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  • What Is a Personal Loan?

    A personal loan is money borrowed from a bank, credit union, family member, or online lender. Many different types of loans fall into this category. Most have a fixed interest rate that allows borrowers to make predictable payments to repay the debt. 

  • What are Bad Credit Loans?

    If you need to consolidate and pay off existing debt but have concerns about your credit score and finances, you may be considering bad credit loans. Using a bad credit loan to consolidate existing debt may seem like a good idea, but it’s not your only option. It’s important to understand the risks and consider […]

  • What Is an Installment Loan?

    An Installment loan is any loan that is paid back in regular increments over a predetermined repayment period. Most installment loans are paid back monthly with interest. Some have additional fees that cover administrative costs or penalties.

  • What Is a Payday Loan?

    A payday loan is a short-term loan available to you based on how much you earn each pay period. Lenders require proof of income, usually a recent paystub, to qualify for the loan. The lender then grants a loan for that amount along with interest and/or a lender’s fee.