Get To Know Mikaela W.
Mikaela is a mom of two, soon to be three, living in North Carolina. She loves the beach and spending time with her kids. When Mikaela found Accredited Debt Relief she was unemployed and struggling with financial pressures that had been building for years.
It gave me hope and a sense of relief when I realized we didn’t have to do this alone. The best part of the program has been the support
Enrolled Debt: $51,039
Started: May 2022
Savings: $493 a month!*
How Did the Debt Begin?
For Mikaela and her husband, debt didn’t happen overnight. It accumulated gradually as they tried to keep up with everyday life.
We were young and dumb, just trying to live a little, and it got out of hand.
Over time, credit cards became a way to fill gaps instead of an occasional backup.
How Did the Debt Affect Her Life?
The stress crept into everything. They were living paycheck to paycheck and often going into the negative. Basic necessities were a struggle to afford.
We couldn’t afford basic necessities and were going into the negative each pay period. It was very, very stressful near the end of each month.
What Was Her Lightbulb Moment?
The breaking point came when they realized the situation wasn’t sustainable. They were overdrafting regularly, even while doing everything they could to stay afloat. That’s when Mikaela decided they needed help.
How Did She Find Accredited Debt Relief?
Like many people searching for answers, Mikaela turned to Google and found Accredited Debt Relief.
How Did the First Call Make Her Feel?
My first call with a Debt Consolidation Specialist gave me hope and a sense of relief.
What Has Been the Best Part of the Program?
The best part of the program has been the support. They’ve been there every step of the way helping us tackle our debt.
For Mikaela, the structure helped make the process feel manageable instead of overwhelming.
What helped most:
- A clear plan instead of constant guessing
- Support throughout the process
- Less stress managing finances on their own
- A sense that progress was finally happening
What Advice Would She Give Others Considering Help?
Mikaela’s advice comes from experience.
If you have debt, definitely look into this as an option because it made things easier for us.
She knows how hard it is to ask for help — and how important it can be.
What Does Mikaela See on the Other Side of Debt?
When I’m debt-free, I’ll be able to live comfortably without stressing about going to this place or having to get this or that.
She’s focused on stability, peace of mind and ready to enjoy life without constant financial worry.
Where Can People Turn If They Feel Stuck?
Mikaela’s story shows that progress doesn’t require perfection. There are professional resources and debt consolidation options, including loans, that can help simplify payments and create structure.
Get Help With Your Debt
If you’re navigating uncertainty, speaking with a professional can help you address your debt in practical ways. Accredited Debt Relief offers professional resources and debt consolidation options, including loans, that can help make debts more manageable.
About this testimonial
*Mikaela is a real client who was compensated for taking the time to share her experience with us. Clients typically save $480 on their monthly payments. Savings were calculated by subtracting her program payment from her self-reported payments or tradeline minimums on eligible accounts.