{"id":3773,"date":"2021-11-03T08:00:00","date_gmt":"2021-11-03T13:00:00","guid":{"rendered":"https:\/\/www.accrediteddebtrelief.com\/blog\/?p=3773"},"modified":"2021-11-01T15:28:38","modified_gmt":"2021-11-01T20:28:38","slug":"having-a-baby-watch-out-for-these-9-hidden-costs","status":"publish","type":"post","link":"https:\/\/www.accrediteddebtrelief.com\/blog\/having-a-baby-watch-out-for-these-9-hidden-costs\/","title":{"rendered":"Having a Baby? Watch Out For These 9 Hidden Costs"},"content":{"rendered":"\n<p>Many people dream of having children of their own. However, the milestone of parenthood is a long-term expense that catches many new moms and dads off-guard. Preparing for and raising a newborn can be especially costly.<\/p>\n\n\n\n<p>While we definitely won\u2019t discourage you from expanding your family, we do recommend being prepared! Consider these nine baby costs before your bundle of joy arrives.<\/p>\n\n\n\n<!--more-->\n\n\n\n<div class=\"wp-block-columns\">\n<div class=\"wp-block-column\" style=\"flex-basis:100%\">\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container\"><style>.kb-table-of-content-nav.kb-table-of-content-id_914f3c-af .kb-table-of-content-wrap{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kb-table-of-content-nav.kb-table-of-content-id_914f3c-af .kb-table-of-contents-title-wrap{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.kb-table-of-content-nav.kb-table-of-content-id_914f3c-af .kb-table-of-contents-title{font-weight:regular;font-style:normal;}.kb-table-of-content-nav.kb-table-of-content-id_914f3c-af .kb-table-of-content-wrap .kb-table-of-content-list{font-weight:regular;font-style:normal;margin-top:var(--global-kb-spacing-sm, 1.5rem);margin-right:0px;margin-bottom:0px;margin-left:0px;}<\/style><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">1. Fertility Treatments<\/h2>\n\n\n\n<p>While many parents-to-be hope for pregnancies without assistance, many others rely on fertility treatments to conceive. These processes not only help couples with fertility issues, but they can also help same-sex couples and single parents who want to become pregnant on their own. A doctor who specializes in fertility can help recommend what treatment plan is best for you, but be prepared for the hefty price tag and the varying rates of success. <a href=\"https:\/\/www.whattoexpect.com\/getting-pregnant\/fertility-tests-and-treatments\/top-fertility-treatments\/\" target=\"_blank\" rel=\"noreferrer noopener\">What to Expect<\/a> provides the following cost estimates for these top fertility treatments:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Artificial insemination and intrauterine insemination:<\/strong> $300-$1,000<\/li><li><strong>In vitro fertilization:<\/strong> $15,000-$25,000<\/li><li><strong>Surrogacy:<\/strong> $100,000+ (including medical costs and legal fees)<\/li><li><strong>Freezing eggs: <\/strong>$9,000-$20,000, plus an additional $500 to $1,000+ in yearly storage fees<\/li><li><strong>Fertility Drugs:<\/strong> ~$900<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">2. Adoption<\/h2>\n\n\n\n<p>Depending on the adoption process you go with and the country you adopt in, you could pay anywhere between $0 and $50,000. <a href=\"https:\/\/money.usnews.com\/money\/personal-finance\/family-finance\/articles\/what-adoption-costs-and-strategies-to-pay-for-it\" target=\"_blank\" rel=\"noreferrer noopener\">U.S. News<\/a> gives the following estimates:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Domestic adoption through an agency (U.S.):<\/strong> $20,000-$45,000<\/li><li><strong>Independent adoption (U.S.):<\/strong> $15,000-$40,000<\/li><li><strong>International Adoption:<\/strong> $20,000-$50,000, plus travel and lodging costs<\/li><\/ul>\n\n\n\n<p>The costs of adopting from foster care are typically covered by the state, making this process essentially free. However, since foster care aims to reunite children with their families, chances of being able to adopt an infant are low.&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">3. Prenatal Care<\/h2>\n\n\n\n<p>If you\u2019re planning on carrying and delivering a child, your health is just as important as your new baby\u2019s. Prenatal visits with your obstetrician can add up quickly. With <a href=\"https:\/\/www.valuepenguin.com\/cost-prenatal-care-health-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">most moms visiting seven to 12 times<\/a> at $90-$500+ an appointment, you could be paying $6,000 or more out-of-pocket without insurance.