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  • What Happens When You Make Minimum Payments

    Did you know that every credit card bill includes minimum payment warning? It’s required by law, and usually includes a table that spells out how many years and how much money it will take to pay off your debt if you only make minimum payments. Most people overlook it, which means the true impact of […]

  • Five Questions to Ask Before Setting Financial Resolutions in The New Year

    New Year’s resolutions tend to sound the same every January. Save more. Spend less. Pay off debt faster. Those are well-intentioned goals! But if you’ve ever made them before — and watched them quietly fall apart by spring — you’re probably wondering if it’s worth it to try again.  For many people, the missing piece […]

  • Talking to Family and Friends About Your Debt Plan

    Simple ways to handle tough conversations with confidence. Choosing a debt plan is a strong step forward. But when friends or family don’t understand your choice, their questions can add stress to an already emotional process. Remember: doubt usually comes from concern — not judgment. Why People Push Back Most reactions fall into a few […]

  • 5 Reasons to Choose Professional Help When Tackling Debt

    Debt is a pervasive problem that has a way of affecting every part of your life. Even when you’re doing everything you should like tracking bills, watching your spending and making your minimum payments, the numbers may not move the way you hoped. And when progress stalls, many people wonder the same thing: “Is it […]