Debt settlement is the process of reaching new terms and agreements with your creditors. The ultimate goal is to reduce your principal balance, fees and interest owed, allowing you to keep more money in your pocket.
When you work with a debt settlement organization, you’ll make regular deposits into a Dedicated Account. While your funds grow, debt negotiation specialists will work with creditors by negotiating debt settlement agreements on your behalf. You’ll then use the funds in your Dedicated Account to pay off the new agreement.
You're paying too much interest or are stuck making only minimum payments
When credit card debt is out of control and your cards are maxed out or your credit utilization is over 40%
You miss payments or you can’t afford both your monthly payments and basic needs
Your debt is worsening your quality of life, physically or mentally
After her husband's accident and periods of time without work, Amy found herself in a serious debt. Accredited Debt Relief helped her overcome more than $52,000 in credit card and medical debt.
It can be easy to feel overwhelmed by debt, but it’s important to remember that you have options. The best debt relief strategy for you depends on your unique financial situation.
One of the biggest benefits to working with a debt settlement company is having access to experts. Accredited Debt Relief’s Certified Debt Specialists can examine your finances and provide you with a debt relief program that fits your unique needs. Our plans include the following benefits:
Accredited Debt Relief is a BBB accredited organization. We’ve matched individuals throughout the U.S. with customized settlement programs to help them resolve their debt for less than what they owe. Our experienced team has received numerous 5-star reviews from past clients, and we’re proud to be accredited by the American Fair Credit Council. We are committed to putting you first, which means that we’re dedicated to providing honest, expert advice and helping you throughout your journey towards financial freedom. Contact our team today to receive a free consultation.
Accredited Debt Relief has helped resolve more than $500 million in debt for their clients, but individual results can vary. Not sure if you qualify? Contact our team for a free consultation.
Can Reduce What You Owe: Debt settlement clients typically see a reduction in both their overall debt and their monthly payments. The average amount of debt that Accredited Debt Relief clients pay on their resolved debts is 55% of their enrolled balance (excluding fees).
Consolidate Your Debts: Accredited Debt Relief’s programs allow clients to roll multiple debts into one single, reduced monthly payment.
Free Consultation and Savings Estimate: Consulting with a Certified Debt Specialist won’t affect your credit score. Additionally, consultations come with no obligation and no upfront fees.
Not All Debts Qualify: Secured debts, which are debts that have collateral attached to them, and federal student loans are not eligible for debt settlement.
Requires Monthly Payments: Consistent monthly deposits into a Dedicated Account are crucial to the success of your settlement program.
Best For Those With $7,500+ in Debt: If you have less than $7,500 in debt, you’ll likely benefit more from a different form of debt relief.
Enrolled Debt: $43,922
Final Debt: $21,403
Enrolled Debt: $21,974
Final Debt: $12,797
Enrolled Debt: $24,954
Final Debt: $10,634
* These examples do not include program fees. This is small sample of debt settlements our negotiation team has achieved for our clients. These settlements were obtained for clients who successfully met all of their program terms and received settlement offers. Results may vary, and there are no guarantees that all creditors will agree to settle. These examples are not representative of results in all cases.
Accredited Debt Relief has helped customers across the country consolidate and resolve their debts. With an A+ BBB rating, we offer customized financial solutions that can help you pay off your debt obligations quicker. Our experienced team can help lower your monthly payments and reduce what you owe overall. To learn more and receive a free, no obligation consultation, contact us today.
People who complete our program can look forward to benefits that may include more control over their finances, good financial habits, a lower debt-to-income ratio and greater confidence with money.Click Here
We surveyed clients who recently graduated from our debt settlement program and found that scores typically improve as settlements are paid-off.Click Here
Let's compare the key aspects of a debt settlement program and a minimum monthly payment strategy so that you can determine what's best for you.Click Here