Brought to you by Accredited Debt Relief
Brought to you by Accredited Debt Relief
After weighing your options, you’re finally tackling your debt for good! Enrolling in a debt resolution program is something to be proud of. However, as the holidays approach, you may be worried about how you’ll handle holiday spending without derailing your progress. Don’t worry! We’ve got you covered with tips to manage your holiday spending while you tackle your debt.
When you get paid every month, you set aside parts of your paycheck to cover major living expenses like; housing, utilities, food, transportation, and healthcare. Together, these necessities are considered “the cost of living.”
If your total credit card or personal loan balances are $25,000 or higher, then chances are good you are paying hundreds of dollars every month in interest! So what can you do about it? More than you might think. We’ve listed three surprising ways you can pay off $25,000 in debt.
College keeps getting more expensive. Between 1980 and 2020, the average price for an undergraduate degree increased by 169%, according to a recent report from the Georgetown University Center on Education and the Workforce. These increases make budgeting a high priority for money-conscious college applicants. Following these tips can help you choose an affordable college.
Financial planning is an important part of life for everyone, but it can be especially challenging for people with disabilities. Sixty-one million adults in the United States live with a disability, and approximately 7.2 million students ages 3 to 21 served under the Individuals with Disabilities Education Act during the 2020-2021 academic year, accounting for 15% of all students. If you or a loved one is living with a disability, there are a few key things to keep in mind…
If you think you are paying more for products and services made for women* like razors, shampoo, haircuts, dry cleaning, hygiene products, and more, you aren’t wrong! The “pink tax” is alive and well; historically high inflation rates and supply chain issues are making it even worse! Learn more about how inflation impacts the pink tax and three ways you can pay less.
If you are looking for a way to mix things up and make saving more fun try an envelope challenge! The saving method can be customized to meet your needs and involves putting cash into envelopes at regular intervals until you’ve met a savings goal.
Just because something is labeled as “money advice” doesn’t mean you should automatically take it to heart. When it comes to money and finances, there is a lot of information out there. But financial advice isn’t one-size-fits-all. It can be hard to know what to listen to and what to ignore. So, we asked financial experts to weigh in on the advice they ignore and why.
If you struggle with overspending or simply want to be more mindful with your monthly expenses, the envelope method can help. The envelope method is a cash-based budgeting system that prevents overspending by dividing money into envelopes for certain spending categories.
Maxing out your credit card is frustrating. Not only is it a sign that you’ve been overspending, but it can also damage your credit score. If you’re struggling to pay off your balance, don’t worry – there are ways to rebound from a maxed out credit card.