Get To Know Juliana S.
Juliana is a mom of two living in Texas, originally from Colombia. She loves to travel and try new things, and those moments with her family help her stay grounded. As an office manager, she kept things running smoothly at work, but last year her life at home was turned upside down.
Last year, her husband needed three unplanned surgeries and was out of work for several months. It was something they hadn’t planned for. To get by, they relied on credit cards to cover groceries, medical bills and essential everyday needs.
My first phone call with Accredited Debt Relief gave me perspective and made me feel hopeful.
Enrolled Debt: $36,970
Started: December 2024
Savings: $1,170 a month!*
How did your debt begin?
“Last year my husband had three unplanned surgeries and wasn’t able to work, so we started using our credit cards to pay for groceries and medical expenses and any extras that we couldn’t cover.
We got to the point where we knew we were not going to be able to keep paying the minimum payments of the credit cards, we were really stressed.”
What started as a temporary stop gap to make up for lost income, started growing out of control. As their debt balances grew, so did their family. In June, they had a baby boy — and it added to their urgency to resolve the debt problems.
What moment made you realize something had to change?
“Things changed when we realized we didn’t have enough to cover for our day to day expenses and had our credit cards maxed out. Then, we had a baby boy born in June, and knew we needed to find a way to resolve our debt.”
For Juliana, the birth of her son paired with maxed out cards was enough to tip the scales. She realized they didn’t have enough money coming in for everyday expenses and with every card maxed out it wasn’t a casual problem — it was a wall.
How did you find Accredited Debt Relief?
Juliana found Accredited Debt Relief the way many people do, through a google search. She spoke to a debt expert and was paired with an option that was affordable for her.
How did the first call make you feel?
“My first phone call with Accredited Debt Relief gave me perspective and made me feel hopeful.”
What’s the best part of working with Accredited Debt Relief?
“The best thing is, I don’t have to make payments to different banks. I pay our agreed amount twice a month and I don’t have to worry about dealing with my creditors.“
When life already feels full and chaotic simplicity is a gift! Here’s some of what has made the biggest difference for her:
- A single, organized plan instead of scattered due dates.
- A predictable amount taken twice each month
- Less stress from managing multiple accounts
- More energy to focus on her newborn and her family
- Space to feel hopeful again instead of overwhelmed
What advice would you give to others in debt?
Debt can make anyone second-guess themselves, but she wants people to know that relief isn’t out of reach if you ask for help.
“I would say just go for it, it really helps and gives you peace.”
What are you excited to do when you’re debt-free?
“When I’m debt-free I’ll start saving and traveling more.“
If you’re feeling stretched thin or unsure how to move forward, talking to a professional or an Accredited Debt Relief Consolidation Specialist can be the first step toward something steadier. You deserve relief — and like Juliana’s story shows, the first step often starts with a single, hopeful call.
About this testimonial
*Juliana is a real client who was compensated for taking the time to share her experience with us. Clients typically save $480 on their monthly payments. Savings were calculated by subtracting her program payment from her self-reported payments or tradeline minimums on eligible accounts.