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Build Better Financial Habits — No Willpower Required

If you’ve ever resolved to turn over a new leaf on a Sunday and found yourself back in your old patterns by Tuesday, you’re not alone. Willpower can only get you so far — and when a well-intentioned habit change doesn’t stick, it’s easy to turn around and blame your lack of discipline.  But here’s […]

Impulse Buying: 5 Steps to Stop Temptation in its Tracks

If your paycheck seems to disappear as soon as it hits your bank account, it might not be the big ticket items you pay for every month — it could be the little purchases adding up.  In fact, research shows that nearly 90% of shoppers have made an impulse purchase, and the average American spends […]

How Trading Skills Lowers Costs and Strengthens Community

Credit cards are magic: In a single tap, you can fix a leaky faucet, indulge in a fresh loaf of bread or buy yourself some peace by renting a movie for the kids. But something is lost when you outsource the solutions to your problems: community. A desire to remain self-sufficient — a cornerstone of […]

The Secret to Guilt-Free Fun? Meet the Cash-Only Night Out.

Have you ever woken up after a whirlwind Friday night out with friends and seen the dreaded “Low Balance” notification from your bank?   That’ll put a pit in your stomach — and maybe even cast a cloud of anxiety over the rest of your week. That’s because we link our emotional and financial well-being. And […]

These Local, Free Resources Can Save You Hundreds Every Year 

Sometimes, saving money means compromising on quality — think generic cereal, the most basic plane ticket and spotty cell phone service. But there could be resources available in your neighborhood that don’t make you choose between quality and cost. And the best part? They’re usually free!  Learn what public goods you might be able to […]

Financial Wellness Checkup: 6 Signs You’re Doing Better Than You Think

If money has been on your mind lately, that’s a great sign you’re engaged with your financial wellness — not avoiding it. Paying attention, making changes and asking questions all count as progress, even when the results aren’t obvious yet. Many people who are keeping up with bills, paying down debt and making thoughtful choices […]

Tips for Retail Workers to Survive the Holidays (Without Overspending)

The retail holiday season might as well be its own Olympic event. Between the endless stocking, early hours and massive crowds, it takes a lot of mental and physical strength to make it through the end of the year in one piece.  Some retail workers find release in participating in “really good” deals or little […]