To understand the anatomy of a credit score, you should begin by looking at a credit report, what it includes and how it is used by lenders. The credit score breakdown is based on information available to credit bureaus in a credit report.   Understanding a Credit Report A credit report has seven sections and is a detailed summary of your borrowing history. It includes your personal consumer information, employment records, public records information, adverse accounts, satisfactory accounts, credit inquiries … Continue reading Credit Score Breakdown: Know the Anatomy of a Credit Score