Need help with your debt? We can help you towards a brighter financial future. Get started online or Call 800-497-1965

Brought to you by Accredited Debt Relief

Have You Normalized Living in Debt? Take the Quiz!

by
Posted on July 11, 2025

Did you know that FICO credit scores have only been in use since 1989? It’s important to remember that our financial lives have changed a lot since the 1980s, as has our understanding of fiscal “health.” 

The evolution of credit and debt in American culture has transformed the way consumers plan for their futures. And the widespread acceptance of the credit score as a key financial health indicator has changed the way people think about their personal debts. 

But more data means there are more ways to interpret your relationship with money. Take this 2-minute quiz to find out if you’ve normalized debt—and what you can do to shift your financial mindset.

1. How do you feel when you see your credit card balance?

2. Which of these statements sounds most like you?

3. You just got a raise. What do you do first?

4. Do your credit cards’ perks and benefits inform your sense of self-worth?

5. Have you ever chosen your credit score over your personal comfort—even when you didn’t need it for an upcoming financial transaction?

6. Does your debt feel normal compared to that of your friends and family?

Ready for a Change? Break Free with Accredited Debt Relief.

Talk to us and learn how to get a handle on your debt — and save money as you work towards financial freedom!

Talk to Us
Was this helpful?
Ryan Anderson
Ryan Anderson is a personal finance expert specializing in debt management, personal loans, and credit cards. Ryan is passionate about empowering others to overcome debt and make informed financial decisions. Through his comprehensive guides, insightful articles, and practical tips, Ryan provides valuable advice to help his readers navigate the world of personal loans and credit cards, ultimately leading them to financial freedom.

More Like This

Debt

Unpaid Medical Bills on Your Credit Report: What To Know

Unpaid medical bills can appear on your credit report, but only after they’ve gone to collections and have remained unpaid past a grace period. You opened a medical bill expecting your procedure to be covered by insurance. Weeks passed, then months, and somewhere in the shuffle it slipped through. Now you’re wondering whether that unpaid […]

By
Debt

What to Expect When You Call a Debt Relief Company

Reaching out for help can be daunting, especially if you’re trying to find a way out of debt. And while any trustworthy debt consolidation company will walk you through all the details of their program during your call, this guide is here to help you feel more confident picking up the phone. Accredited Debt Relief […]

By
Debt

Divorce and Debt: How to Manage Credit Card and Loan Debt After a Separation

A divorce or separation is hard on the heart and, often, your wallet. As your household divides into two, you might find yourself confronting debt from the relationship, plus the cost of post-divorce living. The Top 5 Things You Need to Know About Divorce and Debt 1. Shared Debt is a Risk A critical mistake […]

By