Debt

Your 20s are for landing your first steady job and learning to manage a paycheck. But for a lot of new grads and young adults, that first paycheck is already spoken for and a lot of it is going toward debt.  Debt in your early 20s rarely comes from one bad decision, it builds from […]

You love your partner, but lately every conversation about the credit card balance ends the same way: raised voices, a slammed laptop, and nothing settled. The tension over who spent what, whose debt this really is, and how you’ll ever pay it down has started to sit at the dinner table with you. Money is […]

Credit card refinancing replaces high-interest balances with a lower-rate option, like a balance transfer card or a consolidation loan. The basic steps are to review your debt, check your credit score, compare offers, apply and build a repayment plan you can stick to. Americans owe $1.25 trillion on their credit cards, and with the average […]

Unpaid medical bills can appear on your credit report, but only after they’ve gone to collections and have remained unpaid past a grace period. You opened a medical bill expecting your procedure to be covered by insurance. Weeks passed, then months, and somewhere in the shuffle it slipped through. Now you’re wondering whether that unpaid […]