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How to Adapt to Changing Finances, From Survival Mode to Stability

Money stress can push you to rush, avoid the hard stuff and spend to feel better for a minute. And if you’ve gotten yourself into a more stable financial place, it can be difficult to turn these emotions off. But overcoming your survival instincts is possible — here’s how to do it, step by step. […]

Understand Your Credit Report in Simple English

Many of life’s most important transactions are cloaked in complicated language. From health insurance to home loans, many people either ignore the bits they don’t understand, or just pretend like they ‘get it’ and move on. In the case of your credit report, understanding the complicated parts can actually help you get a better sense […]

Behind on Bills? Know Your Rights When it Comes to Debt

If you’re in debt and are struggling to pay back what you owe, your creditors can become one of the most stressful parts of your day. But what legal protections do you have against threats and harassment? Here’s a plain-English guide you can use to get some peace of mind. You can’t be jailed for […]

Rebuilding Your Money Life After Divorce

Divorce doesn’t just change relationships — it changes your relationship with money. Suddenly, the numbers on the page are yours alone. No shared accounts, no backup plan, no second opinion. It can feel overwhelming, but it’s also the first step toward building something steady and truly your own. It often feels like starting over, because […]

I Have ADHD – This How I Keep Track of My Money Goals

I have ADHD, and for me that means managing money is challenging. When you struggle with organization, anxiety, impulsivity, and being easily overwhelmed, financial skills can feel just out of reach. For example, I used to open my banking apps and immediately feel overwhelmed and anxious. I couldn’t look at my budget strategically or plan […]

Are You Bad With Money, Or Just Overwhelmed? 

When it feels like you’re constantly broke, it might be easy to label yourself as “bad with money.” But is that belief itself true, and how has that assumption changed the way your financial future looks?  Here’s the thing: Feeling stuck or scattered doesn’t mean you’re incapable. It means you’ve been juggling more than your […]

Why You’re Always Broke Right After You Get Paid (and How to Fix It)

Does the high of payday dissipate almost immediately? If you’re feeling broke again just a few days later, you’re not alone. Many people experience what feels like a constant loop: Payday comes, relief hits and then money disappears faster than expected. There’s a reason this cycle keeps happening — but there’s a way to escape […]

The Invisible Costs of “Just Getting By”

When money is tight, it can feel like there is no wiggle room: You have to do everything right just to stay afloat. But what most people don’t see are the hidden costs that come with barely keeping up. These costs don’t always show up on a receipt, but they drain your time, energy, and […]

The Cost of Grief: How Loss Can Impact Your Financial Health

Grief takes up more space than you remember. After losing a loved one, it’s common for bills to get missed, debt to accumulate and even to experience  impulsive decision making. If your finances have slipped while you’re grieving, you’re not the only one. It’s common, and there are ways you can mitigate the damage while […]