{"id":3148,"date":"2021-07-23T09:30:00","date_gmt":"2021-07-23T14:30:00","guid":{"rendered":"https:\/\/www.accrediteddebtrelief.com\/blog\/?p=3148"},"modified":"2026-01-12T17:03:12","modified_gmt":"2026-01-12T23:03:12","slug":"money-related-stress-7-tips-from-psychologists","status":"publish","type":"post","link":"https:\/\/www.accrediteddebtrelief.com\/blog\/money-related-stress-7-tips-from-psychologists\/","title":{"rendered":"Money-Related Stress: 7 Tips from Psychologists"},"content":{"rendered":"\n<p>If you regularly worry about money, you are not alone. Every year the American Psychological Association (APA) commissions an annual nationwide survey to examine and understand the impact of stress. And every year since it began collecting data in 2007, money-related stress has been a top concern.&nbsp;<\/p>\n\n\n\n<!--more-->\n\n\n\n<p>In 2020, <a href=\"https:\/\/www.apa.org\/news\/press\/releases\/stress\/2020\/sia-mental-health-crisis.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">nearly 2 in 3 adults (64%) say that money is a significant source of stress in their life<\/a>. Among those with a household income of less than $50K, 73% report that money is a significant source of stress.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The Impact of Chronic Financial Stress<\/h2>\n\n\n\n<p>When you experience high levels of stress your body is pushed to the limit. The result can be poor physical health and long-term illness. Financial stress leads to physical and mental illness, delayed healthcare, and unhealthy coping behaviors, and more.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-pullquote\"><blockquote><p>\u201cAcute Financial Stress creates many of the same negative stressors as PTSD, which is why we teach how to leverage our mental strength to temper our physical response to chronic stress.\u201d  <\/p><cite><em>Dr. Galen Buckwalter<\/em><\/cite><\/blockquote><\/figure>\n\n\n\n<p>Physical and Mental Illness: Money-related stress can trigger a variety of physical health problems and can exacerbate existing conditions.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Anxiety<\/li><li>Depression<\/li><li>Digestive problems<\/li><li>Migraines<\/li><li>Heart Disease<\/li><li>Sleep problems<\/li><li>Weight gain or loss<\/li><li>Memory and concentration problems<\/li><\/ul>\n\n\n\n<p>Delayed Healthcare: While people of all incomes can experience money-related stress, the effects are harder on lower-income families. People with income insecurity frequently delay or avoid healthcare because they cannot afford it. When health concerns go untreated they can snowball into larger more serious ones that can be life-threatening or altering.&nbsp;<\/p>\n\n\n\n<p>Unhealthy Coping Behaviors: Financial stress causes some people to engage in a variety of unhealthy behaviors in an attempt to self treat their anxiety and stress. These might include overeating, heavy alcohol or drug use, and other high-risk activities. According to an <a href=\"https:\/\/www.apa.org\/news\/press\/releases\/stress\/2014\/stress-report.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">APA report<\/a> published in 2014, 33% of Americans reported eating unhealthy foods or eating too much to deal with stress.<\/p>\n\n\n\n<p>Before stress gets out of control and snowballs into mental or physical illnesses, try exploring ways to reduce and manage your stress and address the financial concerns that triggered your symptoms.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Tips to Manage Money-Related Stress<\/h2>\n\n\n\n<ol class=\"wp-block-list\"><li><a href=\"#escalates\">Talk to A Professional Before your Stress Escalates<\/a><\/li><li><a href=\"#system\">Get Help From Your Support System<\/a><\/li><li><a href=\"#sleep\">Prioritize Good Sleep<\/a><\/li><li><a href=\"#anxiety\">Use Breathing Exercises for Anxiety<\/a><\/li><li><a href=\"#realities\">Separate Money Fears from Realities<\/a><\/li><li><a href=\"#beliefs\">Overcome Your Limiting Beliefs<\/a><\/li><li><a href=\"#money\">Define and Nurture Your Relationship with Money<\/a><\/li><\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"escalates\">1. Talk to A Professional Before your Stress Escalates<\/h2>\n\n\n\n<p>For some, money-related stress can escalate to what is called Acute Financial Stress (AFS.) More than 56 million adults struggle with the condition which has symptoms that are similar to PTSD. Using techniques like Cognitive Behavioral Therapy (CBT) can help you manage your stress and prevent it from becoming severe. While it won\u2019t necessarily cure your financial troubles, it can place you in a better frame of mind to deal with them.