&nbsp;<\/p>\n\n\n\n<p>Fortunately, new moms can find <a href=\"https:\/\/www.healthline.com\/health\/pregnancy\/free-or-low-cost-prenatal-care#resource-list\" target=\"_blank\" rel=\"noreferrer noopener\">free and low-cost prenatal care<\/a> in several places, including their local health department, community health centers and Planned Parenthood. Additionally, <a href=\"https:\/\/www.healthcare.gov\/what-if-im-pregnant-or-plan-to-get-pregnant\/\" target=\"_blank\" rel=\"noreferrer noopener\">pregnancy, maternity and newborn care<\/a> are essential health benefits under the Affordable Care Act, so it\u2019s worth it to get insurance if you\u2019re expecting.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">4. Delivery<\/h2>\n\n\n\n<p>The cost of your baby\u2019s delivery can vary depending on the type of birth that occurs, where your baby is born and whether or not there are any pregnancy complications. In most states, the <a href=\"https:\/\/smartasset.com\/financial-advisor\/cost-of-having-a-baby\" target=\"_blank\" rel=\"noreferrer noopener\">average cost<\/a> of a vaginal delivery at a hospital without complications lands somewhere between $5,000 and $11,000. The cost of a C-section without complications is typically between $7,500 and $14,500.&nbsp;<\/p>\n\n\n\n<p>If you choose to go to a <a href=\"https:\/\/www.whattoexpect.com\/pregnancy\/birth-center\/\" target=\"_blank\" rel=\"noreferrer noopener\">birthing center<\/a>, prenatal care and delivery can range between $3,000 and $4,000 depending on your location. <a href=\"https:\/\/www.parents.com\/pregnancy\/giving-birth\/home\/home-birth-cost-in-america\/\" target=\"_blank\" rel=\"noreferrer noopener\">At-home births<\/a> aren\u2019t much more affordable, either \u2014 costs can easily add up to $3,000 to $9,000.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">5. Childcare&nbsp;<\/h2>\n\n\n\n<p>Childcare prices can also vary greatly depending on where you live and the type you choose. <a href=\"https:\/\/www.care.com\/c\/how-much-does-child-care-cost\" target=\"_blank\" rel=\"noreferrer noopener\">Care.com<\/a> reported these 2020 national averages of weekly childcare costs for one child:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Nanny:<\/strong> $612<\/li><li><strong>Child care center:<\/strong> $340<\/li><li><strong>Family care center:<\/strong> $244<\/li><\/ul>\n\n\n\n<p>If you\u2019re lucky enough to have a friend or family member who offers to help with childcare, don\u2019t assume it will be free. Communicate clearly about financial expectations, and be prepared to pitch in for extra supplies and your child\u2019s share of the grocery bill.&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">6. Breastfeeding and Formula Feeding<\/h2>\n\n\n\n<p>Whether you choose to breastfeed, use formula or use a combination of the two, there will be some feeding expenses along the way.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Bottles<\/h3>\n\n\n\n<p><a href=\"https:\/\/www.babycenter.com\/baby-products\/nursing-and-feeding\/how-to-buy-bottles-and-nipples_40007218\" target=\"_blank\" rel=\"noreferrer noopener\">Starter sets<\/a>, which typically include multiple bottles, nipples and accessories, can range between $30-$110. However, each baby reacts to bottles differently, and you may find yourself purchasing different types of nipples and bottles if your child has trouble with a particular style or brand.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Breastfeeding<\/h3>\n\n\n\n<p>A mother\u2019s milk supply is technically free, but <a href=\"https:\/\/www.healthline.com\/health\/cost-of-breastfeeding\" target=\"_blank\" rel=\"noreferrer noopener\">breastfeeding costs<\/a> can include meeting with a lactation consultant ($200 to $350 per session) and purchasing supplies like nursing pillows ($25-$50) and breast pumps (up to $300).&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Formula Feeding<\/h3>\n\n\n\n<p>If relying on formula exclusively, U.S. families can expect to spend $3-$6 a day, or <a href=\"https:\/\/littlebundle.com\/blogs\/insights\/formula-feeding-cost\" target=\"_blank\" rel=\"noreferrer noopener\">$1,200-$2,000 a year<\/a> per child.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">7. Baby Gear<\/h2>\n\n\n\n<p>Many expecting parents are gifted new and used baby gear, like toys, clothing, feeding supplies and furniture. Being showered with these supplies can help new parents save on major up-front expenses. However, even if you\u2019re fortunate enough to receive hand-me-downs and baby shower presents, you may still have items on your list that you\u2019ll need to foot the bill for.