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Secured by Norton
Talk To A Certified Debt Counselor800-497-1965

Before Filing Bankruptcy,
See If You Qualify for Relief

Eliminate 50% of Your Debt or More

  • Get out of debt without bankruptcy
  • Cut your monthly payment in half
  • Be debt free in 12-48 months
See If You Qualify
This won't affect your credit score!
Better Business Bureau
BBB Rating A+
Secured by Norton
Over 82,000 clients enrolled

Over 140,000 clients enrolled

Programs have helped resolved $223 million since 2011

More than $3.5 billion in debt enrolled since 2011

We Can Significantly Reduce
Your Monthly Payment

Our goals are to help you resolve your debt as quickly as possible and to negotiate settlements for less than what you owe.

Your Program - Worry Free


The debt resolution programs available through Accredited Debt Relief come with a Money Back Guarantee that gives you peace of mind.

  • Cancel At Any Time
  • No Penalty
  • No Further Obligation

Are You Eligible?

You have over $7,500 in debt

This is the baseline for us to negotiate on your behalf; it gives us greater leverage and a better chance at settling debts with your creditors.

You have unsecured debt

We only work with unsecured debts, which are debts that do not have collateral attached to them. Credit cards, medical bills and payday loans are all examples of unsecured debt. Debts like student loans and those that do have collateral attached to them like mortgages and car lonas are not eligible for debt settlement.

You're able to make monthly payments

Our program involves making deposits of an agreed upon amount into a Dedicated Account every month - consistent monthly deposits are crucial to your overall success.

Are You Ready To Reduce Your Debt?

Connect with a specialist today!

Frequently Asked Questions

While individual results do vary, the average amount of debt that our clients pay on settlements is 55% of their enrolled balance. This number excludes Accredited Debt Relief’s settlement fees.

While everyone’s financial and credit situations are different, many debt relief programs, including ours, can negatively impact your credit. However, by practicing positive credit behaviors, like paying your bills on time, keeping your balances low, avoiding taking on new credit, and monitoring your credit report, your credit score should improve over time.

Our goal is to help you resolve your debt quickly, so that you can start building a brighter financial future - including a more positive credit score - as soon as possible. If getting out of debt is your priority and you’re willing to work around the potential impact on your credit, Accredited Debt Relief’s services could help reduce your monthly payments and settle your debts for less than what you originally owed.

We work with debts without collateral attached to them, which are also known as unsecured debts. Common types of unsecured debt include credit card debt, payday loans and medical bills. Debts like federal student loans and those that do have collateral attached to them, like mortgages and car loans, are not eligible for debt settlement. Still unsure if your debt qualifies? Contact us for more information.

We have no upfront fees, and we don’t earn any fees unless we have successfully settled a debt. Our fees are performance-based and contingent on our having successfully negotiated a settlement with your creditors on your behalf, you agree to that settlement, and make at least one payment toward that settlement. These fees vary, but range between 18% and 22% of your enrolled debt.

You do! The reason for setting up this new account, rather than putting your monthly deposits into an existing bank account, is to keep those settlement funds separate from your other money. If you ever withdraw from the program, the remaining funds in your Dedicated Account, minus banking and earned settlement fees, are yours to keep.