&nbsp;<\/p>\n\n\n\n<p><em>\u201cAcute Financial Stress creates many of the same negative stressors as PTSD, which is why we teach how to leverage our mental strength to temper our physical response to chronic stress. Cognitive Behavioral Therapy (CBT) enables your brain to override your emotional responses to stress. CBT is a non-intrusive, non-medical way to treat depression and benefits people dealing with those similar negative stressors making AFS feel like financial PTSD.&#8221;<\/em> &#8211; Dr. Galen Buckwalter CEO &amp; Founder of <a href=\"https:\/\/psyml.co\/dr-galen-buckwalter\/\" target=\"_blank\" rel=\"noreferrer noopener\">PsyML<\/a><\/p>\n\n\n\n<p>Read more about Dr. Galen Buckwalter and Acute Financial Stress in a recent blog: \u201c<a href=\"https:\/\/www.beyondfinance.com\/newsroom\/financial-ptsd-galen-buckwalter\/\">You May Have Financial PTSD and Not Even Know It<\/a>\u201d<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"system\">2. Get Help From Your Support System<\/h2>\n\n\n\n<p>Dealing with stress by yourself is hard. Reaching out to a trusted friend or family member can help you get through tough moments. Talk to trusted friends, family members, mentors, or partners for moral support.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.accrediteddebtrelief.com\/blog\/talking-to-your-partner-about-money-and-debt\/\">Talking with your partner about debt and finances<\/a> can help strengthen your relationship. It&#8217;s especially important if you are married and have merged finances. It&#8217;s better to solve problems together before they get out of hand.<\/p>\n\n\n\n<p>It can be beneficial to speak to somewhere who can listen objectively to your concerns and offer a fresh perspective.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"sleep\">3. Prioritize Good Sleep<\/h2>\n\n\n\n<p>One of the first places stress shows up is in your sleeping habits. When financial stress leads to poor sleep, it can affect other areas of your life and create a domino effect that impacts your overall health.&nbsp;<\/p>\n\n\n\n<p>It\u2019s important to address sleep issues as soon as possible because <a href=\"https:\/\/www.healthline.com\/health\/insomnia-concerns#effects-and-impact\" target=\"_blank\" rel=\"noreferrer noopener\">chronic insomnia increases your risk<\/a> for a wide range of other health conditions.<\/p>\n\n\n\n<p>\u201cInsomnia impairs day-to-day functioning, your overall health, and quality of life. It can even lead to things like depression and anxiety. Many who suffer from financial stress have difficulty falling asleep or wake up frequently throughout the night. Eliminating the cause of the financial stress is the best way to fix this problem; however, if that&#8217;s not feasible for you, you can take steps to improve your sleep.\u201d<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Try setting a bedtime and sticking to it each night to make it a habit.&nbsp;<\/li><li>Avoid using screens and drinking alcoholic or caffeinated beverages late in the day<\/li><li>Incorporate meditation and breathing exercises into your bedtime routine<\/li><\/ul>\n\n\n\n<p>Neuropsychiatrist Alexander Burgenmeester, founder of <a href=\"https:\/\/thenarcissisticlife.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">The Narcissistic Life<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"anxiety\">4. Use Breathing Exercises for Anxiety<\/h2>\n\n\n\n<p>Anxiety often affects breathing and leads to rapid, shallow breaths. This type of breathing can disrupt your blood oxygen and carbon dioxide level leading to increased heart rate, muscle tension, dizziness, and other physical symptoms. When your blood is not being adequately oxygenated, it can exacerbate your stress response.