Debt

As the famous line goes, “Life comes at you fast.”  A missed payment, big bill or simply burnout can leave you lagging and demotivated. But how can you bounce back after a big upset to your financial equilibrium? Let’s talk about it.  What a Setback Really Looks Like A setback isn’t just about the numbers […]

Caring for a loved one can be a profound experience, but it often comes with a hidden cost. If you’ve helped cover out-of-pocket expenses for medical supplies, transportation or in-home accommodations, you’re not alone.  Many voluntary caretakers can find themselves paying for things just to make the day go smoother. Add reduced hours at work […]

There’s nothing quite like being your own boss. But the control comes with stress that people with steady paychecks don’t face: figuring out how to deal with debt when your income changes all the time. That swing makes it harder to plan, and it can leave you feeling like you’re always scrambling. This guide breaks […]

A birthday only comes once per year — but how do you make it truly special when you’re struggling with credit card debt? The good news is that you don’t need much to have a great celebration — just a little planning and the right mindset can get you further than you’d think.  Start with […]

Paying off debt can feel overwhelming, especially when you’re juggling multiple bills and high interest rates. If you need a plan that builds momentum but still saves you money, the Snowball Plus method might be your best fit. It’s a flexible, realistic strategy that blends motivation with smart decision-making. What Is the Snowball Plus Method? […]

Finding support when you’re stuck in debt can be a tough proposition: Beyond all the D.I.Y approaches, balance transfer cards and cash diets, you may have heard that a credit counselor can help, too.  But what is credit counseling, and could it help you? This guide will go over what a credit counselor does, who […]

Looking for support as you work through your debt problems? Good on you. There are lots of excellent free options out there that can help you along your journey.  But here’s the thing: Many of the tools you need are actually free. In fact, a lot of people end up spending money on budgeting plans, […]

When you’re in debt and not sure what to do, it’s easy to feel stressed. And that stress can actually mean that deciding how to tackle your debt becomes trickier.  With so many programs out there, how can you be sure you’ve found the right fit for your situation? This guide breaks it down in […]

Reaching out for help can be daunting, especially if you’re figuring a way out of debt. And while any trustworthy debt consolidation company will walk you through all the details of their program during your call,  this guide is here to help you feel more confident picking up the phone.  What Happens on the First […]

Some debt problems can be handled with some hardcore budgeting or special programs. But for the unlucky few,  a letter from a creditor arrives with the news that a lawsuit is coming — and you’re its target. That calls for legal support — but when is hiring a lawyer the right next step? Let’s talk […]