Get to Know Margaux: A Single Mom from Florida
Margaux B., a mom from Florida, worked hard to keep up with her bills, but a divorce and unexpected medical setbacks left her struggling. She says she once believed having more credit was always a good thing, until her situation got out of control.
I always thought that having more credit was better.
Debt Amount: $14,364
Started: May 2024
Monthly Savings: $282*
When Margaux’s Short-Term Disability Benefits Were Delayed She Turned to Credit to Cover Her Bills
Two surgeries in the same year pushed her finances over the edge. Even though she had short-term disability coverage, delays in approval left her unable to pay her bills.
A few years ago I had to have 2 surgeries just 3 months apart. I was paid while being out of work but short term disability took a long time to approve and I was not able to keep up with my payments during that time.
The Emotional Toll of Debt
The emotional weight of falling behind was difficult for Margaux. She has always considered herself a reliable and trustworthy person, so having no choice but to miss payments shook her confidence and made her feel like a bad person.
I was so overwhelmed with not being able to make the payments. It felt like I wasn’t as reliable as I once had been. I felt like I was no longer trustworthy and like I had done something wrong.
Even while working two jobs, she couldn’t keep up. She tried borrowing more to consolidate her debt but it only added to her stress.
I knew I needed help when the only answer was to borrow more money and there was no one to borrow from.
Finding Relief With Us After a False Start With Another Company
At first, Margaux turned to a different debt company, hoping they could provide a solution. Unfortunately, the experience wasn’t what she had hoped.
Luckily, when she connected with Accredited Debt Relief, everything changed. From the very first call, she finally felt like she had the support she needed.
I had been working with a different company but they were not working out for me. After my first call [Accredited Debt Relief] I felt so relieved. I knew this was the right choice and that I had someone in my corner to help get me on track.
Exceptional Customer Support
Margaux says she appreciates how simple the program and app are as well as the kindness she experiences each time she reaches out.
The customer service is great and I feel like I am informed of everything. The ease of the program. I am always greeted with a kind voice. The access to the dashboard is also amazing.
Advice for Others: “Trust the Process”
Her advice to others who are thinking about enrolling is to push through the initial fear.
Trust the process! To a person considering enrolling with Accredited Debt Relief I would tell them it is a scary first couple months. Letting go of what you think defines you as a good person is hard but life happens and Accredited Debt Relief is here to help get you out of debt.
Looking Forward
Now, she’s looking forward to living life without the weight of endless minimum payments — although she’s eager to put this chapter behind her, she is grateful that she found a solution with Accredited Debt Relief.
[I’m looking forward to] not being a slave to my debt. I worked for years to pay on accounts that were not necessary. I had been working to make minimum payments for too many years.
About this testimonial
*Margaux is a real client who was compensated for taking the time to share her experience with us. Clients typically save $480 on their monthly payments.Savings were calculated by subtracting her program payment from her self-reported payments or tradeline minimums on eligible accounts.