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The Debt Stress Spiral: How to Break Debt’s Emotional Feedback Loop

Feel like you’re stuck in a constant state of panic about your debts? You’re not alone — debt can make every waking moment feel tense, especially if you owe more than you can handle.  All that can make it hard to think clearly, sleep well or even open your mail. And those reactions can make […]

What Changes — and What Doesn’t — After Becoming Debt-Free

Now that your debt’s paid off, you might have found that you’re still feeling lingering stress. It’s almost like living in a stress dream about an unexpected public speaking engagement, or a surprise test.   But staying debt-free isn’t just about numbers. It’s about how your life, habits and mindset evolve after the final bill is […]

Could Your Home Be Making Your Debt Feel Worse? 

If you’ve ever felt like debt stress follows you around, even when you’re not actively thinking about it, your surroundings might be part of the problem. The truth is, your environment plays a big role in how you think and feel about money. You don’t need to overhaul your entire life to feel better. But […]

The Beginner’s Guide to Avoiding Medical Debt & Finding Help

Getting sick or hurt is hard enough. But when a big bill shows up in your mailbox, things can go from stressful to overwhelming in the blink of an eye. And you’re in good company if you’ve ever balked at the high prices on your medical bills.  In the United States, medical debts are a […]

What Lenders See: How Your Debt Profile Shapes Your Financial Future

You might know your credit score, but do you know what lenders really look at before they approve you for a loan? It’s not just about a number. Lenders consider your entire debt profile — what you owe, how you’ve managed debt in the past, and how much new debt they think you can handle. […]

3 Simple Ways to Think Differently About Your Net Worth

You’ve probably heard the term “net worth.” But here’s the truth: Understanding your net worth isn’t just about numbers. It’s also about how you think about money in your day-to-day life. If you’re working toward financial goals but feel stuck, stressed, or unsure where to begin, these three mindset shifts can help you feel more […]