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Why You’re Always Broke Right After You Get Paid (and How to Fix It)

Does the high of payday dissipate almost immediately? If you’re feeling broke again just a few days later, you’re not alone. Many people experience what feels like a constant loop: Payday comes, relief hits and then money disappears faster than expected. There’s a reason this cycle keeps happening — but there’s a way to escape […]

The Invisible Costs of “Just Getting By”

When money is tight, it can feel like there is no wiggle room: You have to do everything right just to stay afloat. But what most people don’t see are the hidden costs that come with barely keeping up. These costs don’t always show up on a receipt, but they drain your time, energy, and […]

The Cost of Grief: How Loss Can Impact Your Financial Health

Grief takes up more space than you remember. After losing a loved one, it’s common for bills to get missed, debt to accumulate and even to experience  impulsive decision making. If your finances have slipped while you’re grieving, you’re not the only one. It’s common, and there are ways you can mitigate the damage while […]

Retail Therapy or Red Flag? When Emotional Spending Crosses a Line

Sometimes, you need to treat yourself. But if you find yourself needing those little pick-me-ups more and more, you might need to take a step back and ask if you’re spending to make up for something you’re lacking elsewhere in life. So how do you know when shopping for comfort has crossed the line? Let’s […]

How to Set Boundaries When Helping Family With Money Problems

Family is there for each other when times get tough — but when does your “help” start hurting you? If you find yourself constantly covering bills, co-signing loans or giving more than you can afford, your own finances may be paying the price. This guide will help you set clear limits, protect your money and […]

What to Do If Your Partner Gets Into Debt Without Telling You

In a long-term intimate relationship, you strive to be on the same page as your partner when it comes to things like chores, planning and — most importantly — money. But what happens when your significant other gets into debt and doesn’t tell you?  The good news is that it doesn’t have to be the […]

Planning a Summer Vacation When You’re Already in Debt

No matter if you’re deep in debt or have a spotless financial record, everyone deserves rest. And what’s more, you don’t need to spend big to enjoy summer.  If you’re already in debt, it’s still possible to take time off without adding to the problem. With a few smart choices, you can plan something meaningful, […]

8 Inexpensive Hobbies That Feel Luxe — and Enrich Your Life

When you’re dealing with debt, you might feel like you’re punishing yourself. In reality, you’re making a major, positive life change — and because you might miss your old habits, your new budget may feel like there’s no room for fun.  But thankfully, that’s hardly the case. Your financial revamp can make room for you […]