Sophia Grant

If you have credit card debt, you probably scan your statement for the minimum payment and think, “Great, that’s all I owe this month.”  It’s true: when you make minimum payments, you won’t accrue late fees and you’ll stay in good standing with your lender, but there’s more going on under the surface.  Making minimum […]

If your paycheck seems to disappear as soon as it hits your bank account, it might not be the big ticket items you pay for every month — it could be the little purchases adding up.  In fact, research shows that nearly 90% of shoppers have made an impulse purchase, and the average American spends […]

Bills have a sneaky way of growing when we aren’t looking. Intro rates jump after a year, or a credit card’s APR might shift with the market, quietly increasing your monthly costs without catching your notice. So how do you stop the price you pay for everyday necessities from creeping up on you? Start by […]

Credit cards are magic: In a single tap, you can fix a leaky faucet, indulge in a fresh loaf of bread or buy yourself some peace by renting a movie for the kids. But something is lost when you outsource the solutions to your problems: community. A desire to remain self-sufficient — a cornerstone of […]