Frequently Asked

Answers to your most common questions about Accredited Debt Relief

Accredited Debt Relief

Accredited Debt Relief matches clients with debt consolidation options that can lower monthly payments and reduce what you owe on enrolled debts.

We help match you with the option we feel will best relieve your hardship based on your unique financial circumstances and needs.

While individual results do vary, the average amount of debt that our clients pay on their debts is 55% of their enrolled balance. This number excludes Accredited Debt Relief’s success-based fees.

We only work with debts without collateral attached to them, also known as unsecured debts. Credit card debt, medical bills, and payday loans are all examples of unsecured debt. Debts with collateral attached, like mortgages and car loans, are not eligible for our options. We are also unable to assist with federal student loans.

If you’re still unsure about whether your debt qualifies, we can help — contact us today for more information.

A specialist will review your financial situation then our team will match you with a customized option based on your total enrolled debt, monthly budget, and overall financial goals. There are no upfront fees — we won’t make a penny until we are able to successfully help you with your enrolled debt.*

While options can vary depending on your unique financial situation, our clients usually pay off their enrolled debts in 12 to 48 months.

We understand that life might throw you a financial curveball, and you may need to adjust your payment schedule if the unexpected happens. That’s perfectly okay, and we’re happy to work with you to make any needed adjustments. Be sure to contact our Client Success Team at least five days before your scheduled deposit date so that we can pause any scheduled electronic withdrawals.

Accredited Debt Relief is a legitimate company with accreditation from the American Fair Credit Council and an A+ rating and accreditation from the Better Business Bureau. Our clients always come first, and we’re committed to providing honest and transparent services that allow them to regain control of their finances.

Through our commitment to our clients, we have earned thousands of five-star reviews and become one of the highest-rated financial relief companies on Trustpilot.

Accredited Debt Relief does charge fees for our service, however our team doesn't make a penny unless we achieve the savings and results you are happy with. Our fees are entirely performance-based to ensure that we are working for you to get the most favorable terms that we can. Program fees are included as a part of your monthly payment quote and monthly deposit rate. Fees may range between 15% and 25% of your debt balances and may vary by state.