{"id":5480,"date":"2024-07-02T10:05:03","date_gmt":"2024-07-02T15:05:03","guid":{"rendered":"https:\/\/www.accrediteddebtrelief.com\/blog\/?p=5480"},"modified":"2024-11-14T11:11:35","modified_gmt":"2024-11-14T17:11:35","slug":"vacation-on-a-budget","status":"publish","type":"post","link":"https:\/\/www.accrediteddebtrelief.com\/blog\/vacation-on-a-budget\/","title":{"rendered":"5 Essential Tips for Planning a Vacation on a Budget"},"content":{"rendered":"\n

How much does a vacation cost? According to NerdWallet<\/a>, $3,594 on average<\/strong> (if you\u2019re flying or booking a hotel). So it makes sense that 91% of the over 2,000 American adults surveyed are cutting costs to save on travel.<\/p>\n\n\n\n

Not overspending on vacation is important in any season. At Accredited Debt Relief, we\u2019re experts at helping people find and maintain financial freedom. This guide aims to show you how to plan a vacation on a budget \u2014 and inspire you to get creative. Let’s dive into our five best tips for planning a cheap vacation. <\/p>\n\n\n\n

1. Figure out how much vacation you can afford<\/h2>\n\n\n\n

Time off is important to your health and happiness, but so is your financial wellbeing. Having a realistic budget for your vacation can keep stress at bay and ensure you still have a great time.\u00a0<\/p>\n\n\n\n

Here\u2019s how to save for a vacation:<\/p>\n\n\n\n

    \n
  1. Look at your monthly net income (that\u2019s your take-home after taxes and deductions like health insurance). From there, subtract your monthly essentials like rent, groceries and bills.<\/li>\n\n\n\n
  2. Build your vacation budget from the remaining balance. The earlier you start planning, the better shape you\u2019ll be in to travel. <\/li>\n<\/ol>\n\n\n\n

    For example, setting aside $50 a week in January means you\u2019ll have a budget of $1,000 by June. <\/p>\n\n\n\n

    Let your ambitions guide your budgeting. With a good plan, your cheap family vacation doesn\u2019t have to feel inexpensive! <\/p>\n\n\n\n

    Using Credit Cards and Points<\/h4>\n\n\n\n

    1 in 5 respondents told NerdWallet<\/a> that they\u2019re planning on going into credit card debt to travel. With high APRs \u2014 at time of writing, the industry average was 24.62%<\/a> \u2014 that slightly out-of-budget trip could balloon into a major problem.\u00a0<\/p>\n\n\n\n

    If you are planning to use a credit card to accumulate points, make sure you have the ability to pay the balance in full after booking. (If you’re in a Debt Consolidation Program<\/a>, make sure you’re not using an account you’re working on.)<\/p>\n\n\n\n

    The points you\u2019ve already acquired are a different story. Use these to your advantage by booking flights, accommodations and rental cars through your card\u2019s specified partners. And don\u2019t forget to keep an eye on your inbox for special promotions to stretch your points even further. But remember: Don\u2019t let the lure of earning points catch you in a cycle of debt. <\/p>\n\n\n\n

    2. Let your boundaries guide you<\/h2>\n\n\n\n

    Need to get away, but don\u2019t know where to go? <\/p>\n\n\n\n

    Cheap vacation spots may be right in your backyard. See where your car or local Amtrak station<\/a> can take you. You might have been overlooking a sweet bed and breakfast, a cool vacation rental or a great campground within a few hours of home.\u00a0<\/p>\n\n\n\n

    If you can stretch your budget a bit further, try using the explore features built into many travel booking platforms. These tools allow you to browse ticket prices by the length of your trip within a specified period of time. Beyond a good deal, you can discover options you’d have never otherwise considered.<\/p>\n\n\n\n

    3. Don\u2019t forget the incidental expenses<\/h2>\n\n\n\n

    You\u2019ve figured out where you want to go and stay. But that\u2019s only half the battle: Will you need to rent a car? How much will you spend on food? Entertainment? <\/p>\n\n\n\n

    Make a list of everything you need and add those to your budget, plus at least 10% to cover extras. Save more by assessing alternative transportation options, like public transit or bike rentals.<\/p>\n\n\n\n

