Between February and March of 2020, the number of Americans who filed for unemployment benefits rose from 6.5 percent to an unprecedented 14.7 percent. This is an all-time high for the nation, and although unemployment rates have started to come down, everyone who received benefits will have to take them into account when they file their taxes. That means that more than 60 million Americans will report unemployment insurance benefits as income on their 2020 tax return.
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We look forward to the holiday season every year as a time to set aside our worries and focus on celebrating with family and friends. With this in mind, it’s especially important that you make a sound holiday spending budget so that financial concerns don’t get in the way of your fun.
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Juggling multiple debts, in addition to paying for your other living expenses and bills, can be incredibly difficult to handle. If your funds are already stretched thin, you may only be able to make minimum payments toward your debts every month. While this can satisfy your creditors and maintain your credit score, it can take years to pay off and cost you much more in interest.
A debt settlement program could help to cut your debt in half, but is it worth pursuing? Let’s compare the key aspects of a debt settlement program and a minimum monthly payment strategy so that you can determine what’s best for you.
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Working your way out of debt can be difficult to manage, but balancing multiple debts can seem nearly impossible. Many have found that combining multiple debts into one debt helps to streamline monthly payments and reduce the number of creditors that they’re dealing with. You can accomplish this through a debt consolidation loan or customized debt settlement program offered by Accredited Debt Relief, but which one is the most effective?
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Debt can be an incredibly heavy burden to carry, and many relief options aren’t able to reduce the actual debt that a borrower owes. The customized debt settlement programs offered through Accredited Debt Relief can eliminate a portion of your debt, but so can bankruptcy – which option is best for you?
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The idea of taking on a side job or freelancing isn’t anything new. “Side hustles” have gained increased popularity in recent years, and the current health crisis has put second jobs and gig work in high demand.
Kelly Strain, Content Marketing Manager at GigSmart, explained how COVID-19 has impacted those looking for work on the company’s platform. “Our daily demand is up 25%, and the average hourly pay rate across all gigs has increased from $17 to $22,” she noted.
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Zero waste products help the environment by eliminating single-use, non-recyclable waste in packaging. Also, they are often produced in facilities that prioritize sustainability both in the manufacturing and distribution process. However, doing something the “right way” often comes with a hefty price tag. Fortunately, as the market has grown for eco-friendly options, prices have become more affordable.
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For the foreseeable future, schools all across the United States have embraced distance learning to help stop the spread of COVID-19. As teachers, students and their parents work to navigate this unfamiliar terrain, ideas have emerged to help improve the virtual classroom experience. We asked people on the frontlines of the digital learning environment to give us their best virtual classroom tips.
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When seasonal sales are in full-swing, it’s often tempting to reach for your wallet and go on a shopping spree. Although it may give you a temporary dopamine rush, that trip to the mall or virtual splurge can take a toll on your bank account. Consider these simple ways to refresh your wardrobe on a dime.
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There are several ways to transfer responsibility for a credit card balance from one person to another. While someone could certainly pay your credit card debt on your behalf with a bank account, transferring ownership of the debt itself is more complicated. In order to address the mechanics of transferring a credit card balance to your partner, we should first address some fundamentals of a traditional credit card balance transfer.
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