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.babycenter.com\/baby-cost-calculator\" target=\"_blank\" rel=\"noreferrer noopener\">Baby Center<\/a> provides the following price ranges for these necessities:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Car seat:<\/strong> $50-$500<\/li><li><strong>Basic stroller:<\/strong> $45-$1,300<\/li><li><strong>Baby monitor:<\/strong> $20-$400<\/li><li><strong>Baby carrier (Sling, wrap or front carrier):<\/strong> $25-$200<\/li><li><strong>Swing:<\/strong> $55-$270<\/li><li><strong>High chair:<\/strong> $40-$400<\/li><li><strong>Changing Table:<\/strong> $60-$500<\/li><li><strong>Crib:<\/strong> $120-$1,000<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">8. Diapers<\/h2>\n\n\n\n<p>Babies go through diapers incredibly quickly! Healthline estimates that the average family will spend about <a href=\"https:\/\/www.healthline.com\/health\/baby\/how-many-newborn-diapers-do-i-need#cost\" target=\"_blank\" rel=\"noreferrer noopener\">$1,000 on disposable diapers<\/a> and changing supplies in their child\u2019s first year.&nbsp;<\/p>\n\n\n\n<p>If you choose to go the cloth diaper route, you\u2019ll pay somewhere between <a href=\"https:\/\/www.healthline.com\/health\/baby\/how-to-use-cloth-diapers#cloth-vs-disposable\" target=\"_blank\" rel=\"noreferrer noopener\">$500 and $800 upfront<\/a> for a stockpile of reusables. While this option may feel like a cost-saver, you\u2019ll also need to invest in a diaper cleaning service and\/or special accessories to help with the extra laundry and clean-up.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">9. Home and Lifestyle Adjustments<\/h2>\n\n\n\n<p>Many costs associated with having a baby are easy to estimate, but others are a bit harder to put a price tag on. It\u2019s a good idea to look at all aspects of your life and consider what changes may need to be made in order to support a child.&nbsp;<\/p>\n\n\n\n<p>Not sure where to begin? Here are a few good questions to get started:&nbsp;<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items_138941-c5:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items_138941-c5 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items_138941-c5 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items_138941-c5 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items_138941-c5 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}.kt-svg-icon-list-items_138941-c5 ul.kt-svg-icon-list .kt-svg-icon-list-level-1 .kt-svg-icon-list-single svg{font-size:20px;}.kt-svg-icon-list-items_138941-c5 ul.kt-svg-icon-list .kt-svg-icon-list-level-2 .kt-svg-icon-list-single svg{font-size:20px;}.kt-svg-icon-list-items_138941-c5 ul.kt-svg-icon-list .kt-svg-icon-list-level-3 .kt-svg-icon-list-single svg{font-size:20px;}.kt-svg-icon-list-items_138941-c5 ul.kt-svg-icon-list .kt-svg-icon-list-level-4 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items_138941-c5 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\"><li class=\"kt-svg-icon-list-style-default kt-svg-icon-list-item-wrap kt-svg-icon-list-item-0\"><div style=\"display:inline-flex;justify-content:center;align-items:center\" class=\"kt-svg-icon-list-single kt-svg-icon-list-single-fe_checkCircle\"><svg style=\"display:inline-block;vertical-align:middle\" viewbox=\"0 0 24 24\" height=\"20\" width=\"20\" fill=\"none\" stroke=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/div><span class=\"kt-svg-icon-list-text\">What is my current income? What is my co-parent\u2019s current income? Are our current benefits enough to support a new child?<\/span><\/li><li class=\"kt-svg-icon-list-style-default kt-svg-icon-list-item-wrap kt-svg-icon-list-item-1\"><div style=\"display:inline-flex;justify-content:center;align-items:center\" class=\"kt-svg-icon-list-single kt-svg-icon-list-single-fe_checkCircle\"><svg style=\"display:inline-block;vertical-align:middle\" viewbox=\"0 0 24 24\" height=\"20\" width=\"20\" fill=\"none\" stroke=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/div><span class=\"kt-svg-icon-list-text\">Will I lose income if I go on parental leave? How much time can I afford to take off from work?<\/span><\/li><li class=\"kt-svg-icon-list-style-default kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2\"><div style=\"display:inline-flex;justify-content:center;align-items:center\" class=\"kt-svg-icon-list-single kt-svg-icon-list-single-fe_checkCircle\"><svg style=\"display:inline-block;vertical-align:middle\" viewbox=\"0 0 24 24\" height=\"20\" width=\"20\" fill=\"none\" stroke=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/div><span class=\"kt-svg-icon-list-text\">If I\u2019m co-parenting, can we afford to put our child in daycare when we both go back to work? Would going part-time or not working temporarily in order to care for my child be more cost-effective?<\/span><\/li><li class=\"kt-svg-icon-list-style-default kt-svg-icon-list-item-wrap kt-svg-icon-list-item-3\"><div style=\"display:inline-flex;justify-content:center;align-items:center\" class=\"kt-svg-icon-list-single kt-svg-icon-list-single-fe_checkCircle\"><svg style=\"display:inline-block;vertical-align:middle\" viewbox=\"0 0 24 24\" height=\"20\" width=\"20\" fill=\"none\" stroke=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/div><span class=\"kt-svg-icon-list-text\">Are my current living arrangements and transportation methods enough, or do I need to invest in a larger home or a new vehicle for my child?