    If you\u2019re planning something big, look into that place\u2019s off-season. You might be able to score tickets to a normally sold-out show or get competitive restaurant reservations. Seeing a different side of your destination could pay off \u2014 and help you travel in comfort.<\/p>\n\n\n\n

    The importance of being organized<\/h4>\n\n\n\n

    Planning a budget vacation takes a fair amount of work and attention to detail. So it’s best to create a spreadsheet to track your ideas and expenses. When you have all your options laid out in front of you, you can mix and match to find the best spots to save (and splurge).\u00a0<\/p>\n\n\n\n

    4. Plan with a group<\/h2>\n\n\n\n

    Living large is more affordable when you split the cost several ways. So round up your people and start searching for somewhere everyone will love. Vacation rentals are ideal for big groups. Find a large home with a pool, (for a fraction of what you might pay to sit poolside at a hotel). <\/p>\n\n\n\n

    5. Keep it simple<\/h2>\n\n\n\n

    It\u2019s not an exaggeration to say that the best things in life are free (or, at least, cheap). <\/p>\n\n\n\n

    Consider the alternatives to spending big bucks at an amusement park or fancy restaurant. Your kids might have as much fun looking for salamanders in a creek as they would seeing them behind glass in an aquarium. An ice cream cone during an evening walk can be as sweet as dessert at a five-star bistro. <\/p>\n\n\n\n

    Focus on relaxation and togetherness over your to-do list. After all, isn\u2019t vacation about getting away from stress? You deserve to breathe. Simplifying your trip can give you the space to relax and enjoy your hard-earned time off. <\/p>\n\n\n\n

    What about cheap, all-inclusive resorts? <\/h3>\n\n\n\n

    For those looking for the best family vacation on a budget, an all-inclusive resort can sound like the perfect solution. But there\u2019s a hitch: You may find that the quality of the resort matches its low cost. <\/p>\n\n\n\n

    Booking a cheap beach vacation at an all-inclusive resort may not translate into a trip that\u2019s worth your money and time. Doing your own research might result in a more luxurious vacation (and likely cost you less, too). <\/p>\n\n\n\n

    Some great places to start exploring<\/h2>\n\n\n\n

    Browse worldwide cheap flights<\/h4>\n\n\n\n

    Google Flights<\/a> – Expansive flight searches from the biggest names in the industry<\/p>\n\n\n\n

    Kayak<\/a> – Search for vacations with your favorite activities in mind<\/p>\n\n\n\n

    Going<\/a> – Formerly Scott\u2019s Cheap Flights, a small upfront fee can mean major savings<\/p>\n\n\n\n

    Find unique travel ideas<\/h4>\n\n\n\n

    HipCamp<\/a> – Characterful campsites and stays in scenic destinations<\/p>\n\n\n\n

    Visit the USA<\/a> – Ideas for destinations, road trips and more<\/p>\n\n\n\n

    National Parks Service<\/a> – Make memories in America\u2019s wilderness

    Atlas Obscura<\/a> – Quirky, spooky and fantastic things to see and do across the globe<\/p>\n\n\n\n

    <\/p>\n\n\n\n

    Links are provided as a convenience and for informational purposes only<\/p>\n","protected":false},"excerpt":{"rendered":"

    How much does a vacation cost? According to NerdWallet, $3,594 on average (if you\u2019re flying or booking a hotel). So it makes sense that 91% of the over 2,000 American adults surveyed are cutting costs to save on travel. Not overspending on vacation is important in any season. At Accredited Debt Relief, we\u2019re experts at […]<\/p>\n","protected":false},"author":18,"featured_media":5481,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","footnotes":""},"categories":[69,50],"tags":[],"class_list":["post-5480","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-budgeting","category-finance-planning"],"accredited":{"author":{"name":"Molly Simon","url":"https:\/\/www.accrediteddebtrelief.com\/blog\/author\/msimon\/"},"categories":[{"name":"Budgeting","slug":"budgeting","url":"https:\/\/www.accrediteddebtrelief.com\/blog\/category\/budgeting\/"}],"thumbnail":"https:\/\/www.accrediteddebtrelief.com\/blog\/wp-content\/uploads\/2024\/06\/768x432_TopDollar_VacationBudget_v2.png"},"acf":{"edited_by":"","reviewed_by":"","fact_checked_by":""},"yoast_head":"\n5 Essential Tips for Planning a Vacation on a Budget - 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