Debt

Debt can be confusing and scary and choosing the right strategy to escape it feels overwhelming — especially when you’re not confident in your money-management skills. Before you commit to a debt solution, comparing all your options is a great way to build your confidence. A clear side-by-side view helps you pick the plan that […]

You open your mailbox or check your email, and boom: There are bills from all directions, from credit-card bills, to loan statements, to medical bills. How do you begin to sort through the chaos? This guide is here to help you map everything you owe. And establishing your “debt landscape” is the first step toward […]

No one wants to be in debt — and if you’re working on digging your way out (kudos!) how and when you pay can matter just as much as how much. Some small changes in timing, habits and structure can help you get ahead faster, with less stress. Let’s look at some smart strategies to […]

Not all debt behaves the same and neither do we. Some of us tackle every statement the moment it hits our inbox, while others skirt around balances until they’re too big to ignore. Understanding your natural approach to debt gives you the insight you need to pick strategies that actually stick. Benefits of Understanding Your […]

You’re serious about getting out of debt: You stick meticulously to your budget, have cut frivolous spending and you’re ready to kick your payoff plan into gear. Now, all that’s left is to figure out a strategy for knocking each debt out. And we have some ideas that could clarify your plan of attack.  Let’s […]

When you’re trying to pay off bills, it can feel like you’re tossing money into a hole and never seeing results.  That’s where a debt progress tracker comes in. It’s like a scoreboard for your money goals: It helps you stay focused, celebrates small wins and keeps you going even when things feel slow. Starting […]

Did you know debt can be good or bad — it all depends on the type you carry. Some debts can help you build wealth while others grow faster than you can pay them off, keeping you in debt longer and for more money. Spotting the difference can help you stay financially stable. Start by […]

Facing debt as a couple can be a tough test of your partnership but also, a big opportunity for growth. When you and your partner align on goals, share responsibilities and execute strategies and plans as a team, debt becomes a shared mission rather than a silent burden.  Below we’ve handpicked six essential tools and […]

Debt is inherently risky — when you take out a loan or charge to a credit card you’re betting that you’ll be able to pay off the debt. Interest and fees can grow quietly until a cut in pay or surprise bill leaves you scrambling.  In this post we’ll break down the riskiest debt types […]

Did you know that FICO credit scores have only been in use since 1989? It’s important to remember that our financial lives have changed a lot since the 1980s, as has our understanding of fiscal “health.”  The evolution of credit and debt in American culture has transformed the way consumers plan for their futures. And […]