<\/span><\/li><li class=\"kt-svg-icon-list-style-default kt-svg-icon-list-item-wrap kt-svg-icon-list-item-4\"><div style=\"display:inline-flex;justify-content:center;align-items:center\" class=\"kt-svg-icon-list-single kt-svg-icon-list-single-fe_checkCircle\"><svg style=\"display:inline-block;vertical-align:middle\" viewbox=\"0 0 24 24\" height=\"20\" width=\"20\" fill=\"none\" stroke=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"><\/path><polyline points=\"22 4 12 14.01 9 11.01\"><\/polyline><\/svg><\/div><span class=\"kt-svg-icon-list-text\">Can I budget for higher utility and grocery bills to support the needs of my new baby?<\/span><\/li><\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Financially Savvy Kids and Parents<\/h2>\n\n\n\n<p>Smart money moves aren\u2019t only for Mom and Dad! You can start your child\u2019s financial education early and help them grow up to be fiscally responsible adults. Read more from Top Dollar:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/www.accrediteddebtrelief.com\/blog\/how-to-teach-your-child-about-money-at-every-age\/\">How to Teach Your Child About Money at Every Age<\/a><\/li><li><a href=\"https:\/\/www.accrediteddebtrelief.com\/blog\/how-much-should-i-tell-my-kid-about-my-finances\/\">How Much Should I Tell My Kid About My Finances?<\/a><\/li><li><a href=\"https:\/\/www.accrediteddebtrelief.com\/blog\/the-best-financial-lessons-our-parents-taught-us\/\">The Best Financial Lessons Our Parents Taught Us<\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Many people dream of having children of their own. However, the milestone of parenthood is a long-term expense that catches many new moms and dads off-guard. Preparing for and raising a newborn can be especially costly. While we definitely won\u2019t discourage you from expanding your family, we do recommend being prepared! Consider these nine baby [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":3793,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","footnotes":""},"categories":[50],"tags":[],"class_list":["post-3773","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance-planning"],"accredited":{"author":{"name":"Mikaela Sullivan","url":"https:\/\/www.accrediteddebtrelief.com\/blog\/author\/msullivan\/"},"categories":[{"name":"Financial Planning","slug":"finance-planning","url":"https:\/\/www.accrediteddebtrelief.com\/blog\/category\/finance-planning\/"}],"thumbnail":"https:\/\/www.accrediteddebtrelief.com\/blog\/wp-content\/uploads\/2021\/11\/768x432_TopDollarBlog_HiddenBabyCost.jpg"},"acf":{"edited_by":null,"reviewed_by":null,"fact_checked_by":null},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Having a Baby? Watch Out For These 9 Hidden Costs - Top Dollar<\/title>\n<meta name=\"description\" content=\"Bundles of joy can cost a bundle! Before adding a new child to your family, consider these nine expenses with Top Dollar.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.accrediteddebtrelief.com\/blog\/having-a-baby-watch-out-for-these-9-hidden-costs\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Having a Baby? Watch Out For These 9 Hidden Costs - Top Dollar\" \/>\n<meta property=\"og:description\" content=\"Bundles of joy can cost a bundle! Before adding a new child to your family, consider these nine expenses with Top Dollar.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.accrediteddebtrelief.com\/blog\/having-a-baby-watch-out-for-these-9-hidden-costs\/\" \/>\n<meta property=\"og:site_name\" content=\"Top Dollar\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/AccreditedDebtRelief\/\" \/>\n<meta property=\"article:published_time\" content=\"2021-11-03T13:00:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.accrediteddebtrelief.com\/blog\/wp-content\/uploads\/2021\/11\/768x432_TopDollarBlog_HiddenBabyCost.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"768\" \/>\n\t<meta property=\"og:image:height\" content=\"432\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Mikaela Sullivan\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@accredited_debt\" \/>\n<meta name=\"twitter:site\" content=\"@accredited_debt\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mikaela Sullivan\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.accrediteddebtrelief.com\/blog\/having-a-baby-watch-out-for-these-9-hidden-costs\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.accrediteddebtrelief.com\/blog\/having-a-baby-watch-out-for-these-9-hidden-costs\/\"},\"author\":{\"name\":\"Mikaela Sullivan\",\"@id\":\"https:\/\/www.accrediteddebtrelief.com\/blog\/#\/schema\/person\/05ebbe3ff59cff62c32e94d5890f2a64\"},\"headline\":\"Having a Baby? 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