Sometimes, saving money means compromising on quality — think generic cereal, the most basic plane ticket and spotty cell phone service. But there could be resources available in your neighborhood that don’t make you choose between quality and cost. And the best part? They’re usually free!
Learn what public goods you might be able to access in your neighborhood, and consider the massive savings potential of researching public options before you buy.
What is a Public Resource?
Public resources (also called public goods) are shared assets your community provides to everyone. In most American towns and cities, you’ll find a library system, parks, community rec centers and more. Like other public goods — think bridges, roads and other essential infrastructure — these resources are also funded, at least in part, by your tax dollars. So if you’re feeling discouraged by the idea of taking a “handout,” don’t be — you’ve already paid into the system you’re now accessing.
How to Find Free, Local Public Resources
The first easy step to getting the most out of the public resources you already pay for is to learn what’s in your community. Pull up your map app of choice and mark your local:
- Library branch
- Parks or walking paths
- Recreation or community center
- Community college or city education center
Why is identifying these places important? Because there might be resources you’ve overlooked, simply because you weren’t aware they were there! If you’re not sure where to begin, check out your local municipality’s website — they likely have listings for all community resource departments.
Pay special attention to your library system’s offerings, too — you’d be amazed what you can access using your card. Resources can include:
- Mobile WiFi HotSpots
- Job search help and resumes support
- Advanced creative technology, like 3D printers and cameras
- Digital lending platforms, where you can find books, audiobooks, TV, movies, music and more
- Meeting rooms and event spaces
Availability and programming depend on your local library. And the best way to find out about everything you can access? Talk to your local librarian! They can refer you to programs you might be interested in.
Make Simple Swaps
Now that you know what public resources are available in your neighborhood, you can start making smart financial moves. Consider dropping your expensive gym membership for the local, public athletic facilities, working from your local library instead of spending money at a cafe or replacing paid streaming services with free ones.
If a swap doesn’t work? That’s okay — find the right mix that works for your interests, time and budget.
Find Free Events and Programs Without Extra Effort
Free entertainment options don’t advertise like paid ones, but that doesn’t mean they’re hard to find or infrequent. Before your next night out, check your library and parks department’s calendars — there might be something fun and free in the near future. Be on the lookout for seasonal events too, like outdoor movies or concerts in the park during warmer weather, and seasonal workshops during the rest of the year.
Save the Money You Don’t Spend
“Free” can translate into financial progress if you commit to reinvesting money saved into yourself. Each time you choose a free option, note what you would have spent. No matter if it was a $12 yoga class or $3.99 movie rental fee, mark it down, label it, start paying yourself the money you saved and let those savings add up. Even $10–$20 a week adds up faster than you’d expect!
Respect the Space
Public goods stay good — and public — when people treat them well. So whenever you use your public resources, be sure to be good to the facilities. (You helped pay for them, after all!)
Hold yourself and your companions to basic standards of respect: Follow posted rules, clean up after yourself, return items on time and be mindful of shared space. And if you’re able, consider volunteering occasionally or donating a small amount. That’s how these resources stay available for everyone.
Free Alternatives Not Doing Enough for Your Budget?
Then consider talking to the experts at Accredited Debt Relief — we’ll walk through your outstanding debts and show you a way to save 40% or more on eligible monthly payments.