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About
Molly Simon
Molly Simon | IAPDA & AFCPE-Certified Consumer Debt Editor
Molly Simon is a IAPDA & AFCPE-Certified Consumer Debt Editor at Accredited Debt Relief and the Top Dollar Blog.
Her work has been featured on major media outlets including AOL, Newsweek, and MSN. Molly holds two bachelor’s degrees and certifications from the International Association of Professional Debt Arbitrators (IAPDA) and Association for Financial Counseling & Planning Education (AFCPE).
As an editor and writer for Accredited Debt Relief’s Top Dollar Blog, Molly covers:
- Personal finance and financial literacy
- Debt’s impact on individuals and communities
- The intersection of mental and financial health
With nearly a decade of experience writing about consumer financial topics, Molly offers nuanced, grounded analysis of everyday Americans’ financial challenges and opportunities. Her writing focuses on fact-based techniques to reduce the emotional and financial impacts of debt, helping readers build healthier financial futures.
When she’s not writing about money, Molly can be found biking around Chicagoland, flexing her green thumb in her vegetable garden, or with her nose stuck in a history book.
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Molly's articles on this site reflect her own research and expertise. For personalized financial advice, consult a licensed financial professional.
Most Recent
Showing 1-10 of 15 results
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Your Kid’s Allowance Could Be Key to Their Long-Term Financial Health
By Molly SimonThe question is a big one: How do I teach my kids to be good with money? And one of the long-held answers has been the classic weekly allowance. But how you give the allowance — and how your kids think through using their hard-earned money — is essential to the experience. Consider this: Research […]
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5 Ways Families Can Make Money Conversations Easier
By Molly SimonFamily conflicts come in many shapes and sizes: There are little gripes over pet peeves, chore debates and even squabbles over what to watch for movie night. But the most stressful conflicts usually arise from different ideas about how money should be used. Whether it’s with your partner, your kids or your parents, finances often […]
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How to Prevent Buyer’s Remorse (And Save Money Doing It)
By Molly SimonThere’s nothing quite like the sinking feeling after clicking “buy now” or swiping your card. Maybe you didn’t really need the item, or it cost more than you planned. Either way, that pang of regret is called buyer’s remorse — and while it’s a universal experience, it’s not something you want to be feeling often. […]
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Effective Ways to Micro-Track Your Finances
By Molly SimonIt’s the end of the month — do you know where your money went? If not, you’re in good company. After all, making a budget is the easy part, and sticking to it is much, much more difficult. That’s why tracking your spending is one of the most powerful steps you can take toward financial […]
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Build Better Financial Habits — No Willpower Required
By Molly SimonIf you’ve ever resolved to turn over a new leaf on a Sunday and found yourself back in your old patterns by Tuesday, you’re not alone. Willpower can only get you so far — and when a well-intentioned habit change doesn’t stick, it’s easy to turn around and blame your lack of discipline. But here’s […]
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Accredited Debt Relief Celebrates Financial Wellness Month with Free Resources and Savings Estimates
By Molly SimonCHICAGO, January 21, 2026 – Accredited Debt Relief announced its continued commitment to spreading Financial Wellness Month’s message today. In line with the company’s mission to improve the lives of Americans struggling with debt, Accredited Debt Relief is encouraging the public to make the most of the year-round free tools and guides on their Top […]
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Self-Assessment: 4 Essential Questions to Determine if You’re in Good Financial Health
By Molly SimonFinancial health is a huge factor in the quality of our lives, yet it’s overlooked in many of the ways we evaluate wellness. Your financial wellness informs your physical and mental health. And it’s not a stretch to see how a bad credit score or unpaid loan could impact how you feel stress — and […]
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California: Accredited Debt Relief FAQs
By Molly SimonThe Best Way to Pay off Credit Cards is with this Debt Consolidation Company In general, advice on the best way to pay off credit cards follows a familiar formula: Cut all unnecessary spending, take on an additional job and start aggressively paying your balance down. It’s a great approach for a lot of people. […]
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How to Prioritize Your Financial Goals and Future Plans
By Molly SimonMoney can’t buy happiness — but it certainly helps. And if you’re like the nearly 88% of Americans surveyed by USA TODAY Blueprint, then you’d agree that your happiness — and future plans — are bound to your financial wellbeing. However, having enough money to retire, travel and enjoy the good things in life can […]
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3 Expert Strategies for Overcoming Financial Stress and Anxiety
By Molly SimonI wish I could stop paying credit card debt and stop worrying about it. People in debt know this fantasy well. But in reality, it’s hard to imagine the former without the latter. Financial stress can bring out our vulnerabilities. We can feel immense worry, shame and fear when confronting mounting balances. But Certified Financial […]
