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Credit Cards

Answers to common credit card questions and tips to manage credit card debt.

Featured Articles

  • Credit Cards

    The Minimum Payment Trap

    If you have credit card debt, you probably scan your statement for the minimum payment and think, “Great—that’s all I owe this month.”  It’s true, when you make minimum payments you won’t accrue late fees and you’ll stay in good standing with your lender but there’s more going on under the surface.  Making minimum payments […]

  • 5 Ways to Rebound From a Maxed Out Credit Card

    Maxing out your credit card is frustrating. Not only is it a sign that you’ve been overspending, but it can also damage your credit score. If you’re struggling to pay off your balance, don’t worry – there are ways to rebound from a maxed out credit card. 

    By
    July 26, 2022

  • 5 Mistakes to Avoid When Consolidating Credit Card Debt

    Consolidating your credit card debt can help simplify your monthly payments. Unfortunately, there are a few things that can derail your progress. If you are considering debt consolidation for your credit cards, make sure you avoid these mistakes. 

    By
    October 26, 2020

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  • Credit Cards

    Should I Consolidate My Credit Card Debt?

    By

    Keeping up with multiple credit card payments every month is stressful enough. Add in varying interest rates, different due dates and balances that barely seem to budge, and it is easy to feel like you’re working hard without making real progress. Consolidating your credit card debt could change that picture.

  • Credit Cards

    Understanding Credit Card Spending Categories

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    When you use a credit card, all your purchases are organized into spending categories. These labels help your bank, budgeting tools and credit card rewards program understand where your money is going, accurately apply fees, help you earn rewards or be protected from fraud.  What are Merchant Category Codes? Every time you make a purchase, […]

  • Credit Cards

    How to Escape the Long-Term Trap of Minimum Payments

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    Ever made a minimum payment on a credit card bill? We’ve all done it, and maybe even made a habit of it. But minimum payments’ convenience can cost you a lot more in money and time, ultimately making it harder to get out of debt. Let’s break down why that is — and what you […]