Unsecured Debt Consolidation - What Are My Choices?

How our program helps:

  • Significantly lower your monthly payment
  • Reduce your debt to a fraction of what you owe
  • Be debt free in as little as 12 to 48 months

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$1,000

$100,000+


Unsecured Debt Consolidation - What Are My Choices?

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Americans as a whole have $830 billion in credit card debt, and the average American has a credit card balance of $6,200. Although these debts aren’t tied to essential assets, they typically have higher interest rates that can add up overtime. Learn more about unsecured debt and how to best pay it off.


What Is Unsecured Debt?

Unsecured debt is money you owe to a creditor that isn’t guaranteed or secured by an asset. Examples of unsecured debt include the following:

If you fall behind on unsecured debt payments, your lender does not have collateral to take back; instead, they can tack on late fees, increase your interest rate, and eventually send your unpaid balances to a debt collector. Credit cards, for example, are notorious for high interest rates. As you let your unsecured debt go unpaid, your interest charges and fees will start to add up, increasing your debt.

Secured debts, on the other hand, are debts tied to specific assets like your car or home. If you fall behind on secured debt payments, like your car loan or your mortgage, your lender can take possession of your car or house.


Unsecured Credit Debt and Your Options

As long as you pay back what you owe on time, you likely won’t run into issues with unsecured debt. Once you fall behind on payments, however, it can quickly grow to be a big problem. Fortunately, there are options for handling overwhelming debt and getting your finances back on track.

Debt consolidation is a popular management strategy that involves combining your unsecured debts into one monthly payment. This eliminates the need to keep track of multiple payment amounts, due dates, and creditors.

There are two main ways to consolidate unsecured debt:


Benefits of Debt Consolidation

The biggest benefit of pursuing debt help is the reduced stress that comes with simplifying payments.


Is Debt Relief Right for You?

Before you consolidate debt with the help of a debt relief company, you should make sure it’s the right choice for you. Consolidating debt may be a good idea if you answer “yes” to any of these statements:


Accredited Debt Relief - Your Unsecured Debt Solution

The debt consolidation professionals at Accredited Debt Relief can help you find the debt solution that’s right for you. With an A+ rating by the BBB, we’re committed to helping people just like you find solutions to their debt. Accredited Debt Relief can help you pay off your debt quicker, so you can finally take your first step toward financial freedom. Get a free consultation today!