Sophia Grant

You didn’t shop online. You didn’t go on a big vacation. But somehow, your account balance looks like it’s taken a hit. What gives? One of the most overlooked ways people lose progress on their financial goals is passive spending. Passive spending is dangerous because it deals in small purchases. $5 here and there can […]

It’s no small effort to save enough to clear a lingering loan. And while it might finally feel like an opportunity to celebrate, hang on — there might be more to clearing your debt.  Some loans come with fine print that says if you pay it off before the end of the term, you might […]

Have a chunk of change you’ve been thinking about using strategically? Sometimes, the obvious move isn’t the one that’ll actually do the most good — and that’s especially true if you’re thinking of paying off a loan.  These four quick questions can help you decide whether early payoff actually makes sense right now (or if […]

Side hustles sound great until they interrupt your life. Maybe you start something new, only to realize it’s draining, disorganized or straight up not worth your time.  If you’re thinking of making some extra money to pay down debt, you need a guide to test your side hustle before committing to it. Here’s how to […]

When you’re trying to get out of debt, bringing in more income can be a game-changer — so long as that money actually goes towards your debt. There’s a strategy to making the most of your extra income as you pay down debt. This article isn’t a list of side hustles: It’s a guide to […]

Getting debt free can take a lot of time and determination — but what if you could get there sooner than you think? Putting a little extra toward your monthly payment can cut months or even years off your timeline. But what stops most people from doing it? Not seeing the bigger picture.  That’s what […]

Group financial coaching is becoming more popular — and for good reason. Find out how to get in a better financial place supported by a community.

When you’re overwhelmed by money problems, it’s easy to feel like you’re the only one going through it. But this couldn’t be further from the truth. Millions of people are quietly facing the same stress, and many of them are finding support in spaces that are built to help, without judgment.

Budgeting can feel like a team sport — but that means if one of the teammates refuses to play, the prospect of winning is zero to none. If you’re the person who’s enthusiastic about tracking your money and working towards something bigger, it can be discouraging to consider playing the game alone.  So how do […]

Now that your debt’s paid off, you might have found that you’re still feeling lingering stress. It’s almost like living in a stress dream about an unexpected public speaking engagement, or a surprise test.   But staying debt-free isn’t just about numbers. It’s about how your life, habits and mindset evolve after the final bill is […]