<\/p>\n\n\n\n<p>\u201cWhenever you start to feel overwhelmed about your finances, stop and take 3-5 deep breaths, inhaling for 4 seconds and then exhaling for 4 seconds. Taking deep breaths relaxes our muscle groups and calms the parts of the brain responsible for problem-solving. When we are calm, we can more easily plan and make good decisions. It\u2019s important to practice breathing when you are not feeling stressed so your body will learn to recognize it as a signal to relax.\u201d&nbsp;<\/p>\n\n\n\n<p>Kelly Kellerman, a Licensed Clinical Social Worker for <a href=\"https:\/\/thriveworks.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Thriveworks<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"realities\">5. Separate Money Fears from Realities<\/h2>\n\n\n\n<p>If you suffer from high stress and anxiety, your perceptions can be affected. You may find yourself worrying about things that haven\u2019t happened yet or. Separating what you fear will happen from what is currently happening can help you gain perspective and control when you feel overwhelmed.&nbsp;<\/p>\n\n\n\n<p>\u201cConsider whether you are responding to an actual issue or an &#8216;almost&#8217; issue &#8211; in other words, are you responding to a &#8216;what if&#8217; concern like it is a fact. For example &#8211; what if I lose my job is not the same as I lost my job, yet our minds can respond if they are the same. The what-if questions often lead to more what-if questions that have you gaming out and living a scenario that may not happen. Be clear if you are dealing with an actual issue that is before you.\u201d<\/p>\n\n\n\n<p><a href=\"http:\/\/www.kimberlyperlin.com\" target=\"_blank\" rel=\"noreferrer noopener\">Kimberly Perlin<\/a>, MSW, LCSW-C<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"beliefs\">6. Overcome Your Limiting Beliefs<\/h2>\n\n\n\n<p>Do you know the root cause of your financial challenges? For many, one money-related issue often leads to others until all financial matters become entangled in stress and anxiety. Analyzing, identifying, and writing down your most significant challenges can help you overcome limiting beliefs that are holding you back.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Instead of saying \u201cI\u2019m bad with money,\u201d try asking and answering these questions:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>What can I change about my financial situation?<\/li><li>What am I unable to change about my situation?&nbsp;<\/li><\/ul>\n\n\n\n<p>\u201cFocus on specifics by writing down your three biggest financial challenges to gain perspective on your struggles. Whether you\u2019re paying your monthly bills, reducing your credit card debt, or saving for retirement, it\u2019s important to focus on the main sources of your financial worries. Keeping a list brief can help you to feel less stressed.\u201d<\/p>\n\n\n\n<p>Aniko Dunn, Doctor of Psychology at <a href=\"http:\/\/www.ezcareclinic.com\" target=\"_blank\" rel=\"noreferrer noopener\">EZcare Clinic<\/a>&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"money\">7. Define and Nurture Your Relationship with Money<\/h2>\n\n\n\n<p>Did you know that money can be an expression of your attachment style? Dr. Perlin notes that those who avoid close relationships may avoid dealing with money.<\/p>\n\n\n\n<p>\u201cIf we are anxious and afraid of losing loved ones,, we may always fear being destitute and hoard money. If we tend to weld power over loved ones, we may use money the same way. Think about how money was talked about growing up and consider whether you may be playing out an old money story rather than what your current situation requires.\u201d <a href=\"http:\/\/www.kimberlyperlin.com\" target=\"_blank\" rel=\"noreferrer noopener\">Kimberly Perlin<\/a>, MSW, LCSW-C<\/p>\n\n\n\n<p>By examining your relationship with money in this way, you can learn how to nurture and overcome some of the obstacles that are holding you back.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you regularly worry about money, you are not alone. Every year the American Psychological Association (APA) commissions an annual nationwide survey to examine and understand the impact of stress. And every year since it began collecting data in 2007, money-related stress has been a top concern.