Budgeting

Budgeting can feel like a team sport — but that means if one of the teammates refuses to play, the prospect of winning is zero to none. If you’re the person who’s enthusiastic about tracking your money and working towards something bigger, it can be discouraging to consider playing the game alone.  So how do […]

Every dollar counts when paying off debt. But if your budget still feels incomplete, it might be time to revise your strategy — and that’s where zero-based budgeting comes in. Zero-based budgeting (ZBB) is a high-impact tool that helps activate every dollar for a purpose, so nothing gets lost in the shuffle. Let’s walk you […]

When money is tight or you’re working on debt, big surprise expenses can feel like a punch to the gut. One day you’re doing fine, the next you’re wondering how to pay for new tires or holiday travel without reaching for a credit card. That’s when you need a sinking fund most.  What’s a Sinking […]

You want to feel in control of your money, especially when you have bills like credit card debt or personal loans. Sometimes, thinking about a “budget” can sound like a chore, or like it means you can’t have any fun.  But resist the urge to write off budgeting. When you’re working your way out of […]

To quote a famous fictional Chicagoan: “Life comes at you fast.” And that’s certainly true of those big events: One day, you’re out on a date, the next, you’re huddled around the computer, making a wedding registry with your future spouse. A new job, marriage, children or big move can be hard to fit into […]

Being a rideshare driver offers a lot of freedom, but it also means your income might change from week to week. This can make managing your money feel like a bumpy ride. The good news is that with some smart money strategies, rideshare drivers like you can make the journey to financial success much smoother. […]

This free debt payoff worksheet will help you understand where your money is going and how much of it you can put toward your debt.

How much does a vacation cost? According to NerdWallet, $3,594 on average (if you’re flying or booking a hotel). So it makes sense that 91% of the over 2,000 American adults surveyed are cutting costs to save on travel. Not overspending on vacation is important in any season. At Accredited Debt Relief, we’re experts at […]

Are you tired of working hard all year long, only to realize that you have no idea how much money you made from your side hustle? Tracking your income is crucial for freelancers to understand their earnings, expenses, and, most importantly, profits. The side hustle income tracker in this blog will help you stay on […]

Amidst the joy and celebration of the holidays, juggling bills and shopping can be tough, especially if you’re living paycheck to paycheck or facing debt. Using a holiday budget spreadsheet ahead of time can help you enjoy the season while being mindful of your spending. Key Takeaways Free Holiday Budget Planner Simplify your holiday budgeting […]