Budgeting

Budgeting is promoted as the ultimate way to control your money.  You might think: “If I stick to a budget and spend less than I make, I will thrive!”  The problem is, when you have money anxiety, traditional budgeting advice can make things worse, especially if it focuses on restrictions or strict changes that are […]

You’re not alone if your food delivery app gets more action than it should. Between busy schedules, stress and the sheer convenience of delivery apps, ordering in can feel like a way to be kind to yourself. But beware — eating out as a habit can make overspending a practice, too.  Here’s how you can […]

There’s a simple way to start saving without hard “brain work.” Meet the 2-Tap Savings Sweep. If you’ve got thirty seconds, you can do it.

We need buffers in life — from airbags to cushy sneakers, the things that stand between us and the hard world make life feel more secure and comfortable.  But does your budget afford you the same amount of security? Let’s dive into building an affordable buffer zone that works when you need it.  Step 1: […]

You’re Probably Overpaying for Utilities (And Don’t Realize It) Here’s what usually happens … You sign up for internet, electricity or water, set it to autopay and never touch it again. Then the bill shows up, by mail or email, but because you are auto-paying, you ignore it. What you’re missing is how it’s getting […]

It may be a cliché, but recovery is a journey. While you’re working on your health, relationships and readjusting to the sober life, it can be tempting to let your finances lag behind. It’s understandable, but you might find major advantages to paying more attention to where your money is going now (and giving it […]

Managing a household on a single income — or a fluctuating one — is a full-time job all by itself. Stay-at-home parents juggle everything from raising children, maintaining the home and managing finances — on top of the basic tasks of grocery shopping, scheduling and transportation.  All together, it’s a hard job. And it doesn’t […]

We’ve all done it … make that purchase and get home only to realize we have double the item. Learn how to get the most out of your pantry and groceries without doubling up!

College is usually the first breath of true independence for young adults. But that new-found freedom comes at a cost: Between tuition, books, housing, food and fun, it’s easy to watch carefully-saved dollars disappear in an instant.  Adult problems require adult solutions, and a budget for college students can help put all needs — and […]

We live in a subscription economy. From streaming and fitness apps to meal kits and delivery memberships, it’s easier than ever to sign up — and harder than ever to keep track. What starts as convenience often turns into subscription creep: a slow buildup of monthly charges that quietly drain your budget. The goal isn’t […]