Financial Planning

Freelance income is never steady. Sometimes you’re so buried in work you don’t know what day it is. Other weeks are so quiet, you wonder if your email is broken. But no matter what happens, there are still bills to be paid — and due dates don’t wait until business is good.  If you’ve struggled […]

If you make your money with an app — delivering food or driving people around — you already know how up and down it feels. Some days are solid, while others are dead. And just when you think you’re ahead, the car needs brakes, or gas jumps a dollar. It’s hard to stay on top […]

You run everything: You fix the messes, you talk to every client, you handle the bills — and still can go home wondering if you’re going to get paid this month. This is how most small business owners live. Doesn’t matter what you make — if you don’t have a way to pay yourself, it […]

When you’re just starting out, breaking even every month can feel like a herculean task. With rents on the rise, unrelenting grocery prices and multiple non-negotiable bills each month, finding extra money is a challenge, to say the least. But there’s probably more wiggle room in your  budget than you’d expect: And that extra change […]

You don’t need to overhaul everything at once. With a few steady habits, you can bring calm and clarity to your money life.

No spreadsheets, no big plans — just small habits that are doable when you’re half-functioning and still figuring out what day it is.

Parenting solo requires you to keep track of so much: Bills need attention, dinners have to happen, kids need rides and school events pop up. Any opportunity to sit down and check in on your finances feels like a luxury — but it doesn’t have to be a once-in-a-while thing. This short routine is perfect […]

Let’s say your side gig started great, but the time and effort that you put into it isn’t worth the energy any longer. That’s especially true if that side hustle has been costing you sleep, performance at your primary job or the relationships you value. So you want to quit, but you also want a […]

Some weeks, it can feel like torture to open your budgeting app and assess your spending. You tell yourself you’ll handle it this weekend, then the weekend comes and goes. Sound familiar? Then you might be experiencing budgeting burnout. And the fix isn’t doing more — in fact, it’s a sign that simplifying your budget […]

When you’re falling behind, saving anything can feel out of reach. That’s why we created this short and simple guide.