Our Story and Mission
In 2008, our founders faced the same financial crisis that devastated millions of Americans. Struggling with credit card debt, they experienced firsthand how quickly financial hardship can spiral and how isolating it feels when there's no clear way out.
That experience didn't just shape them personally, it drove them to found Accredited Debt Relief, a company built specifically to help people break free from the cycle of debt.
At Accredited Debt Relief, our mission is to make debt relief accessible so that no one has to face debt alone.
Get To Know Us At a Glance — Fast Facts
| Company Overview | |
| Founded In | 2011 |
| Clients Served | 1.3+ Million |
| Total Debt Resolved | $15+ Billion |
| Recent Debt Resolved | Over 8 Billion Resolved since 2024 |
| Debt Relief Services and Evaluations Available In | All 50 U.S. States + Washington, D.C. |
| Company Size | 2,200+ US-based Employees |
| Debt Experts | 800+ IAPDA Certified Debt Specialists |
| Accreditations | ACDR, IAPDA and AFCPE |
| Locations | 3 Offices in Chicago, Atlanta and Houston |
| Company Overview | |
| Founded In | 2011 |
| Clients Served | 1.3+ Million |
| Total Debt Resolved | $15+ Billion |
| Recent Debt Resolved | Over 8 Billion Resolved since 2024 |
| Debt Relief Services and Evaluations Available In | All 50 U.S. States + Washington, D.C. |
| Company Size | 2,200+ US-based Employees |
| Debt Experts | 800+ IAPDA Certified Debt Specialists |
| Accreditations | ACDR, IAPDA and AFCPE |
| Locations | 3 Offices in Chicago, Atlanta and Houston |
| Program Overview | |
| Minimum Debt to Qualify | $5,000 |
| We Help With These Debts | Unsecured debt like credit cards, personal loans, medical debts and certain student loans. |
| Debt-free Timeline | Typically 24 to 48 months for Debt Relief Programs |
| Cost | Varies; No cost for evaluations; Debt Relief Program fees 15–25% of enrolled debt (success-based; you pay nothing until results are achieved) |
| Customer Support | Available 365 Days a Year Live Chat: 24/7 live human support Phone Support: Monday – Friday, 8:00 AM – 11:00 PM EST Saturday – Sunday, 8:00 AM – 10:00 PM EST |
| Program Overview | |
| Minimum Debt to Qualify | $5,000 |
| We Help With These Debts | Unsecured debt like credit cards, personal loans, medical debts and certain student loans. |
| Debt-free Timeline | Typically 24 to 48 months for Debt Relief Programs |
| Cost | Varies; No cost for evaluations; Debt Relief Program fees 15–25% of enrolled debt (success-based; you pay nothing until results are achieved) |
| Customer Support | Available 365 Days a Year Live Chat: 24/7 live human support Phone Support: Monday – Friday, 8:00 AM – 11:00 PM EST Saturday – Sunday, 8:00 AM – 10:00 PM EST |
| Track Record & Reputation | |
| Customer Satisfaction Score | CSAT 90%+ |
| Award Wins | 20+ Awards for Excellence |
| Total 5-star Reviews | 68,000+ 5-star Reviews across all platforms 86% of all reviews are 5-stars |
| Trustpilot Rating | 4.8 / 5 stars (10,000+ reviews) |
| Google Rating | 4.8 / 5 stars (13,000+ verified customer reviews) |
| Best Company Rating | 5 / 5 stars (2,000+ reviews) |
| Consumer Affairs | 4.9 / 5 stars (3,000+ reviews) |
| BBB Rating | 4.9 / 5 stars (3,000+ reviews) A+ Excellent (highest available) |
| Track Record & Reputation | |
| Customer Satisfaction Score | CSAT 90%+ |
| Award Wins | 20+ Awards for Excellence |
| Total 5-star Reviews | 68,000+ 5-star Reviews across all platforms 86% of all reviews are 5-stars |
| Trustpilot Rating | 4.8 / 5 stars (10,000+ reviews) |
| Google Rating | 4.8 / 5 stars (13,000+ verified customer reviews) |
| Best Company Rating | 5 / 5 stars (2,000+ reviews) |
| Consumer Affairs | 4.9 / 5 stars (3,000+ reviews) |
| BBB Rating | 4.9 / 5 stars (3,000+ reviews) A+ Excellent (highest available) |
The Biggest and Best Debt Relief Provider — Why It Matters For You
Over the past 15 years, more than one million people have turned to Accredited Debt Relief for help with debt — and all that experience means better results, more options and a team that truly knows how to help you.
Since first helping people in debt in 2011, we’ve become the fastest growing and most trusted provider in the industry.
How did we earn this trust? Through compassionate support, innovative technology, expertise and a track record of life-changing results.
Top 10 Reasons People Choose Accredited Debt Relief
Award-Winning Client Support
We’re honored to be recognized nationally, year over year, for our excellence in customer service — but we don’t take these award wins for granted.
