{"id":5207,"date":"2023-06-19T09:55:03","date_gmt":"2023-06-19T14:55:03","guid":{"rendered":"https:\/\/www.accrediteddebtrelief.com\/blog\/?p=5207"},"modified":"2026-01-12T17:49:59","modified_gmt":"2026-01-12T23:49:59","slug":"a-snapshot-of-finances-within-the-lgbtq-community","status":"publish","type":"post","link":"https:\/\/www.accrediteddebtrelief.com\/blog\/a-snapshot-of-finances-within-the-lgbtq-community\/","title":{"rendered":"A Snapshot of Finances Within the LGBTQ+ Community"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Members of the LGBTQ+ community face unique financial challenges and disparities that can significantly impact their economic well-being. From workplace discrimination to the added financial burdens caused by income gaps, healthcare costs, and legal expenses, navigating the financial landscape can be overwhelming. This article features data that demonstrates the financial obstacles experienced within the LGBTQ+ community.<\/p>\n\n\n\n<!--more-->\n\n\n\n<p class=\"has-medium-font-size wp-block-paragraph\"><strong>In This Post<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"#financial-gaps\">Financial Gaps Faced by LGBTQ+ People<\/a><\/li><li><a href=\"#LGBTQ+-Pay-Gap-by-Gender-or-Gender-Identity\">LGBTQ+ Pay Gap by Gender or Gender Identity<\/a><\/li><li><a href=\"#Pay-Gap-by-Sexual-Orientation-and-Race\/Ethnicity\">Pay Gap by Sexual Orientation and Race\/Ethnicity<\/a><\/li><li><a href=\"#Other-Barriers-to-Financial-Wellness\">Other Barriers to Financial Wellness<\/a>&nbsp;<\/li><li><a href=\"#Financial-Resources-for-the-LGBTQ+-Community\">Financial Resources for the LGBTQ+ Community<\/a><\/li><\/ul>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-_d082f3-d0 .kt-block-spacer{height:60px;}.wp-block-kadence-spacer.kt-block-spacer-_d082f3-d0 .kt-divider{border-top-width:1px;height:1px;border-top-color:#eee;width:80%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-_d082f3-d0\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n\n<figure class=\"wp-block-image size-large\" id=\"financial-gaps\"><img loading=\"lazy\" decoding=\"async\" width=\"734\" height=\"1024\" src=\"https:\/\/www.accrediteddebtrelief.com\/blog\/wp-content\/uploads\/2023\/06\/1200x1675_TopDollar_LGBTQSnapshot_Slide1-734x1024.png\" alt=\"Financial gaps faced by the LGBTQ+ community\" class=\"wp-image-5208\" srcset=\"https:\/\/www.accrediteddebtrelief.com\/blog\/wp-content\/uploads\/2023\/06\/1200x1675_TopDollar_LGBTQSnapshot_Slide1-734x1024.png 734w, https:\/\/www.accrediteddebtrelief.com\/blog\/wp-content\/uploads\/2023\/06\/1200x1675_TopDollar_LGBTQSnapshot_Slide1-215x300.png 215w, https:\/\/www.accrediteddebtrelief.com\/blog\/wp-content\/uploads\/2023\/06\/1200x1675_TopDollar_LGBTQSnapshot_Slide1-768x1072.png 768w, https:\/\/www.accrediteddebtrelief.com\/blog\/wp-content\/uploads\/2023\/06\/1200x1675_TopDollar_LGBTQSnapshot_Slide1-1100x1536.png 1100w, https:\/\/www.accrediteddebtrelief.com\/blog\/wp-content\/uploads\/2023\/06\/1200x1675_TopDollar_LGBTQSnapshot_Slide1.png 1200w\" sizes=\"auto, (max-width: 734px) 100vw, 734px\" \/><\/figure>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-_6bad60-aa .kt-block-spacer{height:60px;}.wp-block-kadence-spacer.kt-block-spacer-_6bad60-aa .kt-divider{border-top-width:1px;height:1px;border-top-color:#eee;width:80%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-_6bad60-aa\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"LGBTQ+-Pay-Gap-by-Gender-or-Gender-Identity\">LGBTQ+ Pay Gap by Gender or Gender Identity<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The issue of pay inequality within the LGBTQ+ community extends beyond sexual orientation and encompasses disparities based on gender or gender identity as well.&nbsp;<\/p>\n\n\n\n<p class=\"has-medium-font-size wp-block-paragraph\"><span style=\"text-decoration: underline;\">For every dollar earned by non-LGBTQ+ workers, these groups earned:<\/span><\/p>\n\n\n\n<ul class=\"has-medium-font-size wp-block-list\"><li><strong>96 cents: LGBTQ+ Men<\/strong><\/li><li><strong>87 cents: LGBTQ+ Women<\/strong><\/li><li><strong>70 cents: Non-Binary, Genderqueer, Genderfluid, and Two-Spirit Workers<\/strong><\/li><li><strong>70 cents: Trans Men<\/strong><\/li><li><strong>60 cents: Trans Women<\/strong><\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Pay-Gap-by-Sexual-Orientation-and-Race\/Ethnicity\">Pay Gap by Sexual Orientation and Race\/Ethnicity<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Research shows that LGBTQ+ individuals who are also people of color often experience higher levels of pay disparity compared to their white counterparts. This intersectionality compounds the effects of discrimination and bias, resulting in even wider gaps in wages and opportunities.<\/p>\n\n\n\n<p class=\"has-medium-font-size wp-block-paragraph\"><span style=\"text-decoration: underline;\">For every dollar earned by non-LGBTQ+ workers, these groups earned:<\/span><\/p>\n\n\n\n<ul class=\"has-medium-font-size wp-block-list\"><li><strong>97 cents: LGBTQ+ White workers<\/strong><\/li><li><strong>90 cents: LGBTQ+ Latinx&nbsp;<\/strong><\/li><li><strong>80 cents: LGBTQ+ Black workers<\/strong><\/li><li><strong>$1.00: LGBTQ+ Asian\/Asian Pacific Islanders workers*<\/strong><\/li><li><strong>70 cents: LGBTQ+ Native American workers<\/strong><\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">This disparity widens at the intersection of race and ethnicity.