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Budgeting
Tips and tools to help you save money and avoid budgeting mistakes.
Budgeting
Which Meal Subscription Boxes Have the Best Value?
Cooking is one of life’s simple pleasures. Deciding what to eat, hauling groceries from the store, and figuring out how to smush them together into something edible (let alone delicious)? Those aspects are not such a pleasure. Not after a hard day’s work, anyway… Luckily, we live in the future now. A meal subscription box […]
Budgeting
Holiday Budgeting Tips for 2021
Holiday spending is expected to increase this year, as more and more families return to in-person celebrations. According to a forecast by Deloitte, U.S. consumers are expected to spend up to 9% more this holiday season than they did in 2020. Increases in spending, especially around the holidays can derail your budget. Keep holiday spending […]
Budgeting
Are Budgeting Myths Holding You Back?
Most people agree that keeping a budget is a good idea but how many faithfully do it? Like me, you’ve probably made a budget spreadsheet only to forget about it a few days later. I’m not proud to admit I’ve done this more than once, but why? Despite working in personal finance, I was influenced […]
Budgeting
Debt Payoff Worksheet: DIY ‘Get Out of Debt’ Formula
Ending your relationship with debt is a journey that takes time, planning, and ultimately, a little bit of math. We created a debt payoff worksheet to help you gain a good understanding of your income, expenses, and how much money you can put toward your debt every month. Our worksheet enables you to crunch the […]
Budgeting
What Is an Anti-Budget and How Does It Work?
Budgets are a fantastic tool. They can shed light on your financial health and habits and are often considered a non-negotiable first step in financial planning and wellness. Yet, for some, traditionally, budgeting is a frustrating chore that requires a lot of effort without leading to lasting change. If you’ve given budgeting an honest try […]
Budgeting
50/30/20 Budgeting: What It Is and How It Works
Updated April 14, 2023 The 50/30/20 plan is a popular budgeting method that can help you reorganize your budget. It ensures that you’re putting money towards your necessities while still allocating an appropriate amount of cash toward your savings and simple pleasures.
Budgeting
10 Zero Waste Products That Will Work on A Budget
Zero waste products help the environment by eliminating single-use, non-recyclable waste in packaging. Also, they are often produced in facilities that prioritize sustainability both in the manufacturing and distribution process. However, doing something the “right way” often comes with a hefty price tag. Fortunately, as the market has grown for eco-friendly options, prices have become […]
Budgeting
Update Your Wardrobe Without Breaking the Bank
When seasonal sales are in full-swing, it’s often tempting to reach for your wallet and go on a shopping spree. Although it may give you a temporary dopamine rush, that trip to the mall or virtual splurge can take a toll on your bank account. Consider these simple ways to refresh your wardrobe on a […]
Budgeting
Start Budgeting With Our Free Worksheet
Updated April 13, 2023 Creating and managing a budget is a great way to help you stay on top of your finances. You can ensure that you have enough to cover your expenses while also determining what to cut back on by planning out your spending every month. Fortunately, a recent poll reported that 69% […]