&nbsp;<\/p>\n","protected":false},"author":7,"featured_media":3174,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","footnotes":""},"categories":[73],"tags":[],"class_list":["post-3148","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-wellness"],"accredited":{"author":{"name":"Anna Caldwell","url":"https:\/\/www.accrediteddebtrelief.com\/blog\/author\/acaldwell\/"},"categories":[{"name":"Financial Wellness","slug":"financial-wellness","url":"https:\/\/www.accrediteddebtrelief.com\/blog\/category\/financial-wellness\/"}],"thumbnail":"https:\/\/www.accrediteddebtrelief.com\/blog\/wp-content\/uploads\/2021\/07\/432x768_TopDollar_MoneySick_Blog2.jpg"},"acf":{"edited_by":null,"reviewed_by":null,"fact_checked_by":null},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Money-Related Stress: 7 Tips from Psychologists - Top Dollar<\/title>\n<meta name=\"description\" content=\"Explore ways to reduce and manage your money-related stress and address the financial concerns that triggered your symptoms.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.accrediteddebtrelief.com\/blog\/money-related-stress-7-tips-from-psychologists\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Money-Related Stress: 7 Tips from Psychologists - Top Dollar\" \/>\n<meta property=\"og:description\" content=\"Explore ways to reduce and manage your money-related stress and address the financial concerns that triggered your symptoms.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.accrediteddebtrelief.com\/blog\/money-related-stress-7-tips-from-psychologists\/\" \/>\n<meta property=\"og:site_name\" content=\"Top Dollar\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/AccreditedDebtRelief\/\" \/>\n<meta property=\"article:published_time\" content=\"2021-07-23T14:30:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-12T23:03:12+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.accrediteddebtrelief.com\/blog\/wp-content\/uploads\/2021\/07\/432x768_TopDollar_MoneySick_Blog2.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"768\" \/>\n\t<meta property=\"og:image:height\" content=\"432\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Anna Caldwell\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@accredited_debt\" \/>\n<meta name=\"twitter:site\" content=\"@accredited_debt\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Anna Caldwell\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.accrediteddebtrelief.com\/blog\/money-related-stress-7-tips-from-psychologists\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.accrediteddebtrelief.com\/blog\/money-related-stress-7-tips-from-psychologists\/\"},\"author\":{\"name\":\"Anna Caldwell\",\"@id\":\"https:\/\/www.accrediteddebtrelief.com\/blog\/#\/schema\/person\/6061875fdd54e5ef0804e1ad8dd62bb5\"},\"headline\":\"Money-Related Stress: 7 Tips from Psychologists\",\"datePublished\":\"2021-07-23T14:30:00+00:00\",\"dateModified\":\"2026-01-12T23:03:12+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.accrediteddebtrelief.com\/blog\/money-related-stress-7-tips-from-psychologists\/\"},\"wordCount\":1431,\"publisher\":{\"@id\":\"https:\/\/www.accrediteddebtrelief.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.accrediteddebtrelief.com\/blog\/money-related-stress-7-tips-from-psychologists\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.accrediteddebtrelief.com\/blog\/wp-content\/uploads\/2021\/07\/432x768_TopDollar_MoneySick_Blog2.jpg\",\"articleSection\":[\"Financial Wellness\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.accrediteddebtrelief.com\/blog\/money-related-stress-7-tips-from-psychologists\/\",\"url\":\"https:\/\/www.accrediteddebtrelief.com\/blog\/money-related-stress-7-tips-from-psychologists\/\",\"name\":\"Money-Related Stress: 7 Tips from Psychologists - Top Dollar\",\"isPartOf\":{\"@id\":\"https:\/\/www.accrediteddebtrelief.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.accrediteddebtrelief.com\/blog\/money-related-stress-7-tips-from-psychologists\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.accrediteddebtrelief.com\/blog\/money-related-stress-7-tips-from-psychologists\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.accrediteddebtrelief.com\/blog\/wp-content\/uploads\/2021\/07\/432x768_TopDollar_MoneySick_Blog2.jpg\",\"datePublished\":\"2021-07-23T14:30:00+00:00\",\"dateModified\":\"2026-01-12T23:03:12+00:00\",\"description\":\"Explore ways to reduce and manage your money-related stress and address the financial concerns that triggered your symptoms.