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>*While AAPI workers earn about the same as typical workers, this still represents a disparity. Among all workers in the United States, Asian\/Asian Pacific Islander workers reported<\/em> <a href=\"https:\/\/www.bls.gov\/news.release\/pdf\/wkyeng.pdf\"><em>higher median weekly wages<\/em><\/a><em> than the typical non-AAPI worker, though it should be noted that there is some <\/em><a href=\"https:\/\/www.pewresearch.org\/social-trends\/2018\/07\/12\/income-inequality-in-the-u-s-is-rising-most-rapidly-among-asians\/\"><em>nuance to this finding<\/em><\/a><em>.\u00a0<\/em><\/p>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-_e038cc-1c .kt-block-spacer{height:60px;}.wp-block-kadence-spacer.kt-block-spacer-_e038cc-1c .kt-divider{border-top-width:1px;height:1px;border-top-color:#eee;width:80%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-_e038cc-1c\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Other-Barriers-to-Financial-Wellness\">Other Barriers to Financial Wellness&nbsp;<\/h2>\n\n\n\n<p class=\"has-medium-font-size wp-block-paragraph\"><span style=\"text-decoration: underline;\">LGBTQ+ people reported losing the ability to rely financially on their families after coming out.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">While 73% of LGBTQ+ respondents said they could rely financially on their family before telling them about their sexual orientation, only 62% reported being able to rely financially on their family after coming out. The gap is even larger for transgender respondents.<\/p>\n\n\n\n<p class=\"has-medium-font-size wp-block-paragraph\"><span style=\"text-decoration: underline;\">LGBTQ+ respondents reported far lower annual household incomes than adults nationwide.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The majority (57%) of LGBTQ+ people reported a household income of less than $50,000 per year, compared to 36% of adults nationwide. In contrast, only 13% of LGBTQ+ respondents reported an income of $100,000 or more, compared to 34% of adults nationwide.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/lgbtq-economics.org\/research\/leaf-report-2023\/\">The LGBTQ+ Economic and Financial (LEAF) Survey<\/a><\/p>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-_7ee035-0d .kt-block-spacer{height:60px;}.wp-block-kadence-spacer.kt-block-spacer-_7ee035-0d .kt-divider{border-top-width:1px;height:1px;border-top-color:#eee;width:80%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-_7ee035-0d\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Financial-Resources-for-the-LGBTQ+-Community\">Financial Resources for the LGBTQ+ Community<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Experian has put together a list of <a href=\"https:\/\/www.experian.com\/blogs\/ask-experian\/financial-resources-for-lgbtq-community\/\">LGBTQ+-friendly financial resources<\/a> that serve specific needs and challenges faced by the community, like:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/www.experian.com\/blogs\/ask-experian\/financial-resources-for-lgbtq-community\/#s1\">Banks That Are Allies to the LGBTQ+ Community<\/a><\/li><li><a href=\"https:\/\/www.experian.com\/blogs\/ask-experian\/financial-resources-for-lgbtq-community\/#s2\">Scholarships and Financial Aid for LGBTQ+ Members<\/a><\/li><li><a href=\"https:\/\/www.experian.com\/blogs\/ask-experian\/financial-resources-for-lgbtq-community\/#s3\">Real Estate Professionals Who Are Members of the LGBTQ+ Community<\/a><\/li><li><a href=\"https:\/\/www.experian.com\/blogs\/ask-experian\/financial-resources-for-lgbtq-community\/#s4\">Family-Building Grants for LGBTQ+ Couples and Members<\/a><\/li><li><a href=\"https:\/\/www.experian.com\/blogs\/ask-experian\/financial-resources-for-lgbtq-community\/#s5\">Other LGBTQ+ Financial Resources<\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Members of the LGBTQ+ community face unique financial challenges and disparities that can significantly impact their economic well-being. From workplace discrimination to the added financial burdens caused by income gaps, healthcare costs, and legal expenses, navigating the financial landscape can be overwhelming. This article features data that demonstrates the financial obstacles experienced within the LGBTQ+ [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":5211,"comment_status":"closed","ping_status":"closed","sticky":true,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","footnotes":""},"categories":[52],"tags":[],"class_list":["post-5207","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-data-research"],"accredited":{"author":{"name":"Anna Caldwell","url":"https:\/\/www.accrediteddebtrelief.com\/blog\/author\/acaldwell\/"},"categories":[{"name":"Data and Research","slug":"data-research","url":"https:\/\/www.accrediteddebtrelief.com\/blog\/category\/data-research\/"}],"thumbnail":"https:\/\/www.accrediteddebtrelief.com\/blog\/wp-content\/uploads\/2023\/06\/1200x458_TopDollar_LGBTQSnapshotHeader-1024x391.png"},"acf":{"edited_by":null,"reviewed_by":null,"fact_checked_by":null},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - 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