Budgeting

Living with roommates is a great way to save money on housing. When you share a house or apartment with others you can split rent, utilities and other shared house related costs. Learn how to split costs with roommates and use our downloadable roommate budget spreadsheet to track monthly expenses. 

When budgeting, people often ask “what should my food budget be?” Unfortunately, food budgets are not one size fits all. We all have different needs so the answer is dependent on variables like the number of people in your household as well as their age, location, income, eating habits and meal schedule. So we set […]

Driver’s licenses, first jobs, school dances and college searches: your teen years are full of important milestones. They also tend to be more financially focused, with your first big purchases and glimpses of adulthood on the horizon. 

Cooking is one of life’s simple pleasures. Deciding what to eat, hauling groceries from the store, and figuring out how to smush them together into something edible (let alone delicious)? Those aspects are not such a pleasure. Not after a hard day’s work, anyway… Luckily, we live in the future now. A meal subscription box […]

Holiday spending is expected to increase this year, as more and more families return to in-person celebrations. According to a forecast by Deloitte, U.S. consumers are expected to spend up to 9% more this holiday season than they did in 2020. Increases in spending, especially around the holidays can derail your budget. Keep holiday spending […]

Most people agree that keeping a budget is a good idea but how many faithfully do it? Like me, you’ve probably made a budget spreadsheet only to forget about it a few days later. I’m not proud to admit I’ve done this more than once, but why? Despite working in personal finance, I was influenced […]

Ending your relationship with debt is a journey that takes time, planning, and ultimately, a little bit of math. We created a debt payoff worksheet to help you gain a good understanding of your income, expenses, and how much money you can put toward your debt every month. Our worksheet enables you to crunch the […]

Budgets are a fantastic tool. They can shed light on your financial health and habits and are often considered a non-negotiable first step in financial planning and wellness. Yet, for some, traditionally, budgeting is a frustrating chore that requires a lot of effort without leading to lasting change. If you’ve given budgeting an honest try […]

Updated April 14, 2023 The 50/30/20 plan is a popular budgeting method that can help you reorganize your budget. It ensures that you’re putting money towards your necessities while still allocating an appropriate amount of cash toward your savings and simple pleasures.

Zero waste products help the environment by eliminating single-use, non-recyclable waste in packaging.  Also, they are often produced in facilities that prioritize sustainability both in the manufacturing and distribution process. However, doing something the “right way” often comes with a hefty price tag. Fortunately, as the market has grown for eco-friendly options, prices have become […]