How many times did you eat out or order takeout for lunch last week? Two, three, or more? Chances are good you can recall how much you spent on lunch in the past week, but how about the past year? We looked at how much Americans spend on lunch and compared the cost and health benefits of different options.
Continue readingAuthor: Anna Caldwell
6 Practical Ways to Rebound from Bankruptcy
Bankruptcy promises freedom from your debt, but it comes at a high cost. The economic impact and stigma of a debt discharge can be long-lasting and take years to overcome. It’s possible to rebound from bankruptcy, but it requires patience and a solid strategy to rebuild your financial health.
Continue readingSome of the Best and Worst Impulse Buys According To Reddit
We’ve all been there, in a store after a terrible day and something fun catches our eye. You know at that moment that you just have to have it. Or perhaps you are the “drink a bottle of wine and surf Amazon at midnight” type. Whatever the case may be, impulse buying happens to everybody at one point or another. Sometimes impulse buys turn out to be excellent decisions, and other times they leave us shaking our heads and clutching our wallets in embarrassment.
Continue reading7 Essential Steps to Take In a Financial Emergency
When a financial emergency happens, emotions can take over and stress levels can skyrocket. Coping with an unexpected financial burden is not easy, but you can do things to take control of the situation. Our list of essential steps to take in a financial crisis can help you navigate your short-term needs and plan for long-term recovery.
Continue readingWhat Is an Anti-Budget and How Does It Work?
Budgets are a fantastic tool. They can shed light on your financial health and habits and are often considered a non-negotiable first step in financial planning and wellness. Yet, for some, traditionally, budgeting is a frustrating chore that requires a lot of effort without leading to lasting change. If you’ve given budgeting an honest try and still feel it doesn’t work well for you, then an anti-budget could be the solution worth exploring.
Continue readingMoney Trends by Decade: 1950s to 2020s
Every decade is known for its unique stamp on popular culture. What would the 1970s be without bell-bottoms? Can you picture the 1990s without boy bands? While these trends may go in and out of fashion, we tend to think of the financial industry as a timeless mainstay of American life. However, while certain economic principles are timeless, there have been plenty of defining money trends throughout the decades.
Continue readingLife After Debt Settlement: What To Expect
Perhaps you are considering a debt settlement program or could be in the process of completing one. You might be wondering what life will be like after you finally pay off all your enrolled debts.
Continue readingCredit Score Recovery After Debt Settlement: What the Data Shows
Data from our recently graduated clients shows that score recovery after debt settlement is possible and a natural part of the debt resolution process.
Continue readingWhat Is Digital Banking And Why Do We Need It?
What is digital banking and why do we need it? When traditional banking is combined with the internet and smartphone apps, digital banking is born. Banking services that are available online make banking simpler, faster and more convenient.
Continue readingWhat To Look For When Choosing A Digital Bank
Digital banking has grown in popularity since the first mobile banking app was launched in 2011. Since then, online banking has grown to include fully mobile banks alongside brick and mortar ones with digital banking apps. In 2018, approximately 61% of Americans used digital banking, which is expected to grow to 65.3% by 2022. As the trend grows it’s important to know what to look for when choosing a digital bank.
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