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How to Budget When You’re Burned Out on Budgeting

Some weeks, it can feel like torture to open your budgeting app and assess your spending. You tell yourself you’ll handle it this weekend, then the weekend comes and goes. Sound familiar? Then you might be experiencing budgeting burnout. And the fix isn’t doing more — in fact, it’s a sign that simplifying your budget […]

Chapter 7 vs. Chapter 13 Bankruptcy: Which Approach is Right for You?

If you’re at the end of your rope and wondering whether bankruptcy is the right next step, it’s important to understand which type of filing might be best for your specific situation. Those who declare personal bankruptcy almost always file for either Chapter 7 and Chapter 13. These are the two most common types of […]

How to Rebuild and Protect Your Finances After Bankruptcy

If you decided to take the plunge and file for bankruptcy: Good on you! Filing for bankruptcy is one of the biggest financial decisions a person can make.  And while it can help stop the immediate crisis, it doesn’t fix everything. Life after bankruptcy can feel overwhelming, but you can rebuild. No matter if you […]

Bankruptcy Basics: What Actually Happens When You File

“Bankruptcy:” The word no one wants to hear in relation to their finances. But here’s the thing: Personal bankruptcy is a good thing, because it gives you a way out when no others are available.  This guide will give you the bankruptcy basics you need to know, help you understand the process and discuss when […]

Does Every Bill Feel Urgent? Here’s How to Prioritize Your Payments. 

Sometimes the numbers just don’t add up. You’re doing your best, but your income doesn’t cover everything this month, and you’re left staring at bills with no clear answer on what to pay first. It’s okay. This article isn’t about budgeting systems or cutting lattes. It’s about staying calm and making a plan when there […]

6 Steps to Building a Secure Financial Life After Debt

You did the hard part — you got out of debt. That’s a major win, and you deserve to feel proud. Now the question is, how do you make sure you never go back? The answer is to build a strong, protective system that helps you grow wealth, stay out of financial trouble and feel […]