If you struggle with overspending or simply want to be more mindful with your monthly expenses, the envelope method can help. The envelope method is a cash-based budgeting system that prevents overspending by dividing money into envelopes for certain spending categories.
As gas prices remain historically high, you may be feeling the financial pressure of your work commute. Depending on where you live, your commute could be costing you even more than you think! We’ll explore the cost of driving to work and offer some tips for reducing those costs including comparing the cost of driving with commuting alternatives like public transportation, biking and a hybrid work schedule.
Saving money is hard. And there’s a very simple reason for that. It’s a mentally challenging exercise to deprive yourself of indulgences for the sake of a seemingly far off reward — even when you know the results are important. The good news is, there’s a hack for that. Money saving challenges.
Furnishing your home can be expensive, but it doesn’t have to be! There are a number of brilliant ways to furnish your home on a budget without sacrificing style or quality. Follow along as we outline some of the best strategies for saving money while you decorate your home.
Passive income (or residual income) is money earned with little or no active involvement. Simply put, passive income does not require you to trade your time for money. Once a passive income system is in place, it should earn money for you with minimal tending or maintenance on your part.
Each year, $408 billion in food is thrown away in the United States alone, and food waste in homes makes up about 39% of that total. Yep, that’s right. Americans throw out just under $160 billion of the food they buy, every year. That’s a heck of a lot of food wasted, and along with it, a heck of a lot of money down the drain.
Food shopping at grocery stores is an exercise of convenience. While our forebears hunted, gathered, or farmed whatever they could to get access to sustenance, we stroll through conveniently labeled aisles, scan through an abundance of options, and handpick whatever grabs our fancy. But by thoughtlessly leaning into this easy access, many miss out on subtle ways to cut costs. That’s why we’ve decided to share the best hacks (both do’s and don’ts) to save money on food at the…
Most of us are looking for ways to cut costs. Sure, we can turn off the lights during the day to save on electricity, or bike to work to save on gas, but food?! We need food. We can’t eliminate this expense outright. It is, however, important to ask ourselves: how much is our food actually costing us?
Maybe you’ve found yourself in need of unexpected car repairs. Or maybe your daughter is begging for that tricycle she spotted in the store last week. Perhaps you simply want to make an extra few hundred a month to pay the bills. There are all sorts of reasons you might need 100 dollars now, and that’s why we’ve compiled a list of 13 ways to make a Benjamin (or more) in next to no time at all.
There are many advantages to buying a home: the rewarding sense of ownership, not answering to a landlord, and having more control over what you want to do with your living space. However, one drawback to becoming a homeowner is the home repair and maintenance you must take on.