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.accrediteddebtrelief.com\/blog\/money-related-stress-7-tips-from-psychologists\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.accrediteddebtrelief.com\/blog\/money-related-stress-7-tips-from-psychologists\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.accrediteddebtrelief.com\/blog\/money-related-stress-7-tips-from-psychologists\/#primaryimage\",\"url\":\"https:\/\/www.accrediteddebtrelief.com\/blog\/wp-content\/uploads\/2021\/07\/432x768_TopDollar_MoneySick_Blog2.jpg\",\"contentUrl\":\"https:\/\/www.accrediteddebtrelief.com\/blog\/wp-content\/uploads\/2021\/07\/432x768_TopDollar_MoneySick_Blog2.jpg\",\"width\":768,\"height\":432,\"caption\":\"Money Related Stress Blog\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.accrediteddebtrelief.com\/blog\/money-related-stress-7-tips-from-psychologists\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Top Dollar Home\",\"item\":\"https:\/\/www.accrediteddebtrelief.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Money-Related Stress: 7 Tips from Psychologists\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.accrediteddebtrelief.com\/blog\/#website\",\"url\":\"https:\/\/www.accrediteddebtrelief.com\/blog\/\",\"name\":\"Top Dollar\",\"description\":\"Financial Insights Hub\",\"publisher\":{\"@id\":\"https:\/\/www.accrediteddebtrelief.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.accrediteddebtrelief.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.accrediteddebtrelief.com\/blog\/#organization\",\"name\":\"Accredited Debt Relief Blog\",\"url\":\"https:\/\/www.accrediteddebtrelief.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.accrediteddebtrelief.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.accrediteddebtrelief.com\/blog\/wp-content\/uploads\/2021\/04\/cropped-topDollar_tag.png\",\"contentUrl\":\"https:\/\/www.accrediteddebtrelief.com\/blog\/wp-content\/uploads\/2021\/04\/cropped-topDollar_tag.png\",\"width\":530,\"height\":112,\"caption\":\"Accredited Debt Relief Blog\"},\"image\":{\"@id\":\"https:\/\/www.accrediteddebtrelief.com\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/AccreditedDebtRelief\/\",\"https:\/\/x.com\/accredited_debt\",\"https:\/\/www.instagram.com\/accrediteddebtrelief\/?hl=en\",\"https:\/\/www.pinterest.com\/topdollarblog\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.accrediteddebtrelief.com\/blog\/#\/schema\/person\/6061875fdd54e5ef0804e1ad8dd62bb5\",\"name\":\"Anna Caldwell\",\"pronouns\":\"she\/her\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.accrediteddebtrelief.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/41ff669dc39671814f7d15db3f2276fa7181c511c979ef0580bd047014448470?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/41ff669dc39671814f7d15db3f2276fa7181c511c979ef0580bd047014448470?s=96&d=mm&r=g\",\"caption\":\"Anna Caldwell\"},\"description\":\"Anna Caldwell is a Chicago-based IAPDA-certified personal finance writer specializing in budgeting and helping people with financial hardship navigate debt consolidation, and other consumer debt solutions. With a master's degree from DePaul University and more than 14 years of experience in digital content creation her work has been featured in AOL, MSN, Yahoo Finance, and Benzinga, and she has been quoted as a subject matter expert by Databox, Tidio, and Smartrmail. At Beyond Finance and Accredited Debt Relief Anna creates approachable, actionable guidance that helps real people navigate debt, build budgets, and achieve healthier financial futures.\",\"sameAs\":[\"https:\/\/www.annacaldwellsoprano.com\/\",\"https:\/\/www.linkedin.com\/in\/annakathryncaldwell\/\"],\"url\":\"https:\/\/www.accrediteddebtrelief.com\/blog\/author\/acaldwell\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Money-Related Stress: 7 Tips from Psychologists - Top Dollar","description":"Explore ways to reduce and manage your money-related stress and address the financial concerns that triggered your symptoms.