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The company is not a lender, creditor or debt collector. Referral arrangements with affiliates or partners may make it possible for you to apply for a loan. Annual Percentage Rates range from 5.90% to 29.90% with loan terms from 12 to 84 months. Eligibility for a loan via affiliates or partners is based in part on the specific loan amount that you request. The term and APR will depend on the requested loan amount, your creditworthiness, income, debt payment obligations, credit history and other factors and other factors. There is no guarantee that you will be qualified for a loan through our affiliates or partners. Loan options may not be available in all states.
A typical personal loan example has a loan amount of $17,000, a 5% origination fee, a 53-month repayment term, and an interest rate of 17.00%. You would receive $16,150 ($17,000 less the $850 origination fee – a prepaid finance charge) and the monthly payment would be $458.48 equating to an APR of 19.63%. The total interest would be $7,299.44 and the total cost of the loan (interest plus origination fee of $850) would be $8,149.44. The total of payments would be $24,299.44.
Accredited makes no guarantees regarding performance (e.g. that debts will be lowered by a specific amount or percentage or that a client will be debt-free within a specific period of time).
We do not discriminate on the basis of race, color, religion, sex, marital status, national origin or ancestry.
Testimonials reflect the individuals' opinion and may not be illustrative of all individual experiences with the company or its affiliates.