/ Anna Caldwell
Is a Debt Consolidation Loan a Good Idea?

Is a Debt Consolidation Loan a Good Idea?

Debt consolidation loans allow you to refinance by taking on a new loan to pay off multiple debts. Consolidation combines numerous debt obligations into one monthly bill that streamlines the repayment process for credit cards, loans, and other bills. Loans are typically paid in monthly installments that include interest and fees accrued. They can be an effective way to resolve debt, but only if you meet specific criteria. Find out if debt consolidation is a good idea for you and…

How to Create a Portfolio Website on a Budget

How to Create a Portfolio Website on a Budget

Whether you are self-employed or looking for your next career move at a company, a well-made online portfolio is a must. A well-executed portfolio website will increase your visibility and grow your personal brand. This blog covers everything you need to know to create a portfolio website on a budget. Building a website is more accessible and more affordable than you might imagine. There are many platforms to choose from and design templates to help you create a digital space to…

Keep Your Finances Healthy During a Divorce

Keep Your Finances Healthy During a Divorce

The end of a marriage is a stressful and life-changing experience. Separating from your spouse can do lasting damage to your finances. The longer it takes to finalize the divorce, the more damage is done. A study of 9,000 couples by Ohio State researcher Jay Zagorsky showed that long-term divorce wipes out 77% of a family’s wealth. The decline in wealth usually begins during a separation and gets worse in the months or years leading up to the divorce. 

The Truth About How to Book Cheap Flights

The Truth About How to Book Cheap Flights

Booking flights is by far one of the most expensive aspects of traveling. Domestic and international flights can cost thousands of dollars per ticket. To save money, travelers are always on the hunt for tips and tricks. Unfortunately, not all the advice out there is up to date, and myths abound. I fact-checked some of the most popular claims to bring you the truth about how to book cheap flights.

7 Tips to Book Cheap Flights

7 Tips to Book Cheap Flights

Flight prices frequently change, making it difficult to feel confident you are getting the best deal. Will it go up tomorrow? Will it drop in two weeks? Should I buy now or wait? There is no crystal ball or secret sauce to guarantee you’ll always find the cheapest possible fare. However, there are plenty of things you can do to feel more confident in your decision. Use these seven tips from experienced travelers to book cheap flights. 

Debt Payoff Worksheet: DIY ‘Get Out of Debt’ Formula

Debt Payoff Worksheet: DIY ‘Get Out of Debt’ Formula

Ending your relationship with debt is a journey that takes time, planning, and ultimately, a little bit of math. We created a debt payoff worksheet to help you gain a good understanding of your income, expenses, and how much money you can put toward your debt every month. Our worksheet enables you to crunch the numbers to choose a strategy that is right for your circumstances. 

What is Pay-for-Delete?

What is Pay-for-Delete?

“Pay-for-delete” is an unpredictable credit recovery practice and does not work 100% of the time. The process involves requesting the removal of a derogatory item from your credit report. It often involves paying a debt collector some or all of what is owed. People sometimes hire third parties who promise to work with debt collectors on your behalf. The strategy is risky and doesn’t always work in the consumer’s favor.