{"id":1806,"date":"2021-02-09T19:19:15","date_gmt":"2021-02-09T19:19:15","guid":{"rendered":"http:\/\/ec2-3-209-223-66.compute-1.amazonaws.com\/?p=1806"},"modified":"2025-07-11T15:39:09","modified_gmt":"2025-07-11T20:39:09","slug":"quiz-should-you-diy-your-taxes","status":"publish","type":"post","link":"https:\/\/www.accrediteddebtrelief.com\/blog\/quiz-should-you-diy-your-taxes\/","title":{"rendered":"Quiz: Should You DIY Your Taxes?"},"content":{"rendered":"\n<p>Most people dread tax season because filling out tax forms is a hassle. Also, if you make a mistake on your taxes, there are <a href=\"https:\/\/www.findlaw.com\/tax\/tax-problems-audits\/can-you-go-to-jail-for-not-paying-taxes.html\" target=\"_blank\" rel=\"noreferrer noopener\">serious consequences<\/a>. The only thing worse than doing taxes is having your taxes audited for errors. But as scary as taxes may seem, for most people, they are relatively straightforward. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Take our quiz to see if you should DIY your taxes!&nbsp;<\/h2>\n\n\n\n<!--more-->\n\n\n\n<p>Suppose you are a single filer with no dependents, no qualifying life changes, have a W2, and plan to take the standard deduction. In that case, you can probably DIY your taxes in a few minutes using free <a href=\"https:\/\/www.accrediteddebtrelief.com\/blog\/the-pros-and-cons-of-tax-prep-software\/\">online tax prep software<\/a>. On the other hand, if you are filing jointly, are a freelancer, own a small business, have dependents, or plan to itemize your deductions, you\u2019ll need to pay for premium features and might want to consider working with a professional.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Take our three-minute quiz to see if you should DIY your taxes!&nbsp;<\/h2>\n\n\n\n<!DOCTYPE html>\n<html>\n<head>\n  <meta charset=\"UTF-8\">\n  <title>Tax Filing Quiz<\/title>\n  <style>\n    \/* Basic styling *\/\n    .quiz-container { max-width: 600px; margin: auto; font-family: Arial, sans-serif; }\n    .quiz-question { margin-bottom: 20px; }\n    .quiz-question h2 { font-size: 1.1em; margin-bottom: 8px; }\n    label { display: block; margin: 4px 0; }\n    #submitBtn { padding: 10px 15px; font-size: 1em; cursor: pointer; }\n    .result { font-weight: bold; margin-top: 20px; border-top: 1px solid #ccc; padding-top: 20px; }\n  <\/style>\n<\/head>\n<body>\n  <div class=\"quiz-container\">\n    <form id=\"taxQuiz\">\n      <div class=\"quiz-question\">\n        <h2>When you think of your taxes, what is your number one priority?<\/h2>\n        <label><input type=\"radio\" name=\"priority\" value=\"0\"> Lowest cost to file.<\/label>\n        <label><input type=\"radio\" name=\"priority\" value=\"0\"> Doing as much as I can myself.<\/label>\n        <label><input type=\"radio\" name=\"priority\" value=\"35\"> Getting all possible deductions.<\/label>\n        <label><input type=\"radio\" name=\"priority\" value=\"35\"> Protection if I\u2019m audited.<\/label>\n      <\/div>\n\n      <div class=\"quiz-question\">\n        <h2>How do you plan to file?<\/h2>\n        <label><input type=\"radio\" name=\"filingStatus\" value=\"0\"> Single<\/label>\n        <label><input type=\"radio\" name=\"filingStatus\" value=\"0\"> Married, filing separately<\/label>\n        <label><input type=\"radio\" name=\"filingStatus\" value=\"5\"> Married, filing jointly<\/label>\n      <\/div>\n\n      <div class=\"quiz-question\">\n        <h2>How did you make money last year? (select all that apply)<\/h2>\n        <label><input type=\"checkbox\" name=\"incomeSource\" value=\"0\"> Full-time or part-time job.<\/label>\n        <label><input type=\"checkbox\" name=\"incomeSource\" value=\"5\"> I was a freelancer or contractor.<\/label>\n        <label><input type=\"checkbox\" name=\"incomeSource\" value=\"35\"> I am a small business owner.<\/label>\n        <label><input type=\"checkbox\" name=\"incomeSource\" value=\"35\"> I made income from a rental property.<\/label>\n        <label><input type=\"checkbox\" name=\"incomeSource\" value=\"35\"> I used money from my retirement.<\/label>\n      <\/div>\n\n      <div class=\"quiz-question\">\n        <h2>What was your annual income last year?<\/h2>\n        <select name=\"annualIncome\">\n          <option value=\"\">Select&#8230;<\/option>\n          <option>Up to $14,100<\/option>\n          <option>$14,101 to $53,700<\/option>\n          <option>$53,701 to $85,500<\/option>\n          <option>$85,501 to $163,300<\/option>\n          <option>$163,301 to $207,350<\/option>\n          <option>$207,351 to $518,400<\/option>\n          <option>$518,401 or more<\/option>\n        <\/select>\n      <\/div>\n\n      <div class=\"quiz-question\">\n        <h2>How do you plan to handle your deductions?