Need help with your debt? We can help you towards a brighter financial future. Get started online or Call 800-497-1965

Tips for Retail Workers to Survive the Holidays (Without Overspending)

The retail holiday season might as well be its own Olympic event. Between the endless stocking, early hours and massive crowds, it takes a lot of mental and physical strength to make it through the end of the year in one piece.  Some retail workers find release in participating in “really good” deals or little […]

A Two-Budget Approach for Caregivers

Caregiving can be costly — both financially and energetically. Having two budgets can help you start to see where your money and energy is going, and if anything needs to change.

How to Adapt to Changing Finances, From Survival Mode to Stability

Money stress can push you to rush, avoid the hard stuff and spend to feel better for a minute. And if you’ve gotten yourself into a more stable financial place, it can be difficult to turn these emotions off. But overcoming your survival instincts is possible — here’s how to do it, step by step. […]

Understand Your Credit Report in Simple English

Many of life’s most important transactions are cloaked in complicated language. From health insurance to home loans, many people either ignore the bits they don’t understand, or just pretend like they ‘get it’ and move on. In the case of your credit report, understanding the complicated parts can actually help you get a better sense […]

Behind on Bills? Know Your Rights When it Comes to Debt

If you’re in debt and are struggling to pay back what you owe, your creditors can become one of the most stressful parts of your day. But what legal protections do you have against threats and harassment? Here’s a plain-English guide you can use to get some peace of mind. You can’t be jailed for […]

Rebuilding Your Money Life After Divorce

Divorce doesn’t just change relationships — it changes your relationship with money. Suddenly, the numbers on the page are yours alone. No shared accounts, no backup plan, no second opinion. It can feel overwhelming, but it’s also the first step toward building something steady and truly your own. It often feels like starting over, because […]