Debt

Getting a bill that you can’t afford to pay is tough, and the stress of internally debating your options can make it all the worse. And there are actually ways to buy time, make it more affordable or keep the lights on. But the trick is to act fast — so let’s get into how […]

You finally pay off your credit card and you’re filled with relief! Then, a few months later, the balance creeps back up. It certainly feels discouraging, but the problem isn’t that you are bad with money. The problem is: your money systems are flawed! Let’s break down the most common debt traps and build a […]

It’s almost a cliche to fight over money with your significant other. But it’s reasonable — and probable — that you’ll have conflict over money in your relationships. The problem is when these small disagreements turn into full-blown fights about credit card balances and trust. So how do you know when financial conflict has crossed […]

Americans spend a lot of time online — 10 hours per day on average, as a recent survey revealed. That’s enough to fully immerse yourself in the lives of others.  So it’s no surprise that the lifestyles you see online can influence your own.  But if you don’t have the money for luxurious meals, fabulous […]

As the famous line goes, “Life comes at you fast.”  A missed payment, big bill or simply burnout can leave you lagging and demotivated. But how can you bounce back after a big upset to your financial equilibrium? Let’s talk about it.  What a Setback Really Looks Like A setback isn’t just about the numbers […]

Caring for a loved one can be a profound experience, but it often comes with a hidden cost. If you’ve helped cover out-of-pocket expenses for medical supplies, transportation or in-home accommodations, you’re not alone.  Many voluntary caretakers can find themselves paying for things just to make the day go smoother. Add reduced hours at work […]

There’s nothing quite like being your own boss. But the control comes with stress that people with steady paychecks don’t face: figuring out how to deal with debt when your income changes all the time. That swing makes it harder to plan, and it can leave you feeling like you’re always scrambling. This guide breaks […]

A birthday only comes once per year — but how do you make it truly special when you’re struggling with credit card debt? The good news is that you don’t need much to have a great celebration — just a little planning and the right mindset can get you further than you’d think.  Start with […]

Paying off debt can feel overwhelming, especially when you’re juggling multiple bills and high interest rates. If you need a plan that builds momentum but still saves you money, the Snowball Plus method might be your best fit. It’s a flexible, realistic strategy that blends motivation with smart decision-making. What Is the Snowball Plus Method? […]

Finding support when you’re stuck in debt can be a tough proposition: Beyond all the D.I.Y approaches, balance transfer cards and cash diets, you may have heard that a credit counselor can help, too.  But what is credit counseling, and could it help you? This guide will go over what a credit counselor does, who […]