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Budgeting, debt relief, credit health, career tips and more.
What Should My Food Budget Be in 2022?
When budgeting, people often ask “what should my food budget be?” Unfortunately, food budgets are not one size fits all. We all have different needs so the answer is dependent on variables like the number of people in your household as well as their age, location, income, eating habits and meal schedule. So we set out to help you answer the question based on your unique circumstances.
What Is Lifestyle Creep And 5 Tips To Prevent It
Lifestyle creep occurs when increased income leads to increased spending. Despite earning more money you don’t see an increase in wealth because you keep spending what you have. You might be experiencing lifestyle creep if despite getting a raise, or several, you still find yourself living paycheck to paycheck.
Budgeting for Teens: Tips and Free Calculator
Driver’s licenses, first jobs, school dances and college searches: your teen years are full of important milestones. They also tend to be more financially focused, with your first big purchases and glimpses of adulthood on the horizon.
31 Days of Financial Wellness
To celebrate Financial Wellness month, we created a month-long challenge. If you are willing to spend a few minutes every day working toward your goals, the challenge can help you reset your budget, improve your relationship with money, save on everyday expenses, and more.
Financial Inclusion: Leveling the Banking Playing Field
There are plenty of financial products, like loans, mortgages and credit cards, that can help us achieve big goals. Unfortunately, financial services can also be incredibly restrictive, shutting those who could benefit the most from using them out.
The Average Cost of an Engagement Ring
It’s engagement season! Every year between Thanksgiving and Valentine’s Day couples all over the country take the first step toward marriage. Traditional engagements include the presentation of a diamond ring which can range in cost from modest to lavish. Discover the average cost of an engagement ring and learn more about saving for your special purchase.
The Pros and Cons of Refinancing a Home
Refinancing your home is a useful tool that can help you make the most of your investment. However, you should carefully examine your goals and circumstances to determine if it is the right choice for you. Read on to learn more about the pros and cons of refinancing your home.
10 Easy and Affordable DIY Gifts People Will Actually Want
‘Tis the season for shopping and gift-giving! Between supply chain shortages and recent mass changes in employment, finding and purchasing presents for everyone on your list might be trickier than in years past.
5 Financial Resolutions for 2022
With every new year comes the opportunity to make changes in your life. It may seem cliche, and you certainly do not have to wait for the start of a new year to make changes to your financial life. However, many enjoy the momentum they feel when they create resolutions for the new year. Here are five financial resolutions for 2022 that could help you start your new year right.
What Happens When You Make Minimum Payments
Did you know that there is a minimum payment warning on every credit card bill you receive? It usually includes a table that spells out how many years and how much money it will take to pay off your debt if you only make minimum payments. Creditors are required by law to include this information. However, most borrowers never look at this information closely, which means that what happens when you make minimum payments remains lost in the fine print.