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.accrediteddebtrelief.com\/blog\/money-related-stress-7-tips-from-psychologists\/","og_locale":"en_US","og_type":"article","og_title":"Money-Related Stress: 7 Tips from Psychologists - Top Dollar","og_description":"Explore ways to reduce and manage your money-related stress and address the financial concerns that triggered your symptoms.","og_url":"https:\/\/www.accrediteddebtrelief.com\/blog\/money-related-stress-7-tips-from-psychologists\/","og_site_name":"Top Dollar","article_publisher":"https:\/\/www.facebook.com\/AccreditedDebtRelief\/","article_published_time":"2021-07-23T14:30:00+00:00","article_modified_time":"2026-01-12T23:03:12+00:00","og_image":[{"width":768,"height":432,"url":"https:\/\/www.accrediteddebtrelief.com\/blog\/wp-content\/uploads\/2021\/07\/432x768_TopDollar_MoneySick_Blog2.jpg","type":"image\/jpeg"}],"author":"Anna Caldwell","twitter_card":"summary_large_image","twitter_creator":"@accredited_debt","twitter_site":"@accredited_debt","twitter_misc":{"Written by":"Anna Caldwell","Est. reading time":"7 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.accrediteddebtrelief.com\/blog\/money-related-stress-7-tips-from-psychologists\/#article","isPartOf":{"@id":"https:\/\/www.accrediteddebtrelief.com\/blog\/money-related-stress-7-tips-from-psychologists\/"},"author":{"name":"Anna Caldwell","@id":"https:\/\/www.accrediteddebtrelief.com\/blog\/#\/schema\/person\/6061875fdd54e5ef0804e1ad8dd62bb5"},"headline":"Money-Related Stress: 7 Tips from Psychologists","datePublished":"2021-07-23T14:30:00+00:00","dateModified":"2026-01-12T23:03:12+00:00","mainEntityOfPage":{"@id":"https:\/\/www.accrediteddebtrelief.com\/blog\/money-related-stress-7-tips-from-psychologists\/"},"wordCount":1431,"publisher":{"@id":"https:\/\/www.accrediteddebtrelief.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.accrediteddebtrelief.com\/blog\/money-related-stress-7-tips-from-psychologists\/#primaryimage"},"thumbnailUrl":"https:\/\/www.accrediteddebtrelief.com\/blog\/wp-content\/uploads\/2021\/07\/432x768_TopDollar_MoneySick_Blog2.jpg","articleSection":["Financial Wellness"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.accrediteddebtrelief.com\/blog\/money-related-stress-7-tips-from-psychologists\/","url":"https:\/\/www.accrediteddebtrelief.com\/blog\/money-related-stress-7-tips-from-psychologists\/","name":"Money-Related Stress: 7 Tips from Psychologists - Top Dollar","isPartOf":{"@id":"https:\/\/www.accrediteddebtrelief.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.accrediteddebtrelief.com\/blog\/money-related-stress-7-tips-from-psychologists\/#primaryimage"},"image":{"@id":"https:\/\/www.accrediteddebtrelief.com\/blog\/money-related-stress-7-tips-from-psychologists\/#primaryimage"},"thumbnailUrl":"https:\/\/www.accrediteddebtrelief.com\/blog\/wp-content\/uploads\/2021\/07\/432x768_TopDollar_MoneySick_Blog2.jpg","datePublished":"2021-07-23T14:30:00+00:00","dateModified":"2026-01-12T23:03:12+00:00","description":"Explore ways to reduce and manage your money-related stress and address the financial concerns that triggered your symptoms.","breadcrumb":{"@id":"https:\/\/www.accrediteddebtrelief.com\/blog\/money-related-stress-7-tips-from-psychologists\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.accrediteddebtrelief.com\/blog\/money-related-stress-7-tips-from-psychologists\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.accrediteddebtrelief.com\/blog\/money-related-stress-7-tips-from-psychologists\/#primaryimage","url":"https:\/\/www.accrediteddebtrelief.com\/blog\/wp-content\/uploads\/2021\/07\/432x768_TopDollar_MoneySick_Blog2.jpg","contentUrl":"https:\/\/www.accrediteddebtrelief.com\/blog\/wp-content\/uploads\/2021\/07\/432x768_TopDollar_MoneySick_Blog2.jpg","width":768,"height":432,"caption":"Money Related Stress Blog"},{"@type":"BreadcrumbList","@id":"https:\/\/www.accrediteddebtrelief.com\/blog\/money-related-stress-7-tips-from-psychologists\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Top Dollar Home","item":"https:\/\/www.accrediteddebtrelief.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Money-Related Stress: 7 Tips from Psychologists"}]},{"@type":"WebSite","@id":"https:\/\/www.accrediteddebtrelief.com\/blog\/#website","url":"https:\/\/www.accrediteddebtrelief.com\/blog\/","name":"Top Dollar","description":"Financial Insights Hub","publisher":{"@id":"https:\/\/www.accrediteddebtrelief.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.accrediteddebtrelief.