<\/h2>\n        <label><input type=\"radio\" name=\"deductionPlan\" value=\"35\"> I will itemize my deductions (more common for high-income earners)<\/label>\n        <label><input type=\"radio\" name=\"deductionPlan\" value=\"0\"> I will take the standard deduction (90% of filers do this)<\/label>\n      <\/div>\n\n      <div class=\"quiz-question\">\n        <h2>Do you have dependents?<\/h2>\n        <label><input type=\"radio\" name=\"dependents\" value=\"5\"> Yes<\/label>\n        <label><input type=\"radio\" name=\"dependents\" value=\"0\"> No<\/label>\n      <\/div>\n\n      <div class=\"quiz-question\">\n        <h2>Which statement best describes your approach to projects:<\/h2>\n        <label><input type=\"radio\" name=\"projectApproach\" value=\"0\"> I like to do things on my own.<\/label>\n        <label><input type=\"radio\" name=\"projectApproach\" value=\"5\"> I am willing to pay for help when I need it.<\/label>\n        <label><input type=\"radio\" name=\"projectApproach\" value=\"35\"> I prefer to hire professionals to ensure things are done right.<\/label>\n      <\/div>\n\n      <div class=\"quiz-question\">\n        <h2>Do you have any qualified investment accounts?<\/h2>\n        <label><input type=\"radio\" name=\"investments\" value=\"35\"> Yes<\/label>\n        <label><input type=\"radio\" name=\"investments\" value=\"0\"> No<\/label>\n      <\/div>\n\n      <div class=\"quiz-question\">\n        <h2>Any significant life changes last year? (Select all that apply)<\/h2>\n        <label><input type=\"checkbox\" name=\"lifeChanges\" value=\"5\"> Got married<\/label>\n        <label><input type=\"checkbox\" name=\"lifeChanges\" value=\"35\"> Bought or sold a home<\/label>\n        <label><input type=\"checkbox\" name=\"lifeChanges\" value=\"5\"> Had a child<\/label>\n        <label><input type=\"checkbox\" name=\"lifeChanges\" value=\"35\"> Retired<\/label>\n        <label><input type=\"checkbox\" name=\"lifeChanges\" value=\"35\"> Started a business<\/label>\n        <label><input type=\"checkbox\" name=\"lifeChanges\" value=\"35\"> Sold a business<\/label>\n        <label><input type=\"checkbox\" name=\"lifeChanges\" value=\"35\"> Inherited money or property<\/label>\n        <label><input type=\"checkbox\" name=\"lifeChanges\" value=\"0\"> Moved to a new state<\/label>\n        <label><input type=\"checkbox\" name=\"lifeChanges\" value=\"0\"> No changes<\/label>\n      <\/div>\n\n      <button type=\"button\" id=\"submitBtn\">See Your Result<\/button>\n    <\/form>\n\n    <div id=\"result\" class=\"result\"><\/div>\n  <\/div>\n\n  <script>\n    document.getElementById('submitBtn').addEventListener('click', function() {\n      let score = 0;\n      \/\/ accumulate scores\n      ['priority','filingStatus','deductionPlan','dependents','projectApproach','investments'].forEach(name => {\n        const el = document.querySelector(`input[name=\"${name}\"]:checked`);\n        if(el) score += parseInt(el.value);\n      });\n      document.querySelectorAll('input[name=\"incomeSource\"]:checked').forEach(el => score += parseInt(el.value));\n      document.querySelectorAll('input[name=\"lifeChanges\"]:checked').forEach(el => score += parseInt(el.value));\n\n      let html = '';\n      if(score <= 4) {\n        html = `<h3>Your taxes are straightforward! Give DIY a try!<\/h3>\n                <p>Your taxes are straightforward and you like to do things on your own. Since you don\u2019t meet specific criteria that would make your taxes more complicated, using free tax prep software to DIY your taxes could be a good option for you. DIYing your taxes will save you money and there are plenty of software options available to help make the process fast and easy.<\/p>`;\n      } else if(score <= 35) {\n        html = `<h3>Your taxes are moderately complicated! Try a hybrid DIY approach!<\/h3>\n                <p>Your taxes are moderately complicated and you don\u2019t mind paying for help when you need it. You selected answers that may require extra forms, documentation, or premium tax prep software features. A hybrid approach includes paying for premium tax prep software features, including a review by a professional tax preparer. You\u2019ll get the independence of doing your own taxes with the assurance that a professional is checking your work.<\/p>`;\n      } else {\n        html = `<h3>Your taxes are complicated! It\u2019s time to hire a pro!<\/h3>\n                <p>You selected one or more answers that indicate that your taxes may be too complex for a DIY approach. Consider hiring a professional tax preparer to ensure your taxes are accurate and you are getting the correct deductions. Working with a professional will give you the support and peace of mind needed in case of an audit.