Brought to you by Accredited Debt Relief
Brought to you by Accredited Debt Relief
There are many advantages to buying a home: the rewarding sense of ownership, not answering to a landlord, and having more control over what you want to do with your living space. However, one drawback to becoming a homeowner is the home repair and maintenance you must take on.
You probably know your credit score, but have you ever wondered how your score compares to others in your state? After another year of economic uncertainty, credit scores have fluctuated but not in the way you might expect. Credit scores across the country are up! Check out our summary of the 2021 FICO score data from Experian.
Have you tried one or more of these four common budget types? Learn more about zero-balance, 50/30/20, envelope and anti-budgets.
Living with roommates is a great way to save money on housing. When you share a house or apartment with others you can split rent, utilities and other shared house related costs. Learn how to split costs with roommates and use our downloadable roommate budget spreadsheet to track monthly expenses.
If you or someone you care about is concerned about qualifying for a home loan, co-signing a mortgage with help from a non-occupant co-signer may be an option to help with financing. Prospective homeowners with small down payments, high debt-to-income ratios or credit score issues may have difficulties getting a mortgage on their own. However, the decision to use a co-signer has several pros and cons for both parties.
The timeline in the article outlines milestones made by women in the fight for financial independence in the United States.
Every year the IRS makes tax code changes to income tax brackets and rates. The adjustments consider the impact of inflation and help to prevent something known as “bracket creep.”
Your net worth shows you the big picture view of your finances and financial health. Add your assets and liabilities to our form to calculate your net worth and learn four ways to improve your result. What is Your Net Worth? Think of your net worth as everything you own minus everything you owe. The formula is: Assets – Liabilities = Net Worth Your regular income is not factored into your net worth until it is converted into an asset….
Most Americans understand that living on minimum wage is less than ideal, but did you know it was originally meant to be a living wage? In this blog, we’ll explore how the minimum wage came to be and how it’s evolved over time.
You are celebrating your first year as a new homeowner which means experiencing many firsts. Your first home renovation, your first winter as the primary caretaker of a hot water heater (is it supposed to make that noise?) and now, your first tax season. Dealing with taxes for the first time after buying your home can be stressful. We’ve simplified the process with a few tips to guide you as you prepare your 2021 taxes as a new homeowner.