If you’re in debt, you can likely point out the effects that it has on your life. The inability to accomplish your financial goals, facing high interest payments, and dealing with garnished wages may first come to mind, but have you considered the impact that debt can have on your mental health?

Updated April 13, 2023

Creating and managing a budget is a great way to help you stay on top of your finances. You can ensure that you have enough to cover your expenses while also determining what to cut back on by planning out your spending every month. Fortunately, a recent poll reported that 69% of respondents keep a family budget, which means almost 7 out of 10 of us are on the right track.

Here at Top Dollar, we spend a lot of time thinking about people’s finances. When we got wind of just how much real-world money people were spending on virtual items in MMO (massively multiplayer online) games, we just had to look into it.