<\/p>`;\n      }\n      document.getElementById('result').innerHTML = html;\n    });\n  <\/script>\n<\/body>\n<\/html>\n\n\n<div id=\"interact-6022bae92d59da00172bf99f\"><\/div>\n<p><script>var app_6022bae92d59da00172bf99f;(function(d, t){var s=d.createElement(t),options={\"appId\":\"6022bae92d59da00172bf99f\",\"width\":\"800\",\"height\":\"800\",\"async\":true,\"host\":\"quiz.tryinteract.com\", \"footer\":\"show\"};s.src='https:\/\/i.tryinteract.com\/embed\/app.js';s.onload=s.onreadystatechange=function(){var rs=this.readyState;if(rs)if(rs!='complete')if(rs!='loaded')return;try{app_6022bae92d59da00172bf99f=new InteractApp();app_6022bae92d59da00172bf99f.initialize(options);app_6022bae92d59da00172bf99f.display();}catch(e){}};var scr=d.getElementsByTagName(t)[0],par=scr.parentNode;par.insertBefore(s,scr);})(document,'script');<\/script><\/p>\n\n\n<h3 class=\"wp-block-heading\">Looking for more resources to help you with your taxes? Check out our latest articles:<\/h3>\n\n\n\n<div class=\"wp-block-columns\">\n<div class=\"wp-block-column\">\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-top-dollar wp-block-embed-top-dollar\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"Vxcd8Ao3cA\"><a href=\"https:\/\/www.accrediteddebtrelief.com\/blog\/file-your-taxes-for-free-what-you-need-to-know\/\">File Your Taxes For Free: What You Need to Know<\/a><\/blockquote><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"&#8220;File Your Taxes For Free: What You Need to Know&#8221; &#8212; Top Dollar\" src=\"https:\/\/www.accrediteddebtrelief.com\/blog\/file-your-taxes-for-free-what-you-need-to-know\/embed\/#?secret=aME026WOgQ#?secret=Vxcd8Ao3cA\" data-secret=\"Vxcd8Ao3cA\" width=\"500\" height=\"282\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe>\n<\/div><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column\">\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-top-dollar wp-block-embed-top-dollar\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"O3IMTiDhQ0\"><a href=\"https:\/\/www.accrediteddebtrelief.com\/blog\/hiring-a-tax-preparer-7-tips-you-need-to-know\/\">Hiring a Tax Preparer: 7 Tips You Need to Know<\/a><\/blockquote><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"&#8220;Hiring a Tax Preparer: 7 Tips You Need to Know&#8221; &#8212; Top Dollar\" src=\"https:\/\/www.accrediteddebtrelief.com\/blog\/hiring-a-tax-preparer-7-tips-you-need-to-know\/embed\/#?secret=fIFPaWaiK9#?secret=O3IMTiDhQ0\" data-secret=\"O3IMTiDhQ0\" width=\"500\" height=\"282\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe>\n<\/div><\/figure>\n<\/div>\n<\/div>\n\n\n\n<p><em>*Please Note: This quiz does not substitute professional advice from a professional tax preparer<\/em>. <em>We aren\u2019t qualified to make final decisions about your taxes. Only you can do that. We have, however, done extensive research about tax preparation. The results of this are a guidepost that can help consider your tax preparation options based on specific criteria.<\/em><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Most people dread tax season because filling out tax forms is a hassle. Also, if you make a mistake on your taxes, there are serious consequences. The only thing worse than doing taxes is having your taxes audited for errors. But as scary as taxes may seem, for most people, they are relatively straightforward. Take [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":1816,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","footnotes":""},"categories":[50],"tags":[],"class_list":["post-1806","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance-planning"],"accredited":{"author":{"name":"Anna Caldwell","url":"https:\/\/www.accrediteddebtrelief.com\/blog\/author\/acaldwell\/"},"categories":[{"name":"Financial Planning","slug":"finance-planning","url":"https:\/\/www.accrediteddebtrelief.com\/blog\/category\/finance-planning\/"}],"thumbnail":"https:\/\/www.accrediteddebtrelief.com\/blog\/wp-content\/uploads\/2021\/02\/820x312_ADRBlog_DIYTaxes_TakeQuiz.jpg"},"acf":{"edited_by":"","reviewed_by":"","fact_checked_by":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Quiz: Should You DIY Your Taxes? - Top Dollar<\/title>\n<meta name=\"description\" content=\"Take our three-minute quiz to see if you should DIY your taxes! Find out if a free DIY approach or hiing a professional is right for you.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.accrediteddebtrelief.com\/blog\/quiz-should-you-diy-your-taxes\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Quiz: Should You DIY Your Taxes? - Top Dollar\" \/>\n<meta property=\"og:description\" content=\"Take our three-minute quiz to see if you should DIY your taxes! 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