Budgeting

It may be a cliché, but recovery is a journey. While you’re working on your health, relationships and readjusting to the sober life, it can be tempting to let your finances lag behind. It’s understandable, but you might find major advantages to paying more attention to where your money is going now (and giving it […]

Managing a household on a single income — or a fluctuating one — is a full-time job all by itself. Stay-at-home parents juggle everything from raising children, maintaining the home and managing finances — on top of the basic tasks of grocery shopping, scheduling and transportation.  All together, it’s a hard job. And it doesn’t […]

We’ve all done it … make that purchase and get home only to realize we have double the item. Learn how to get the most out of your pantry and groceries without doubling up!

College is usually the first breath of true independence for young adults. But that new-found freedom comes at a cost: Between tuition, books, housing, food and fun, it’s easy to watch carefully-saved dollars disappear in an instant.  Adult problems require adult solutions, and a budget for college students can help put all needs — and […]

We live in a subscription economy. From streaming and fitness apps to meal kits and delivery memberships, it’s easier than ever to sign up — and harder than ever to keep track. What starts as convenience often turns into subscription creep: a slow buildup of monthly charges that quietly drain your budget. The goal isn’t […]

Why Healthcare Gig Work Feels Different — and Tougher If you’re a nurse, therapist or tech on a travel contract or short-term assignment, you already know the trade-off: more freedom, but less financial safety.  You may get to choose your hours and where you work, but you also manage the parts full-time jobs usually cover […]

When your compensation includes tips, you get used to making do with unpredictable paychecks. But fluctuating income shouldn’t prevent you from working towards your financial goals. In this guide, we’ll go over some best practices for budgeting with tips in mind — and show you a few ways to start saving.  Sort Cash Tips ASAP […]

If you’re a teacher, you already know the problem. You work all school year, then summer shows up — and your money doesn’t. If you’re trying to budget for annual expenses on a 9-month income, you’ve come to the right place. So no matter if you’re an educator, gig worker or seasonal employee, you deserve […]

If you’ve ever tried to follow a complicated budget and gave up after a week, you’re not alone. It’s easy to feel blackpilled about your budget. When housing, food and student loans eat away at your income, it’s not unreasonable to feel like a budget won’t do much for your finances.  But here’s the thing: […]

Your Social Security check is almost always the same, month over month. But life, unfortunately, is not that consistent — with seasonal changes in utilities, fluctuating fuel prices and variable grocery bills, planning life on a fixed income can be difficult. This guide is about optimizing how much you spend on the basics, so you […]