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About
Anna Caldwell
Anna is a Chicago-based Content Marketing Associate and lead writer for Beyond Finance and the Top Dollar Financial Insights Hub by Accredited Debt Relief. She specializes in financial literacy, budgeting, personal finance tips, and debt management techniques, including debt consolidation options. She is passionate about creating approachable financial resources that help people overcome debt and other financial challenges.
Most Recent
Showing 1-10 of 151 results
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Do You Have Too Much Debt? Calculate Debt-to-Income Ratio
Have debt? You’re not alone. 8 out of 10 Americans reported having some debt in 2020. Debt isn’t inherently bad, in fact, it can be a necessary tool to get an education. It can also help you build your credit and can be useful when you want to finance large purchases. However, the type and […]
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Back-to-School Budget Planner
Summer is almost over, and that means back-to-school season is around the corner. Use our back-to-school budget spreadsheet to plan for your child’s school expenses and follow five tips to save money on your list.
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Worksheet: Estimate The Cost of Owning a Dog
The love we have for our furry companions is priceless, but it’s important to budget appropriately for their care. According to Rover, the average cost of owning a dog is between $650 to $2,115 a year, but that actual cost varies widely depending on the dog’s size, age, breed and health. If you already have […]
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Visual Resumes: Do’s and Don’ts With 12 Examples
Did you know that your resume has 7.4 seconds to make an impression? Hiring managers and recruiters evaluate hundreds of resumes every day. To stand out from the competition, visual resumes have become a popular trend but do they live up to the hype? We explore some do’s and don’ts for creating your own visual […]
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Money-Related Stress: 7 Tips from Psychologists
If you regularly worry about money, you are not alone. Every year the American Psychological Association (APA) commissions an annual nationwide survey to examine and understand the impact of stress. And every year since it began collecting data in 2007, money-related stress has been a top concern.
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Is a Debt Consolidation Loan a Good Idea?
Debt consolidation loans allow you to refinance by taking on a new loan to pay off multiple debts. Consolidation combines numerous debt obligations into one monthly bill that streamlines the repayment process for credit cards, loans, and other bills. Loans are typically paid in monthly installments that include interest and fees accrued. They can be […]
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How to Create a Portfolio Website on a Budget
Whether you are self-employed or looking for your next career move at a company, a well-made online portfolio is a must. A well-executed portfolio website will increase your visibility and grow your personal brand. This blog covers everything you need to know to create a portfolio website on a budget. Building a website is more accessible […]
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Keep Your Finances Healthy During a Divorce
The end of a marriage is a stressful and life-changing experience. Separating from your spouse can do lasting damage to your finances. The longer it takes to finalize the divorce, the more damage is done. A study of 9,000 couples by Ohio State researcher Jay Zagorsky showed that long-term divorce wipes out 77% of a […]
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The Truth About How to Book Cheap Flights
Booking flights is by far one of the most expensive aspects of traveling. Domestic and international flights can cost thousands of dollars per ticket. To save money, travelers are always on the hunt for tips and tricks. Unfortunately, not all the advice out there is up to date, and myths abound. I fact-checked some of […]
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7 Tips to Book Cheap Flights
Flight prices frequently change, making it difficult to feel confident you are getting the best deal. Will it go up tomorrow? Will it drop in two weeks? Should I buy now or wait? There is no crystal ball or secret sauce to guarantee you’ll always find the cheapest possible fare. However, there are plenty of […]