Loan option resources to help you borrow and manage debt responsibly.
A personal loan is money borrowed from a bank, credit union, family member, or online lender. Many different types of loans fall into this category. Most have a fixed interest rate that allows borrowers to make predictable payments to repay the debt.
If you need to consolidate and pay off existing debt but have concerns about your credit score and finances, you may be considering bad credit loans. Using a bad credit loan to consolidate existing debt may seem like a good idea, but it’s not your only option. It’s important to understand the risks and consider […]
A payday loan is a short-term loan available to you based on how much you earn each pay period. Lenders require proof of income, usually a recent paystub, to qualify for the loan. The lender then grants a loan for that amount along with interest and/or a lender’s fee.
Debt consolidation loans allow you to refinance by taking on a new loan to pay off multiple debts. Consolidation combines numerous debt obligations into one monthly bill that streamlines the repayment process for credit cards, loans, and other bills. Loans are typically paid in monthly installments that include interest and fees accrued. They can be […]