Recent Wins
More Accredited Debt Relief Award Wins and Accolades
Customer Service AwardsStevie® Awards — American Business Awards
- Gold — Customer Service Department of the Year (2026)
- Gold — Customer Service Innovation of the Year (2026)
- Gold — Customer Service Department of the Year (2025)
- Silver — Customer Service Department of the Year (2025)
- Excellence in Customer Service — Organization of the Year (2026)
- Excellence in Customer Service — Organization of the Year (2025)
- Buyer's Choice — Best Customer Service (2025)
- Buyer's Choice — Best Value (2025)
- Buyer's Choice — Best Overall Process (2025)
- Financial Wellness Champion (2025)
- Gold — Customer Service Department of the Year (2025)
Top Ratings from Financial Experts- Best Debt Relief Company — The People’s Choice (Forbes Advisor 2025 & 2026)
- Best Overall Debt Relief Company (Finder.com, 2025 & 2026)
- Best for Customer Satisfaction (Bankrate, 2026)
- Best for Customer Satisfaction (CBSNews, 2025)
- Best for Personalized Debt Relief (USNews, 2026)
- Best for Large Debts (ConsumerAffairs, 2025)
- Best for Accessible Customer Service (Investopedia, 2025)
Other Accolades- Top 12 Best Online Platforms — Finance & Money (Newsweek, 2025)
- Best Places to Work 2025 and 2026 (Built In)
Our Track Record — The #1 Debt Relief Provider
Accredited Debt Relief has become the #1 provider in the debt relief industry by current client volume, company size, growth rate and customer satisfaction.*
We earned this by helping over 1.3 million Americans and resolving more than $15 billion in debt. No other debt relief company has earned a higher percentage of five-star reviews.
Independently Rated — Consistently "The Best"
“Accredited Debt Relief — The People’s Choice for best debt relief company”
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“Accredited Debt Relief — The People’s choice for best debt relief company”
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“Accredited Debt Relief — The People’s Choice for best debt relief company”
Read More“Accredited Debt Relief — The People’s choice for best debt relief company”
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“Overwhelmingly positive reviews on sites like the BBB, Trustpilot and Google reviews”
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“Great daily availability and it has top-notch reviews from many satisfied customers.”
Read MoreOur Clients
Our Values
Our Leaders
Our Team
Accredited Debt Relief has a team of more than 2,200 professionals who combine deep financial expertise with genuine human empathy — because getting out of debt is as much an emotional journey as a financial one.
Our IAPDA-certified debt specialists are trained in empathy-driven, client-focused communication and our large team of technology professionals ensures your data stays secure while keeping our mobile app and dashboard simple and intuitive to use.
Our team provides:
- Free consultation with certified debt experts
- Empathy-driven program support from highly-trained specialists
- A seamless client experience with easy account management
- An intuitive mobile app and client dashboard
- IAPDA-certified guidance you can trust
- Rigorous protection for your personal data
US-Based Employees
IAPDA-Certified Debt Specialists
Tech Experts Optimizing The Client Experience
We help clients regain financial freedom, peace of mind and provide financial stability. There is nothing like hearing clients I enroll tell me, "You don't know how much you changed my life today."
Maribel C.
Certified Debt Specialist
My work helps us build trust with clients by enhancing their overall experience with the client dashboard. I make sure they can easily access all the information they need as they progress in the program.
Ashley Z.
Lead Software Engineer
Our Services
Our debt specialists evaluate your situation for free and match you with the right option — a debt relief program we provide, or a loan option when it's the better fit.
Speak with a specialist who will review your financial situation and explain your options — for free, with no obligation and no credit impact.
We match you with the right solution for your situation: a debt relief program that can reduce eligible monthly payments by 40% or more, or a consolidation loan when it's the better fit.
We offer free budgeting resources and debt guides for anyone exploring their options, plus exclusive financial wellness resources for clients.
We’ve Raised the Bar for the Debt Relief Industry
- A personalized plan for your debt
- 24/7 support from real people who care
- A top-rated mobile app to track your progress
- Budgeting tools and resources
- Weekly financial wellness sessions with professional therapists
- A private online community to support your progress
Our Qualifications and Credentials
When it comes to your finances, working with people you can trust is essential. We’re proud to hold the highest industry accreditations and maintain rigorous standards for transparency, ethics and client outcomes.
Accreditations and Certifications
- Accredited by the Better Business Bureau (BBB) with an A+ Rating — the highest available
- Accredited member of the Association for Consumer Debt Relief (ACDR)
- Agents certified through the International Association of Professional Debt Arbitrators (IAPDA)
- Staff trained by Accredited Financial Counselors through the Association for Financial Counseling & Planning Education (AFCPE)
Accredited Debt Relief is operated as a division of Beyond Finance, LLC , a leading provider of debt consolidation services.
Our Community Partners
We’re proud to partner with Wounded Warrior Project , Blue Star Families , Hiring Our Heroes and Operation HOPE — organizations on the front lines of financial empowerment for veterans, military families and underserved communities across the country.
Their work aligns with everything we believe in: that no one should face financial hardship alone and that the right support can be life changing.
Which debts qualify for debt relief?
Accredited Debt Relief is best for people who have $5,000 or more in unsecured debt like:
- Credit Cards
- Personal Loans
- Medical Debt
- Private Student Loans
- Lines of Credit
- Collections
- And More
We offer debt relief services, evaluations and solutions in all 50 states. We don't work with secured debts.
Taking control of my credit card and personal loan debt has empowered me. It's given me hope again.
Nick C.
A Real Client with $17,725 in Debt