. I fact-checked some of the most popular claims to bring you the truth about how to book cheap flights.

Flight prices frequently change, making it difficult to feel confident you are getting the best deal. Will it go up tomorrow? Will it drop in two weeks? Should I buy now or wait? There is no crystal ball or secret sauce to guarantee you’ll always find the cheapest possible fare. However, there are plenty of things you can do to feel more confident in your decision. Use these seven tips from experienced travelers to book cheap flights. 

It’s homebuying season! Demand for homes started growing in 2020 during the pandemic and shows no signs of slowing down. This is excellent news for sellers, who can get top dollar for their homes in a competitive market. On the other hand, buyers are facing new challenges that stand between them and their dream houses. 

Both pensions and 401(k)s are retirement savings plans, but they have many differences. When it’s time for you to retire, Social Security Retirement Benefits will cover approximately 40% of your average earnings. You can use a pension or 401(k) to make up the difference. 

You’ve reached your 60s. Your hard work, saving and investing is about to pay off — you’re almost at the retirement finish line!  Before you kick back and enjoy your new adventures as a retiree, there are a few things you should do to set yourself up for financial success. You’ll also need to keep making smart money decisions so that your retirement funds last. 

During times of crisis, it is normal to lean on vices like food delivery, alcohol, subscriptions, and online shopping for comfort and self-care. However, as the reigns loosen on COVID-19 restrictions these habits have become less necessary and could be wreaking havoc on your finances. Breaking spending habits is doable with patience and commitment. This blog includes 5 ways you can change the spending habits you developed during the past year. 

When money is tight and you’re having difficulty paying your bills, it’s incredibly easy to make choices that make your financial situation worse. Getting a new credit card, sticking with minimum payments or skipping payments altogether may stave off the problem in the short-term, but could cost you even more down the road. If you feel like you’re drowning in debt, there’s still hope! Here are six steps you should take to keep your head above water and regain control…

Thinking of going off the grid? If you want to reduce your reliance on public utilities, doing in-depth research is a great place to start. Building a self-sufficient way of life requires more than a desire to reduce your carbon footprint or unplug from public utilities. A complete understanding of what it costs to go off the grid is essential to embarking on this unique lifestyle.  

For many in their 50s, the concept of retirement feels much more real than it may have before. Sure, you likely still have a decade or so of working to go, but clocking out for the last time and enjoying your new retiree status is quickly approaching. Does that “almost there” feeling make you excited, or does it leave you feeling nervous and unprepared?