Budgeting

Being a rideshare driver offers a lot of freedom, but it also means your income might change from week to week. This can make managing your money feel like a bumpy ride. The good news is that with some smart money strategies, rideshare drivers like you can make the journey to financial success much smoother. […]

This free debt payoff worksheet will help you understand where your money is going and how much of it you can put toward your debt.

How much does a vacation cost? According to NerdWallet, $3,594 on average (if you’re flying or booking a hotel). So it makes sense that 91% of the over 2,000 American adults surveyed are cutting costs to save on travel. Not overspending on vacation is important in any season. At Accredited Debt Relief, we’re experts at […]

Are you tired of working hard all year long, only to realize that you have no idea how much money you made from your side hustle? Tracking your income is crucial for freelancers to understand their earnings, expenses, and, most importantly, profits. The side hustle income tracker in this blog will help you stay on […]

Amidst the joy and celebration of the holidays, juggling bills and shopping can be tough, especially if you’re living paycheck to paycheck or facing debt. Using a holiday budget spreadsheet ahead of time can help you enjoy the season while being mindful of your spending. Key Takeaways Free Holiday Budget Planner Simplify your holiday budgeting […]

If you share some or all of your expenses with a significant other, an effective budgeting strategy is essential for open communication. Using one of our free budget spreadsheets for couples will help you align your priorities and work as a team toward your shared goals.

If you struggle with overspending or simply want to be more mindful with your monthly expenses, the envelope method can help. The envelope method is a cash-based budgeting system that prevents overspending by dividing money into envelopes for certain spending categories.

There are many advantages to buying a home: the rewarding sense of ownership, not answering to a landlord, and having more control over what you want to do with your living space. However, one drawback to becoming a homeowner is the home repair and maintenance you must take on. 

Have you tried one or more of these four common budget types? Learn more about zero-balance, 50/30/20, envelope and anti-budgets.

The 50/30/20 budgeting rule, made popular in the U.S. by Elizabeth Warren and Amelia Warren Tyagi, has gained mainstream attention since its debut in 2005. However, it’s not the only percentage method for spending your earnings. On the other side of the globe, a similar formula has become incredibly popular: 60/20/20.