Need help with your debt? We can help you towards a brighter financial future. Get started online or Call 800-497-1965

Brought to you by Accredited Debt Relief

Budgeting

Tips and tools to help you save money and avoid budgeting mistakes.

Featured Articles

  • Budgeting

    Download Free Budget Spreadsheets For Couples!

    If you share some or all of your expenses with a significant other, an effective budgeting strategy is essential for open communication. Using one of our free budget spreadsheets for couples will help you align your priorities and work as a team toward your shared goals.

  • Four Common Budget Types

    Have you tried one or more of these four common budget types? Learn more about zero-balance, 50/30/20, envelope and anti-budgets.

    By
    March 30, 2022

  • Debt Payoff Worksheet: DIY ‘Get Out of Debt’ Formula

    Ending your relationship with debt is a journey that takes time, planning, and ultimately, a little bit of math. We created a debt payoff worksheet to help you gain a good understanding of your income, expenses, and how much money you can put toward your debt every month. Our worksheet enables you to crunch the […]

    By
    June 29, 2021

  • Start Budgeting With Our Free Worksheet

    Updated April 13, 2023 Creating and managing a budget is a great way to help you stay on top of your finances. You can ensure that you have enough to cover your expenses while also determining what to cut back on by planning out your spending every month. Fortunately, a recent poll reported that 69% […]

    By
    April 10, 2020

Most Recent

Showing 1-4 of 46 results
  • Budgeting

    College Students: Create a Fun and Functional Budget

    By

    College is usually the first breath of true independence for young adults. But that new-found freedom comes at a cost: Between tuition, books, housing, food and fun, it’s easy to watch carefully-saved dollars disappear in an instant.  Adult problems require adult solutions, and a budget for college students can help put all needs — and […]

  • Budgeting

    How to Stop Subscription Creep with the “10× Value Test”

    By

    We live in a subscription economy. From streaming and fitness apps to meal kits and delivery memberships, it’s easier than ever to sign up — and harder than ever to keep track. What starts as convenience often turns into subscription creep: a slow buildup of monthly charges that quietly drain your budget. The goal isn’t […]

  • Budgeting

    Smart Money Moves for Healthcare Gig Workers

    By

    Why Healthcare Gig Work Feels Different — and Tougher If you’re a nurse, therapist or tech on a travel contract or short-term assignment, you already know the trade-off: more freedom, but less financial safety.  You may get to choose your hours and where you work, but you also manage the parts full-time jobs usually cover […]

  • Budgeting

    How to Budget with Tips: A Guide for Food Service Professionals

    By

    When your compensation includes tips, you get used to making do with unpredictable paychecks. But fluctuating income shouldn’t prevent you from working towards your financial goals. In this guide, we’ll go over some best practices for budgeting with tips in mind — and show you a few ways to start saving.  Sort Cash Tips ASAP […]