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Could Your Home Be Making Your Debt Feel Worse? 

If you’ve ever felt like debt stress follows you around, even when you’re not actively thinking about it, your surroundings might be part of the problem. The truth is, your environment plays a big role in how you think and feel about money. You don’t need to overhaul your entire life to feel better. But […]

The Beginner’s Guide to Avoiding Medical Debt & Finding Help

Getting sick or hurt is hard enough. But when a big bill shows up in your mailbox, things can go from stressful to overwhelming in the blink of an eye. And you’re in good company if you’ve ever balked at the high prices on your medical bills.  In the United States, medical debts are a […]

What Lenders See: How Your Debt Profile Shapes Your Financial Future

You might know your credit score, but do you know what lenders really look at before they approve you for a loan? It’s not just about a number. Lenders consider your entire debt profile — what you owe, how you’ve managed debt in the past, and how much new debt they think you can handle. […]

3 Simple Ways to Think Differently About Your Net Worth

You’ve probably heard the term “net worth.” But here’s the truth: Understanding your net worth isn’t just about numbers. It’s also about how you think about money in your day-to-day life. If you’re working toward financial goals but feel stuck, stressed, or unsure where to begin, these three mindset shifts can help you feel more […]

What to Do When Medical Bills Catch You Off Guard

Even with health insurance, one trip to the ER or a surprise medical test can lead to a bill you never saw coming. It’s extremely common to feel shocked by a medical bill — but there are effective ways to move out of trepidation into action.  This isn’t a guide to battling every charge line […]

How to Build Better Credit Through Small Habits

Improving your credit score doesn’t always require big moves or major lifestyle changes. Sometimes, it’s the small, steady habits that build the strongest financial future. Just like brushing your teeth helps avoid big dental problems, a few smart routines can keep financial health in good shape and help you avoid trouble later. Try adding these […]

5 Tips to Stay in Control of Student Loan Stress

Student loan payments can be a heavy burden to bear over decades of your life. As many of the 42.7 million borrowers with federal debt can attest, paying off that debt can impact the basic choices you make for your future.  But there’s good news: You don’t need to wait for forgiveness or rely on […]

The Complete Guide to Understanding & Improving Your Credit Score

Your credit score can impact big parts of your life. For everything from car loans to mortgages, your credit score is an indicator of  how good you are at borrowing and paying back money. And the better the credit score, the easier it is for you to access the resources you need to live your […]

Mental Health and Debt: How Your Feelings Affect Your Bills

Have you ever bought something you didn’t really need, then felt a pang of regret later? Or found yourself reaching for your credit card when stress or boredom hit?  Our emotional and financial lives are even more entwined than we’d often care to admit. And sometimes, a need to feel powerful, loved or in control […]

Nurses in Credit Card Debt: First Steps for Healing

Even though nurses dedicate their lives to helping others, many find themselves quietly dealing with their own money worries. This often happens because of unsecured debt, like credit cards or personal loans. Why Nurses are at Risk for Debt Problems Nurses in credit card debt are an all-too-common reality. The nursing profession creates certain conditions […]