Debt concerns are no stranger to residents of Indiana, and it can be difficult to know where to start when it comes to taking control of your finances. If you have a large amount of debt, relief and consolidation services may be a good option for you.
The burden of debt can affect your quality of life in many ways. A low credit score and financial insecurity will affect your future standard of living. Additionally, the constant stress that comes from juggling multiple bills and making difficult spending choices can negatively impact your health.
Being proactive about your debt can help you be ready for the unexpected. Family emergencies, home repairs, illnesses and deaths are not only difficult to deal with, but they’re followed by unanticipated expenses. The Federal Reserve recently reported that 39% of adults would not be able to cover an unexpected $400 expense with their savings, cash or a credit card that could be paid off with their next bill. By taking initiative and gaining control of your debt, you can be better prepared for life’s twists and turns.
Debt relief programs are not an easy fix, but they’re worth considering if the following are true:
Getting out of debt on your own can be very difficult. Debt relief companies can help by working directly with creditors and negotiate on your behalf for less than what you owe.
Before getting started with a debt relief company, it’s important to research your options and partner with a trustworthy team. With an A+ accredited rating from the Better Business Bureau, Accredited Debt Relief is ready to help you with your unsecured debt.
Accredited Debt Relief is licensed to provide debt relief services throughout Indiana. Whether you’re in Indianapolis, Fort Wayne, Evansville, the Calumet Region or anywhere in between, our team can provide you with a free consultation to discuss your financial situation. Contact us today to take your first steps toward financial freedom.
Chamber of Commerce: https://www.chamberofcommerce.org/credit-card-debt-by-state
Federal Reserve State Level Debt-to-Income Ratio, 1999 - 2018:
Federal Reserve - Report on the Economic Well-Being of U.S. Households in 2018: https://www.federalreserve.gov/publications/files/2018-report-economic-well-being-us-households-201905.pdf
© 2020 Accredited Debt Relief. Please note that all calls may be recorded or monitored for quality assurance and training purposes.
* The company is an affiliate of Beyond Finance, Inc. Beyond Finance, Inc., is a servicing provider for most debt consolidation services offered by the company. Beyond Finance's clients who make all monthly program payments pay approximately 68%-75% of enrolled debt (including fees) upon successful program completion. Programs range from 12-48 months. On average, Clients receive their first settlement within 4-6 months of enrollment. Not all Clients complete the program. Estimates are based on prior results and may not match your results. We cannot guarantee that your debts will be resolved for a specific amount or percentage or within a specific timeframe. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting, legal advice or credit repair services. Program is not available in all states; fees may vary by state. The use of these services will likely adversely affect your credit. You may be subject to collections or lawsuits by creditors or collectors. Your outstanding debt may increase from the accrual of fees and interest. Read and understand all program materials prior to enrolling. Additional information for Maryland residents, click here.
Certain types of debts are not eligible for enrollment. Some creditors are not eligible for enrollment because they do not negotiate with debt consolidation companies.
The company and its affiliates are not lenders, creditors, or debt collectors. This is not a loan. Referral arrangements with our partners make it possible for you to apply for a loan. Annual Percentage Rates provided by partners range from 5.99% to 35.99%.
Testimonials reflect the individuals' opinion and may not be illustrative of all individual experiences the company or its affiliates.