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.accrediteddebtrelief.com\/blog\/#organization","name":"Accredited Debt Relief Blog","url":"https:\/\/www.accrediteddebtrelief.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.accrediteddebtrelief.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.accrediteddebtrelief.com\/blog\/wp-content\/uploads\/2021\/04\/cropped-topDollar_tag.png","contentUrl":"https:\/\/www.accrediteddebtrelief.com\/blog\/wp-content\/uploads\/2021\/04\/cropped-topDollar_tag.png","width":530,"height":112,"caption":"Accredited Debt Relief Blog"},"image":{"@id":"https:\/\/www.accrediteddebtrelief.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/AccreditedDebtRelief\/","https:\/\/x.com\/accredited_debt","https:\/\/www.instagram.com\/accrediteddebtrelief\/?hl=en","https:\/\/www.pinterest.com\/topdollarblog\/"]},{"@type":"Person","@id":"https:\/\/www.accrediteddebtrelief.com\/blog\/#\/schema\/person\/6061875fdd54e5ef0804e1ad8dd62bb5","name":"Anna Caldwell","pronouns":"she\/her","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.accrediteddebtrelief.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/41ff669dc39671814f7d15db3f2276fa7181c511c979ef0580bd047014448470?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/41ff669dc39671814f7d15db3f2276fa7181c511c979ef0580bd047014448470?s=96&d=mm&r=g","caption":"Anna Caldwell"},"description":"Anna Caldwell is a Chicago-based IAPDA-certified personal finance writer specializing in budgeting and helping people with financial hardship navigate debt consolidation, and other consumer debt solutions. With a master's degree from DePaul University and more than 14 years of experience in digital content creation her work has been featured in AOL, MSN, Yahoo Finance, and Benzinga, and she has been quoted as a subject matter expert by Databox, Tidio, and Smartrmail. At Beyond Finance and Accredited Debt Relief Anna creates approachable, actionable guidance that helps real people navigate debt, build budgets, and achieve healthier financial futures.","sameAs":["https:\/\/www.annacaldwellsoprano.com\/","https:\/\/www.linkedin.com\/in\/annakathryncaldwell\/"],"url":"https:\/\/www.accrediteddebtrelief.com\/blog\/author\/acaldwell\/"}]}},"taxonomy_info":{"category":[{"value":73,"label":"Financial Wellness"}]},"featured_image_src_large":["https:\/\/www.accrediteddebtrelief.com\/blog\/wp-content\/uploads\/2021\/07\/432x768_TopDollar_MoneySick_Blog2.jpg",768,432,false],"author_info":{"display_name":"Anna Caldwell","author_link":"https:\/\/www.accrediteddebtrelief.com\/blog\/author\/acaldwell\/"},"comment_info":0,"category_info":[{"term_id":73,"name":"Financial Wellness","slug":"financial-wellness","term_group":0,"term_taxonomy_id":73,"taxonomy":"category","description":"<span style=\"font-weight: 400\">Understand your credit score and learn ways to manage financial stress.<\/span>","parent":0,"count":73,"filter":"raw","cat_ID":73,"category_count":73,"category_description":"<span style=\"font-weight: 400\">Understand your credit score and learn ways to manage financial stress.<\/span>","cat_name":"Financial Wellness","category_nicename":"financial-wellness","category_parent":0}],"tag_info":false,"_links":{"self":[{"href":"https:\/\/www.accrediteddebtrelief.com\/blog\/wp-json\/wp\/v2\/posts\/3148","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.accrediteddebtrelief.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.accrediteddebtrelief.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.accrediteddebtrelief.com\/blog\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/www.accrediteddebtrelief.com\/blog\/wp-json\/wp\/v2\/comments?post=3148"}],"version-history":[{"count":0,"href":"https:\/\/www.accrediteddebtrelief.com\/blog\/wp-json\/wp\/v2\/posts\/3148\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.accrediteddebtrelief.com\/blog\/wp-json\/wp\/v2\/media\/3174"}],"wp:attachment":[{"href":"https:\/\/www.accrediteddebtrelief.com\/blog\/wp-json\/wp\/v2\/media?parent=3148"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.accrediteddebtrelief.com\/blog\/wp-json\/wp\/v2\/categories?post=3148"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.accrediteddebtrelief.com\/blog\/wp-json\/wp\/v2\/tags?post=3148"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}