Budgeting

Why Healthcare Gig Work Feels Different — and Tougher If you’re a nurse, therapist or tech on a travel contract or short-term assignment, you already know the trade-off: more freedom, but less financial safety.  You may get to choose your hours and where you work, but you also manage the parts full-time jobs usually cover […]

When your compensation includes tips, you get used to making do with unpredictable paychecks. But fluctuating income shouldn’t prevent you from working towards your financial goals. In this guide, we’ll go over some best practices for budgeting with tips in mind — and show you a few ways to start saving.  Sort Cash Tips ASAP […]

If you’re a teacher, you already know the problem. You work all school year, then summer shows up — and your money doesn’t. If you’re trying to budget for annual expenses on a 9-month income, you’ve come to the right place. So no matter if you’re an educator, gig worker or seasonal employee, you deserve […]

If you’ve ever tried to follow a complicated budget and gave up after a week, you’re not alone. It’s easy to feel blackpilled about your budget. When housing, food and student loans eat away at your income, it’s not unreasonable to feel like a budget won’t do much for your finances.  But here’s the thing: […]

Your Social Security check is almost always the same, month over month. But life, unfortunately, is not that consistent — with seasonal changes in utilities, fluctuating fuel prices and variable grocery bills, planning life on a fixed income can be difficult. This guide is about optimizing how much you spend on the basics, so you […]

You’d think it would get easier. The packing, the goodbyes, the scramble to line up housing before the boxes even leave the driveway. But every military move finds new ways to test you — and your budget. It’s not just the cost of moving trucks or plane tickets. It’s the weeks of in-between when your […]

Burnout is practically built into nursing. Between 12-hour shifts, overnight rotations and a constant stream of patients, there’s minimal time to breathe — let alone cook or manage a spending budget. It’s no wonder that when hunger hits, lots of nurses grab whatever’s closest: vending machine snacks, delivery apps or overpriced hospital cafeteria meals. But […]

Sometimes, the siren song of retail therapy can be too enticing. Maybe it was a stressful week, a persuasive friend or a really, really good deal that kicked off your shopping spree — but now that the bags are empty, how are you going to rebound from the debt? Here’s where to begin.  Step 1: […]

Most budgeting advice has you following a rule like 50/30/20, for essentials, wants, and savings. But what if that doesn’t work for you?

You’ve probably heard the rule that rent should take up no more than 30% of your income. But for millions of people, that math doesn’t work anymore.