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Budgeting, debt relief, credit health, career tips and more.
Need 100 Dollars Now? Try These 13 Surefire Ways to Make Cash Fast
Maybe you’ve found yourself in need of unexpected car repairs. Or maybe your daughter is begging for that tricycle she spotted in the store last week. Perhaps you simply want to make an extra few hundred a month to pay the bills. There are all sorts of reasons you might need 100 dollars now, and that’s why we’ve compiled a list of 13 ways to make a Benjamin (or more) in next to no time at all.
Home Repair Budget 101
There are many advantages to buying a home: the rewarding sense of ownership, not answering to a landlord, and having more control over what you want to do with your living space. However, one drawback to becoming a homeowner is the home repair and maintenance you must take on.
Can You Earn a Living Driving for Uber and Lyft?
The opportunity to “be your own boss,” make your own hours and work as much or as little as you like may sound like a dream. That’s what rideshare services like Uber and Lyft purport to offer their drivers. But can you really drive full-time for these companies and make a living?
Average Credit Score by State
You probably know your credit score, but have you ever wondered how your score compares to others in your state? After another year of economic uncertainty, credit scores have fluctuated but not in the way you might expect. Credit scores across the country are up! Check out our summary of the 2021 FICO score data from Experian.
Four Common Budget Types
Have you tried one or more of these four common budget types? Learn more about zero-balance, 50/30/20, envelope and anti-budgets.
60/20/20 Budgeting: Is It the New 50/30/20?
The 50/30/20 budgeting rule, made popular in the U.S. by Elizabeth Warren and Amelia Warren Tyagi, has gained mainstream attention since its debut in 2005. However, it’s not the only percentage method for spending your earnings. On the other side of the globe, a similar formula has become incredibly popular: 60/20/20.
Budget and Track Expenses with This Free Roommate Budget Spreadsheet
Living with roommates is a great way to save money on housing. When you share a house or apartment with others you can split rent, utilities and other shared house related costs. Learn how to split costs with roommates and use our downloadable roommate budget spreadsheet to track monthly expenses.
Pros and Cons of Co-signing a Mortgage
If you or someone you care about is concerned about qualifying for a home loan, co-signing a mortgage with help from a non-occupant co-signer may be an option to help with financing. Prospective homeowners with small down payments, high debt-to-income ratios or credit score issues may have difficulties getting a mortgage on their own. However, the decision to use a co-signer has several pros and cons for both parties.
A Timeline of Women’s Fight for Financial Rights in The U.S.
The timeline in the article outlines milestones made by women in the fight for financial independence in the United States.
A Borrower’s Guide to Charge-Offs
If you stop making payments on one of your debts altogether, what happens? In the beginning, the consequences are typically in the form of stern letters and late fees. However, when you fall severely behind, your creditors may eventually stop trying to collect and charge off your debt instead. What do charged-off debts mean for you and your creditors? Is the debt gone, or are you still on the hook? In this blog, we’ll explain what happens when debt is…